Growth Metrics

Exzeo (XZO) EBIAT (2024 - 2026)

Exzeo recorded quarterly EBIAT of $20.4 million in Q1 2026, down 7.18% quarter-over-quarter from $22.0 million in Q4 2025, and up 13.68% year-over-year from $18.0 million in Q1 2025.

Exzeo's EBIAT history runs 3 years deep, the most recent figure standing at $20.4 million for Q1 2026.

  • In Q1 2026, EBIAT rose 13.68% year-over-year to $20.4 million; the TTM figure through Mar 2026 stood at $81.5 million (changed N/A YoY), while the FY2025 annual figure was $82.7 million, up 82.58% from the prior year.
  • EBIAT came in at $20.4 million for Q1 2026 at Exzeo, down from $22.0 million in the prior quarter.
  • In the past five years, EBIAT ranged from a high of $22.0 million in Q4 2025 to a low of $5.3 million in Q3 2024.
  • A 3-year average of $16.4 million and a median of $19.2 million in 2025 frame the typical range for EBIAT.
  • Across the five-year window, EBIAT jumped 302.34% in 2025 and increased 13.68% in 2026, its largest moves.
  • Exzeo's EBIAT stood at $11.7 million in 2024, then surged by 87.9% to $22.0 million in 2025, then slipped by 7.18% to $20.4 million in 2026.
  • According to Business Quant data, EBIAT over the past three periods registered $20.4 million, $22.0 million, and $21.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIAT (Qtr)
1 American International 39.62 Bn 784.91 Mn 2.60 Bn 763.00 Mn
2 Hartford Insurance 34.97 Bn 25.91 Bn 2.15 Bn 856.00 Mn
3 Aegon 34.55 Bn 34.55 Bn - -
4 Arch Capital 31.37 Bn 30.45 Bn 4.02 Bn 1.05 Bn
5 Fidelis Insurance Holdings 2.04 Bn 2.04 Bn 386.80 Mn -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 70.90 Mn 21.70 Mn
7 Waterdrop 762.05 Mn 690.71 Mn 129.34 Mn 23.18 Mn
8 Exzeo 1.28 Mn -230.11 Mn 32.74 Mn 20.41 Mn
9 Sun Life Financial 43.53 -7.92 Bn - 385.75 Mn
10 Sun Life Financial - - - 385.75 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 20.41 Mn
Dec 31, 2025 21.98 Mn
Sep 30, 2025 21.15 Mn
Mar 31, 2025 17.95 Mn
Dec 31, 2024 11.70 Mn
Sep 30, 2024 5.26 Mn