Exzeo (XZO) Free Cash Flow (2024 - 2026)
Exzeo (XZO) posted Free Cash Flow of $25.1 million for Q1 2026, up 131.15% sequentially from $10.9 million in Q4 2025, and up 32.32% YoY from $19.0 million in Q1 2025.
Exzeo (XZO) Free Cash Flow (2024 - 2026) Analysis & Trends
Exzeo has reported Free Cash Flow for 3 years, with the latest figure at $25.1 million in Q1 2026.
- Quarterly Free Cash Flow rose 32.32% year-over-year to $25.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $55.0 million (changed N/A YoY) and the FY2025 annual result came in at $97.5 million, up 112.17% from the prior year.
- Free Cash Flow rose to $25.1 million in Q1 2026 per XZO's latest filing, from $10.9 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $25.1 million in Q1 2026 and troughed at $10.9 million in Q4 2025.
- A 3-year average of $18.6 million and a median of $19.1 million in 2024 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2025 and 2026: Free Cash Flow plunged 43.55% in 2025, then surged 32.32% in 2026.
- Over 3 years, Free Cash Flow stood at $19.3 million in 2024, then tumbled by 43.55% to $10.9 million in 2025, then surged by 131.15% to $25.1 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $25.1 million, $10.9 million, and $19.0 million for Q1 2026, Q4 2025, and Q1 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,068.88 Bn | 741.90 Bn | 55.86 Bn | 5.57 Bn |
| 2 | Sun Life Financial | 43.75 Bn | 32.52 Bn | - | 83.86 Mn |
| 3 | American International | 40.40 Bn | 2.58 Bn | 3.50 Bn | 1.72 Bn |
| 4 | Hartford Insurance | 37.18 Bn | 20.87 Bn | 3.18 Bn | 1.30 Bn |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | 1.31 Bn |
| 6 | Aegon | 28.00 Bn | 28.00 Bn | - | - |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | -27.50 Mn |
| 8 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | 15.21 Mn |
| 9 | International General Insurance Holdings | 1.15 Bn | 917.64 Mn | -5.60 Mn | - |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 15.21 Mn |
| Jun 30, 2026 | 15.21 Mn |
| Mar 31, 2026 | 25.15 Mn |
| Mar 31, 2026 | 25.15 Mn |
| Dec 31, 2025 | 10.88 Mn |
| Dec 31, 2025 | 10.88 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Dec 31, 2024 | 19.27 Mn |
| Dec 31, 2024 | 19.27 Mn |