NMI Holdings (NMIH) EBIT Margin (2013 - 2026)

NMI Holdings (NMIH) reported EBIT Margin of 18.48% for Q1 2026, up 262.0% on a YoY basis from 5.1% in Q1 2025, and up 72.29% sequentially from 10.72% in Q4 2025.

NMI Holdings (NMIH) EBIT Margin (2013 - 2026) Analysis & Trends

NMI Holdings (NMIH) has 14 years of EBIT Margin data on file, last reported at 18.48% in Q1 2026.

  • For the quarter ending Q1 2026, EBIT Margin rose 262.0% year-over-year to 18.48%; the trailing twelve-month figure through Mar 2026 stood at 14.64% (up 74.0% YoY), and the FY2025 full-year result was 14.57%, up 147.0% from the prior year.
  • EBIT Margin advanced to 18.48% in Q1 2026, from 10.72% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 18.48% in Q1 2026 to a low of 8.75% in Q1 2022.
  • A 5-year average of 12.85% and a median of 12.76% in 2024 frame the typical range for EBIT Margin.
  • Peak annual rise in EBIT Margin reached 416 bps in 2025, while the deepest fall reached 292 bps in 2025.
  • Tracing NMIH's EBIT Margin over 5 years: stood at 11.16% in 2022, then rose by 23 bps to 13.73% in 2023, then declined by 1 bps to 13.64% in 2024, then declined by 21 bps to 10.72% in 2025, then surged by 72 bps to 18.48% in 2026.
  • Business Quant data shows NMIH's EBIT Margin at 18.48% in Q1 2026, 10.72% in Q4 2025, and 17.69% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 25.48%
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn -48.79%
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 8.68%
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 29.20%
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 20.78%
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 22.78%
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 17.32%
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 112.20%
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 18.48%
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 15.64%

Historic Data

Download Data
DateValue
Mar 31, 2026 18.48%
Dec 31, 2025 10.72%
Sep 30, 2025 17.69%
Jun 30, 2025 14.36%
Mar 31, 2025 15.86%
Dec 31, 2024 13.64%
Sep 30, 2024 13.53%
Jun 30, 2024 12.76%
Mar 31, 2024 12.44%
Dec 31, 2023 13.73%
Sep 30, 2023 13.72%
Jun 30, 2023 11.58%
Mar 31, 2023 10.89%
Dec 31, 2022 11.16%
Sep 30, 2022 10.10%
Jun 30, 2022 9.04%
Mar 31, 2022 8.75%
Dec 31, 2021 8.82%
Sep 30, 2021 8.65%
Jun 30, 2021 8.46%