OppFi Ratios (2020-2026) | OPFI

Ratios Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Profitability
Gross Margin (Quarter)
82.94%78.63%70.98%72.62%70.72%75.56%74.27%81.59%82.03%81.40%80.90%84.95%85.16%85.11%83.52%88.67%88.14%86.12%83.41%88.10%
EBT Margin (Quarter)
26.83%42.66%26.88%0.48%14.89%0.67%-14.86%7.13%25.16%21.15%4.52%16.61%33.14%37.73%18.01%24.23%12.67%78.02%46.55%66.45%
EBIT Margin (Quarter)
26.83%15.79%5.45%-4.26%9.83%-1.84%-19.84%6.52%24.58%20.59%13.25%8.36%34.18%38.49%30.53%46.79%44.70%46.33%36.15%40.51%
EBITDA Margin (Quarter)
26.83%15.79%5.45%-4.26%9.83%-1.84%-19.84%6.52%24.58%20.59%13.25%8.36%34.18%38.49%30.53%46.79%44.70%46.33%36.15%40.51%
Operating Margin (Quarter)
26.83%15.79%5.45%-4.26%9.83%-1.84%-19.84%6.52%24.58%20.59%13.25%8.36%34.18%38.49%30.53%46.79%44.70%46.33%36.15%40.51%
Net Margin (Quarter)
26.83%41.69%27.53%-0.59%14.58%-1.23%-10.66%6.95%24.24%20.48%2.95%15.98%32.08%35.21%17.26%22.35%11.45%72.62%44.93%61.87%
FCF Margin (Quarter)
53.55%-495.24%-222.26%-221.07%319.28%-912.19%-228.96%-157.14%-158.59%548.23%-1,721.48%114.37%-298.40%-136.00%767.09%-207.51%357.89%-452.50%-670.63%-155.00%
Efficiency
Assets Average (Quarter)
243.99M342.23M471.38M507.33M545.31M579.02M579.90M569.94M568.71M588.99M601.07M582.37M568.15M596.18M630.22M640.62M656.72M697.00M737.35M737.04M
Asset Utilization Ratio (Quarter)
0.980.780.560.500.460.400.370.390.410.430.450.480.510.510.510.540.550.540.520.51
Leverage & Solvency
Interest Coverage Ratio (Quarter)
3.134.64-91.19-0.320.86-0.110.470.375.583.690.760.472.843.282.314.628.269.403.554.33
Debt Ratio (Quarter)
0.110.040.510.010.000.000.570.570.550.530.530.530.500.450.450.450.430.39
Times Interest Earned (Quarter)
3.134.64-91.19-0.320.86-0.110.470.375.583.690.760.472.843.282.314.628.269.403.554.33
Dividends & Payouts
FCF Payout Ratio (Quarter)
0.92-0.050.00-0.010.000.000.010.000.000.020.000.12-0.010.21-0.06-0.01-0.09-0.08
Valuation
Enterprise Value (Quarter)
-120.78M132.42M104.56M105.39M111.84M118.22M109.97M91.31M107.44M112.39M109.65M90.39M102.22M111.19M113.15M123.45M126.09M152.64M200.94M167.41M
Return Ratios
Return on Sales (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.00%0.01%
Return on Capital Employed (Quarter)
25.37%
Return on Assets (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%