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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) Net Margin (2016 - 2025)

NMI Holdings' Net Margin history spans 13 years, with the latest figure at 61.82% for Q4 2025.

  • For Q4 2025, Net Margin rose 2432.0% year-over-year to 61.82%; the TTM value through Dec 2025 reached 64.59%, up 927.0%, while the annual FY2025 figure was 61.58%, 626.0% up from the prior year.
  • Net Margin for Q4 2025 was 61.82% at NMI Holdings, down from 63.44% in the prior quarter.
  • Across five years, Net Margin topped out at 79.26% in Q4 2022 and bottomed at 37.5% in Q4 2024.
  • The 5-year median for Net Margin is 59.96% (2022), against an average of 59.14%.
  • The largest annual shift saw Net Margin surged 6047bps in 2021 before it plummeted -3780bps in 2023.
  • A 5-year view of Net Margin shows it stood at 53.12% in 2021, then surged by 49bps to 79.26% in 2022, then crashed by -48bps to 41.46% in 2023, then decreased by -10bps to 37.5% in 2024, then surged by 65bps to 61.82% in 2025.
  • Per Business Quant, the three most recent readings for NMIH's Net Margin are 61.82% (Q4 2025), 63.44% (Q3 2025), and 64.5% (Q2 2025).