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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) FCF Margin (2016 - 2025)

NMI Holdings' FCF Margin history spans 12 years, with the latest figure at 39.42% for Q4 2025.

  • For Q4 2025, FCF Margin rose 2444.0% year-over-year to 39.42%; the TTM value through Dec 2025 reached 68.5%, up 910.0%, while the annual FY2025 figure was 68.5%, 910.0% up from the prior year.
  • FCF Margin for Q4 2025 was 39.42% at NMI Holdings, down from 83.44% in the prior quarter.
  • Across five years, FCF Margin topped out at 95.37% in Q2 2024 and bottomed at 14.24% in Q4 2023.
  • The 5-year median for FCF Margin is 72.31% (2022), against an average of 66.0%.
  • The largest annual shift saw FCF Margin surged 3144bps in 2021 before it tumbled -1194bps in 2022.
  • A 5-year view of FCF Margin shows it stood at 36.17% in 2021, then plummeted by -33bps to 24.23% in 2022, then plummeted by -41bps to 14.24% in 2023, then grew by 5bps to 14.98% in 2024, then surged by 163bps to 39.42% in 2025.
  • Per Business Quant, the three most recent readings for NMIH's FCF Margin are 39.42% (Q4 2025), 83.44% (Q3 2025), and 85.0% (Q2 2025).