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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) Net Margin (2016 - 2025)

NMI Holdings (NMIH) has disclosed Net Margin for 13 consecutive years, with 61.8% as the latest value for Q4 2025.

  • Quarterly Net Margin rose 176.0% to 61.8% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 62.12% through Dec 2025, down 165.0% year-over-year, with the annual reading at 64.58% for FY2025, 81.0% up from the prior year.
  • Net Margin hit 61.8% in Q4 2025 for NMI Holdings, down from 63.44% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 65.23% in Q2 2024 to a low of 49.95% in Q1 2021.
  • Historically, Net Margin has averaged 59.43% across 5 years, with a median of 60.52% in 2022.
  • Biggest YoY gain for Net Margin was 2474bps in 2021; the steepest drop was -907bps in 2021.
  • Year by year, Net Margin stood at 53.12% in 2021, then grew by 15bps to 60.99% in 2022, then rose by 3bps to 62.74% in 2023, then fell by -4bps to 60.04% in 2024, then rose by 3bps to 61.8% in 2025.
  • Business Quant data shows Net Margin for NMIH at 61.8% in Q4 2025, 63.44% in Q3 2025, and 64.5% in Q2 2025.