Exzeo (XZO) Free Cash Flow (2024 - 2026)
Exzeo recorded quarterly Free Cash Flow of $25.1 million in Q1 2026, up 131.15% quarter-over-quarter from $10.9 million in Q4 2025, and up 32.32% year-over-year from $19.0 million in Q1 2025.
Exzeo's Free Cash Flow history runs 3 years deep, the most recent figure standing at $25.1 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 32.32% year-over-year to $25.1 million; the TTM figure through Mar 2026 stood at $55.0 million (up 43.77% YoY), while the FY2025 annual figure was $97.5 million, up 112.17% from the prior year.
- Free Cash Flow came in at $25.1 million for Q1 2026 at Exzeo, up from $10.9 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $25.1 million in Q1 2026 to a low of $10.9 million in Q4 2025.
- A 3-year average of $18.6 million and a median of $19.1 million in 2024 frame the typical range for Free Cash Flow.
- Across the five-year window, Free Cash Flow tumbled 43.55% in 2025 and jumped 32.32% in 2026, its largest moves.
- Exzeo's Free Cash Flow stood at $19.3 million in 2024, then slumped by 43.55% to $10.9 million in 2025, then jumped by 131.15% to $25.1 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $25.1 million, $10.9 million, and $19.0 million for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 155.00 Mn |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 1.01 Bn |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | - |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 1.18 Bn |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 274.40 Mn |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | - |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | - |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | 25.15 Mn |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | 1.59 Bn |
| 10 | Sun Life Financial | - | - | - | 1.59 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.15 Mn |
| Mar 31, 2026 | 25.15 Mn |
| Dec 31, 2025 | 10.88 Mn |
| Dec 31, 2025 | 10.88 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Dec 31, 2024 | 19.27 Mn |
| Dec 31, 2024 | 19.27 Mn |