Exzeo (XZO) Gross Margin (2024 - 2026)
Exzeo's (XZO) quarterly Gross Margin came in at 63.75% in Q2 2026, up 393.0% year-over-year from 12.93% in Q2 2025, and up 8.12% quarter-over-quarter from 58.96% in Q1 2026.
Analysis
Exzeo (XZO) Gross Margin (2024 - 2026) Analysis & Trends
Exzeo has disclosed Gross Margin across 3 years of filings, most recently posting 63.75% for Q2 2026.
- In Q2 2026, Gross Margin rose 393.0% year-over-year to 63.75%; the TTM figure through Jun 2026 stood at 62.32% (up 1170.0% YoY), while the FY2025 annual figure was 60.38%, up 2066.0% from the prior year.
- Gross Margin came in at 63.75% for Q2 2026 at Exzeo, up from 58.96% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 65.41% in Q4 2025 to a low of 38.2% in Q3 2024.
- Average Gross Margin over 3 years is 55.54%, with a median of 59.39% recorded in 2025.
- Year-over-year, Gross Margin surged 2341 bps in 2025 and soared 393 bps in 2026.
- Over 3 years, Gross Margin stood at 42.0% in 2024, then surged by 56 bps to 65.41% in 2025, then declined by 3 bps to 63.75% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 63.75% in Q2 2026, 58.96% in Q1 2026, and 65.41% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Guidewire Software | 12.06 Bn | 11.32 Bn | 236.65 Mn | 63.52% |
| 2 | Exzeo | 1.41 Bn | 1.28 Bn | 36.84 Mn | 63.75% |
| 3 | Yuanbao | 502.78 Mn | -143.37 Mn | - | - |
| 4 | Roadzen | 99.26 Mn | 92.98 Mn | 9.27 Mn | 57.25% |
| 5 | Health In Tech | 58.82 Mn | 52.31 Mn | 3.92 Mn | 48.40% |
| 6 | Cheche | 29.56 Mn | 10.18 Mn | - | - |
| 7 | MindForge | 3.50 Mn | -6.37 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 63.75% |
| Mar 31, 2026 | 58.96% |
| Dec 31, 2025 | 65.41% |
| Sep 30, 2025 | 61.22% |
| Jun 30, 2025 | 59.82% |
| Mar 31, 2025 | 55.00% |
| Dec 31, 2024 | 42.00% |
| Sep 30, 2024 | 38.20% |