Exzeo (XZO) EBT Margin (2024 - 2026)
Exzeo (XZO) posted EBT Margin of 49.68% for Q1 2026, down 3.55% sequentially from 51.51% in Q4 2025, and up 351.0% YoY from 11.01% in Q1 2025.
Exzeo (XZO) EBT Margin (2024 - 2026) Analysis & Trends
Exzeo has reported EBT Margin for 3 years, with the latest figure at 49.68% in Q1 2026.
- Quarterly EBT Margin rose 351.0% year-over-year to 49.68% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 49.74% (changed N/A YoY) and the FY2025 annual result came in at 50.83%, up 2452.0% from the prior year.
- EBT Margin declined to 49.68% in Q1 2026 per XZO's latest filing, from 51.51% in the prior quarter.
- Over five years, EBT Margin peaked at 51.51% in Q4 2025 and troughed at 23.74% in Q3 2024.
- A 3-year average of 42.99% and a median of 47.92% in 2026 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2025 and 2026: EBT Margin soared 2765 bps in 2025, then soared 351 bps in 2026.
- Over 3 years, EBT Margin stood at 35.43% in 2024, then jumped by 45 bps to 51.51% in 2025, then declined by 4 bps to 49.68% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 49.68%, 51.51%, and 51.4% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,071.26 Bn | 744.28 Bn | 55.86 Bn | 31.49% |
| 2 | Sun Life Financial | 43.76 Bn | 32.52 Bn | - | - |
| 3 | American International | 40.44 Bn | 2.63 Bn | 3.50 Bn | 17.84% |
| 4 | Hartford Insurance | 37.42 Bn | 21.11 Bn | 3.18 Bn | 16.95% |
| 5 | Arch Capital | 34.28 Bn | 33.17 Bn | 2.47 Bn | 25.17% |
| 6 | Aegon | 28.09 Bn | 28.09 Bn | - | -66.03% |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | 8.14% |
| 8 | Exzeo | 1.47 Bn | 1.33 Bn | 36.84 Mn | 54.38% |
| 9 | International General Insurance Holdings | 1.15 Bn | 911.58 Mn | -5.60 Mn | 120.00% |
| 10 | Waterdrop | 359.77 Mn | 230.46 Mn | 109.06 Mn | 8.74% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 54.38% |
| Mar 31, 2026 | 49.68% |
| Dec 31, 2025 | 51.51% |
| Sep 30, 2025 | 51.40% |
| Mar 31, 2025 | 46.17% |
| Dec 31, 2024 | 35.43% |
| Sep 30, 2024 | 23.74% |