SoFi Technologies, Inc. Ratios

Ratios Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 39.86%51.09%56.66%60.74%66.11%70.23%
EBT Margin -54.13%-58.09%-48.86%-20.26%-14.19%8.72%
EBIT Margin -114.26%-107.00%-92.20%-56.07%-45.49%-19.86%
EBITDA Margin -54.15%-39.64%-49.27%-20.80%-13.83%18.38%
Operating Margin -114.26%-107.00%-92.20%-56.07%-45.49%-19.86%
Net Margin -54.15%-39.62%-49.14%-20.36%-14.17%18.64%
FCF Margin -20.86%-89.10%-142.40%-467.04%-345.70%-47.63%
Efficiency
Assets Average 8.87B14.09B24.54B33.16B
Equity Average -0.23B2.13B4.79B5.22B5.88B
Invested Capital -0.34B4.68B8.33B10.69B10.47B9.62B
Asset Utilization Ratio 0.110.110.090.08
Leverage & Solvency
Interest Coverage Ratio -1.82-3.26-8.84-4.66-1.22-0.49
Equity Ratio -0.010.480.270.170.18
Times Interest Earned -1.82-3.26-8.84-4.66-1.22-0.49
Dividends & Payouts
FCF Payout Ratio -0.26-0.08-0.03-0.01-0.01-0.01
Valuation
Enterprise Value -0.50B0.50B12.36B2.87B6.46B14.17B
Market Capitalization 1.25B12.76B4.28B9.54B16.71B
Return Ratios
Return on Sales -0.54%-0.40%-0.49%-0.20%-0.14%0.19%
Return on Invested Capital -0.19%-0.09%
Return on Assets -0.05%-0.02%-0.01%0.02%
Return on Equity 0.98%-0.23%-0.07%-0.06%0.08%