Exzeo (XZO) Free Cash Flow (2024 - 2026)

Exzeo's (XZO) quarterly Free Cash Flow came in at $25.1 million in Q1 2026, up 32.32% year-on-year from $19.0 million in Q1 2025, and up 131.15% quarter-over-quarter from $10.9 million in Q4 2025.

Exzeo (XZO) Free Cash Flow (2024 - 2026) Analysis & Trends

Exzeo has disclosed Free Cash Flow across 3 years of filings, most recently posting $25.1 million for Q1 2026.

  • Free Cash Flow for Q1 2026 came in at $25.1 million, up 32.32% year-over-year; the trailing twelve-month figure through Mar 2026 was $55.0 million (up 43.77% YoY), and the FY2025 annual result was $97.5 million, up 112.17% from the prior year.
  • Free Cash Flow came in at $25.1 million for Q1 2026 at Exzeo, up from $10.9 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $25.1 million in Q1 2026 to a low of $10.9 million in Q4 2025.
  • The 3-year median for Free Cash Flow is $19.1 million (2024), against an average of $18.6 million.
  • Across the five-year window, Free Cash Flow plunged 43.55% in 2025 and soared 32.32% in 2026, its largest moves.
  • Exzeo's Free Cash Flow stood at $19.3 million in 2024, then tumbled by 43.55% to $10.9 million in 2025, then soared by 131.15% to $25.1 million in 2026.
  • The last three Free Cash Flow figures came in at $25.1 million (Q1 2026), $10.9 million (Q4 2025), and $19.0 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 American International 39.85 Bn 1.02 Bn 2.60 Bn 155.00 Mn
2 Hartford Insurance 35.40 Bn 26.34 Bn 2.15 Bn 1.01 Bn
3 Arch Capital 32.21 Bn 31.30 Bn 4.02 Bn 1.18 Bn
4 Brookfield Wealth Solutions 9.95 Bn -3.21 Bn 4.62 Bn -
5 FIHL 2.04 Bn 2.04 Bn - -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 111.10 Mn -
7 Waterdrop 632.07 Mn 560.72 Mn 129.34 Mn -
8 Sun Life Financial 48.32 Mn -8.02 Bn - 1.59 Bn
9 Exzeo 1.16 Mn -230.22 Mn 32.74 Mn 25.15 Mn
10 Aegon 5,067.42 5,067.42 - -

Historic Data

Download Data
DateValue
Mar 31, 2026 25.15 Mn
Mar 31, 2026 25.15 Mn
Dec 31, 2025 10.88 Mn
Dec 31, 2025 10.88 Mn
Mar 31, 2025 19.00 Mn
Mar 31, 2025 19.00 Mn
Dec 31, 2024 19.27 Mn
Dec 31, 2024 19.27 Mn