OppFi Growth Metrics (2020-2025) | OPFI

Growth Metrics Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Growth Ratios
EBITDA Margin Growth (1y) -2731.00-1968.00-4368.00-1700.00-1763.00-2529.001,078.001,476.002,243.003,309.00184.00959.001,790.001,728.003,843.001,052.00784.00
EBITDA Margin Growth (3y) -2251.00-1189.00-3106.00734.002,270.002,508.005,105.003,487.004,817.00
EBITDA Margin Growth (5y) 324.00
EBITDA Margin (QoQ) -1796.001,428.00-1259.00-1104.00-1034.00-971.001,409.00-1167.00-1800.002,636.001,806.00-399.00-734.00-489.002,582.00432.00-796.001,626.00-209.00164.00
EBIT Margin Growth (1y) -2731.00-1968.00-4368.00-1700.00-1763.00-2529.001,078.001,476.002,243.003,309.00184.00959.001,790.001,728.003,843.001,052.00784.00
EBIT Margin Growth (3y) -2251.00-1189.00-3106.00734.002,270.002,508.005,105.003,487.004,817.00
EBIT Margin Growth (5y) 324.00
EBIT Margin (QoQ) -1796.001,428.00-1259.00-1104.00-1034.00-971.001,409.00-1167.00-1800.002,636.001,806.00-399.00-734.00-489.002,582.00432.00-796.001,626.00-209.00164.00
EBT Margin Growth (1y) -44.00176.00-3894.00-1194.00-4190.00-4175.00669.001,032.002,038.001,938.00950.00794.001,659.001,354.00761.00-2047.004,031.00
EBT Margin Growth (3y) -2195.00-2061.00-2275.00632.00-492.00-882.002,379.00-222.007,728.00
EBT Margin Growth (5y) 3,495.00
EBT Margin (QoQ) -1796.001,428.00-1259.001,583.00-1577.00-2641.001,441.00-1413.00-1562.002,203.001,804.00-406.00-1662.001,214.001,648.00459.00-1967.00621.00-1160.006,537.00
Enterprise Value Growth (1y) 337.00%329.00%209.82%192.60%12.82%5.18%-13.36%-3.94%-4.93%-0.30%-1.00%-4.85%-1.07%3.20%36.56%23.35%37.28%
Enterprise Value Growth (3y) 65.61%63.88%43.29%41.72%1.99%2.67%5.41%4.08%8.89%
Enterprise Value Growth (5y) 40.38%
Enterprise Value (QoQ) -3.26%-110.19%-25.86%186.76%-0.23%0.80%6.12%5.71%-6.98%-16.97%17.66%4.61%-2.44%-17.56%13.09%8.77%1.77%9.10%2.14%21.06%
FCF Margin Growth (1y) 2,624.00-12329.00-8405.00-5899.00-669.006,393.007,929.006,569.007,928.003,356.003,453.002,073.002,707.003,203.001,908.002,658.00
FCF Margin Growth (3y) 9,882.00-2580.002,977.002,742.009,965.0012,952.0013,289.0011,300.00
FCF Margin (QoQ) 15,072.00-5605.00-959.00-5884.00119.00-1681.001,546.00-654.007,182.00-145.00186.00705.002,610.00-48.00-1194.001,339.003,106.00-1343.00-444.00
FCF Payout Ratio Growth (1y) -166.37%64.90%98.84%99.09%146.49%98.94%-1,607.42%-1,672.65%87.87%-192,504.98%65.05%-371.56%-3,486.77%-26.28%-1,468.54%16.28%
FCF Payout Ratio Growth (3y) -16.62%-92.98%58.98%8.68%-209.28%-195.70%-354.04%-312.09%
FCF Payout Ratio (QoQ) -8,608.31%-2,054.05%55.63%99.92%-4,399.75%29.00%65.06%104.16%-202.88%-113,947.52%63.72%100.44%-105,569.56%79.30%-389.44%96.83%-3,832.48%-157.07%73.88%
Gross Margin Growth (1y) -1654.00-849.00-1528.00-1222.00-306.00329.00897.001,132.00584.00663.00336.00312.00372.00262.00372.00298.00100.00
