Exzeo XZO
NYSE XZO
$15.98 -0.02 (-0.13%)
As of: Sep 10, 2026 · 12:57 PM EDT

Exzeo (XZO) Gross Margin (2024 - 2026)

Exzeo's (XZO) quarterly Gross Margin came in at 63.75% in Q2 2026, up 393.0% year-over-year from 12.93% in Q2 2025, and up 8.12% quarter-over-quarter from 58.96% in Q1 2026.

Analysis

Exzeo (XZO) Gross Margin (2024 - 2026) Analysis & Trends

Exzeo has disclosed Gross Margin across 3 years of filings, most recently posting 63.75% for Q2 2026.

  • In Q2 2026, Gross Margin rose 393.0% year-over-year to 63.75%; the TTM figure through Jun 2026 stood at 62.32% (up 1170.0% YoY), while the FY2025 annual figure was 60.38%, up 2066.0% from the prior year.
  • Gross Margin came in at 63.75% for Q2 2026 at Exzeo, up from 58.96% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 65.41% in Q4 2025 to a low of 38.2% in Q3 2024.
  • Average Gross Margin over 3 years is 55.54%, with a median of 59.39% recorded in 2025.
  • Year-over-year, Gross Margin surged 2341 bps in 2025 and soared 393 bps in 2026.
  • Over 3 years, Gross Margin stood at 42.0% in 2024, then surged by 56 bps to 65.41% in 2025, then declined by 3 bps to 63.75% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 63.75% in Q2 2026, 58.96% in Q1 2026, and 65.41% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Guidewire Software 12.06 Bn 11.32 Bn 236.65 Mn 63.52%
2 Exzeo 1.41 Bn 1.28 Bn 36.84 Mn 63.75%
3 Yuanbao 502.78 Mn -143.37 Mn - -
4 Roadzen 99.26 Mn 92.98 Mn 9.27 Mn 57.25%
5 Health In Tech 58.82 Mn 52.31 Mn 3.92 Mn 48.40%
6 Cheche 29.56 Mn 10.18 Mn - -
7 MindForge 3.50 Mn -6.37 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 63.75%
Mar 31, 2026 58.96%
Dec 31, 2025 65.41%
Sep 30, 2025 61.22%
Jun 30, 2025 59.82%
Mar 31, 2025 55.00%
Dec 31, 2024 42.00%
Sep 30, 2024 38.20%