Exzeo (XZO) EBT Margin (2024 - 2026)
Exzeo's (XZO) quarterly EBT Margin came in at 54.38% in Q2 2026, up 288.0% year-over-year from 14.02% in Q2 2025, and up 9.47% quarter-over-quarter from 49.68% in Q1 2026.
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Exzeo (XZO) EBT Margin (2024 - 2026) Analysis & Trends
Exzeo has disclosed EBT Margin across 3 years of filings, most recently posting 54.38% for Q2 2026.
- In Q2 2026, EBT Margin rose 288.0% year-over-year to 54.38%; the TTM figure through Jun 2026 stood at 52.4% (up 1079.0% YoY), while the FY2025 annual figure was 50.83%, up 2452.0% from the prior year.
- EBT Margin came in at 54.38% for Q2 2026 at Exzeo, up from 49.68% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 54.38% in Q2 2026 to a low of 23.74% in Q3 2024.
- Average EBT Margin over 3 years is 45.8%, with a median of 50.54% recorded in 2025.
- Year-over-year, EBT Margin surged 2765 bps in 2025 and jumped 288 bps in 2026.
- Over 3 years, EBT Margin stood at 35.43% in 2024, then soared by 53 bps to 54.12% in 2025, then advanced by 0 bps to 54.38% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 54.38% in Q2 2026, 49.68% in Q1 2026, and 54.12% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Guidewire Software | 11.83 Bn | 11.08 Bn | 269.68 Mn | 11.02% |
| 2 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | 54.38% |
| 3 | Yuanbao | 571.39 Mn | -169.12 Mn | - | 33.98% |
| 4 | Cheche | 182.09 Mn | 162.65 Mn | - | - |
| 5 | Roadzen | 104.06 Mn | 100.94 Mn | 9.27 Mn | -60.33% |
| 6 | Health In Tech | 57.04 Mn | 50.59 Mn | 3.92 Mn | -40.98% |
| 7 | MindForge | 1.79 Mn | -8.08 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.38% |
| Mar 31, 2026 | 49.68% |
| Dec 31, 2025 | 54.12% |
| Sep 30, 2025 | 51.40% |
| Jun 30, 2025 | 51.51% |
| Mar 31, 2025 | 46.17% |
| Dec 31, 2024 | 35.43% |
| Sep 30, 2024 | 23.74% |