Gross Margin Growth (3y) -1377.00143.00-295.00222.00649.001,254.001,605.001,742.001,056.00
Gross Margin Growth (5y) -905.00
Gross Margin (QoQ) -1569.00843.00-497.00-431.00-765.00164.00-191.00485.00-129.00732.0044.00-63.00-50.00405.0020.00-4.00-159.00515.00-53.00-202.00
Interest Coverage Ratio Growth (1y) -58.13%-86.26%-105.32%-71.15%-105.94%-281.69%213.06%100.88%1,310.92%180.61%40.93%64.75%141.03%210.04%797.00%72.85%54.57%
Interest Coverage Ratio Growth (3y) -32.99%-41.40%-56.07%-1.53%20.11%65.60%153.51%78.84%261.17%
Interest Coverage Ratio Growth (5y) 2.32%
Interest Coverage Ratio (QoQ) -16.35%52.09%-48.35%-36.29%-72.55%-158.90%380.08%-113.11%-740.11%136.65%397.66%-20.97%-44.07%-35.93%481.76%15.62%-28.06%85.36%12.10%3.40%
Net Margin Growth (1y) -140.00239.00-4000.00-1225.00-4286.00-3805.00750.00969.002,165.001,348.00911.00782.001,473.001,437.00637.00-2064.003,743.00
Net Margin Growth (3y) -2261.00-2218.00-2339.00526.00-648.00-1020.002,298.00-313.007,381.00
Net Margin Growth (5y) 2,954.00
Net Margin (QoQ) -1796.001,428.00-1259.001,486.00-1417.00-2811.001,516.00-1575.00-936.001,744.001,736.00-379.00-1753.001,307.001,606.00312.00-1789.00508.00-1095.006,119.00
Operating Margin Growth (1y) -2731.00-1968.00-4368.00-1700.00-1763.00-2529.001,078.001,476.002,243.003,309.00184.00959.001,790.001,728.003,843.001,052.00784.00
Operating Margin Growth (3y) -2251.00-1189.00-3106.00734.002,270.002,508.005,105.003,487.004,817.00
Operating Margin Growth (5y) 324.00
Operating Margin (QoQ) -1796.001,428.00-1259.00-1104.00-1034.00-971.001,409.00-1167.00-1800.002,636.001,806.00-399.00-734.00-489.002,582.00432.00-796.001,626.00-209.00164.00
Return on Assets Growth (1y) -22.00-22.00-18.00-11.00-8.001.006.006.007.007.007.007.002.005.00
Return on Assets Growth (3y) -22.00-14.00-6.002.001.0013.00
Return on Assets (QoQ) -6.00-7.00-6.00-2.00-6.00-4.001.002.003.001.001.002.002.001.001.00-3.006.00
Return on Equity Growth (1y) -1522.00-109.00-58.00-37.00-26.002.0018.0019.0018.0016.0016.0017.007.0015.00
Return on Equity Growth (3y) -1530.00-90.00-24.00-1.00-1.0034.00
Return on Equity (QoQ) -1433.00-63.00-19.00-6.00-20.00-13.003.005.008.003.003.004.006.003.003.00-6.0015.00
Return on Invested Capital Growth (1y) -68.00-33.00-17.00-5.0012.0027.0023.0021.0019.0017.0030.0032.0025.00
Return on Invested Capital Growth (3y) -37.0011.0036.0049.0056.00
Return on Invested Capital (QoQ) -43.00-12.00-5.00-8.00-8.004.007.009.007.000.005.007.005.0013.007.000.00
Return on Sales Growth (1y) -1.002.00-40.00-12.00-43.00-38.007.0010.0022.0013.009.008.0015.0014.006.00-21.0037.00
Return on Sales Growth (3y) -23.00-22.00-23.005.00-6.00-10.0023.00-3.0074.00
Return on Sales Growth (5y) 30.00
Return on Sales (QoQ) -18.0014.00-13.0015.00-14.00-28.0015.00-16.00-9.0017.0017.00-4.00-18.0013.0016.003.00-18.005.00-11.0061.00