Exzeo (XZO) EBITDA (2024 - 2026)
Exzeo recorded quarterly EBITDA of $2.5 million in Q1 2026, up 104.48% quarter-over-quarter from -$56.0 million in Q4 2025, and up 531.16% year-over-year from $398000.0 in Q1 2025.
Exzeo's EBITDA history runs 3 years deep, the most recent figure standing at $2.5 million for Q1 2026.
- In Q1 2026, EBITDA rose 531.16% year-over-year to $2.5 million; the TTM figure through Mar 2026 stood at -$25.9 million (changed N/A YoY), while the FY2025 annual figure was $23.2 million, down 39.08% from the prior year.
- EBITDA came in at $2.5 million for Q1 2026 at Exzeo, up from -$56.0 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $27.3 million in Q3 2025 to a low of -$56.0 million in Q4 2025.
- A 3-year average of -$1.7 million and a median of $1.5 million in 2025 frame the typical range for EBITDA.
- On a YoY basis, EBITDA climbed as much as 13733.5% in 2025 and fell as far as 459.55% in 2025.
- Exzeo's EBITDA stood at $15.6 million in 2024, then tumbled by 459.55% to -$56.0 million in 2025, then surged by 104.48% to $2.5 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $2.5 million, -$56.0 million, and $27.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 712.00 Mn |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 739.00 Mn |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | 1.98 Bn |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 611.00 Mn |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 86.50 Mn |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | 174.60 Mn |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | 14.35 Mn |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | 2.51 Mn |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | 460.86 Mn |
| 10 | Sun Life Financial | - | - | - | 460.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.51 Mn |
| Dec 31, 2025 | 20.90 Mn |
| Sep 30, 2025 | 27.25 Mn |
| Mar 31, 2025 | 398,000.00 |
| Dec 31, 2024 | 7.06 Mn |
| Sep 30, 2024 | 6.73 Mn |