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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) FCF Margin (2016 - 2025)

NMI Holdings (NMIH) has disclosed FCF Margin for 13 consecutive years, with 39.42% as the latest value for Q4 2025.

  • Quarterly FCF Margin rose 1543.0% to 39.42% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 65.89% through Dec 2025, down 259.0% year-over-year, with the annual reading at 68.5% for FY2025, 2.0% up from the prior year.
  • FCF Margin hit 39.42% in Q4 2025 for NMI Holdings, down from 83.44% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 89.02% in Q3 2022 to a low of 21.55% in Q4 2023.
  • Historically, FCF Margin has averaged 65.65% across 5 years, with a median of 76.51% in 2021.
  • Biggest five-year swings in FCF Margin: soared 3144bps in 2021 and later crashed -2264bps in 2025.
  • Year by year, FCF Margin stood at 36.17% in 2021, then tumbled by -33bps to 24.23% in 2022, then decreased by -11bps to 21.55% in 2023, then increased by 11bps to 23.99% in 2024, then surged by 64bps to 39.42% in 2025.
  • Business Quant data shows FCF Margin for NMIH at 39.42% in Q4 2025, 83.44% in Q3 2025, and 85.0% in Q2 2025.