Exzeo (XZO) Gross Margin (2024 - 2026)
Exzeo's Gross Margin was 63.75% in Q2 2026, up 3.93 percentage points from 59.82% a year earlier and up 4.79 percentage points from the prior quarter.
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Analysis
Exzeo (XZO) Gross Margin (2024 - 2026) Analysis & Trends
On a trailing twelve-month basis, Exzeo's Gross Margin was 62.32% through Jun 30, 2026, up 11.70 percentage points year-over-year; for FY2025, it came in at 60.38%, up 20.66 percentage points from FY2024.
- In earlier years, Gross Margin was 39.72% in FY2024 (+20.17 pp) and 19.55% in FY2023.
- Quarterly Gross Margin has moved between 38.20% (Q3 2024) and 65.41% (Q4 2025) over five years.
- Compared with a year earlier, Gross Margin has increased for four straight quarters, with an average year-over-year change of +13.58 percentage points over the last four quarters.
- Per Business Quant data, XZO's Gross Margin in the three quarters before Q2 2026 was 58.96% (Q1 2026), 65.41% (Q4 2025) and 61.22% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.77 Bn | 8.99 Bn | - | - |
| 2 | Coinbase Global | 47.27 Bn | 4.08 Bn | - | - |
| 3 | Block | 47.18 Bn | 18.48 Bn | 3.17 Bn | 47.84% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | - |
| 5 | Fiserv | 25.76 Bn | 22.44 Bn | 2.90 Bn | 54.74% |
| 6 | Global Payments | 22.65 Bn | 436.90 Mn | 2.03 Bn | 61.04% |
| 7 | Guidewire Software | 15.39 Bn | 11.96 Bn | 269.68 Mn | 65.60% |
| 8 | Bitmine Immersion Technologies | 13.46 Bn | 10.84 Bn | 40.81 Mn | 87.70% |
| 9 | Chime Financial | 11.70 Bn | 7.49 Bn | 594.87 Mn | 88.82% |
| 10 | Exzeo | 1.44 Bn | 625.48 Mn | 36.84 Mn | 63.75% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 63.75% |
| Mar 31, 2026 | 58.96% |
| Dec 31, 2025 | 65.41% |
| Sep 30, 2025 | 61.22% |
| Jun 30, 2025 | 59.82% |
| Mar 31, 2025 | 55.00% |
| Dec 31, 2024 | 42.00% |
| Sep 30, 2024 | 38.20% |
API Access
Exzeo Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=XZO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "XZO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=XZO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();