Exzeo XZO
NYSE XZO
$16.85 +0.67 (+4.17%)
As of: Aug 21, 2026 · 3:59 PM EDT

Exzeo (XZO) EBIT Margin (2024 - 2026)

Exzeo (XZO) posted EBIT Margin of 45.15% for Q1 2026, up 1142.1% sequentially from 3.64% in Q4 2025, and up 4439.0% YoY from 0.99% in Q1 2025.

Exzeo (XZO) EBIT Margin (2024 - 2026) Analysis & Trends

Exzeo has reported EBIT Margin for 3 years, with the latest figure at 45.15% in Q1 2026.

  • Quarterly EBIT Margin rose 4439.0% year-over-year to 45.15% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 13.05% (changed N/A YoY) and the FY2025 annual result came in at 1.98%, down 2640.0% from the prior year.
  • EBIT Margin climbed to 45.15% in Q1 2026 per XZO's latest filing, from 3.64% in the prior quarter.
  • Over five years, EBIT Margin peaked at 45.15% in Q1 2026 and troughed at 0.76% in Q1 2025.
  • A 3-year average of 18.27% and a median of 13.38% in 2024 frame the typical range for EBIT Margin.
  • The sharpest annual moves came in 2025 and 2026: EBIT Margin plunged 3135 bps in 2025, then jumped 4439 bps in 2026.
  • Over 3 years, EBIT Margin stood at 34.98% in 2024, then tumbled by 90 bps to 3.64% in 2025, then surged by 1142 bps to 45.15% in 2026.
  • According to Business Quant data, EBIT Margin over the past three periods registered 45.15%, 3.64%, and 2.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Berkshire Hathaway 1,068.88 Bn 741.90 Bn 55.86 Bn -29.67%
2 Sun Life Financial 43.75 Bn 32.52 Bn - -
3 American International 40.40 Bn 2.58 Bn 3.50 Bn 15.91%
4 Hartford Insurance 37.18 Bn 20.87 Bn 3.18 Bn 11.01%
5 Arch Capital 34.10 Bn 32.99 Bn 2.47 Bn -21.87%
6 Aegon 28.00 Bn 28.00 Bn - -59.78%
7 Pelagos Insurance Capital 2.03 Bn 1.58 Bn 357.40 Mn -36.88%
8 Exzeo 1.50 Bn 1.36 Bn 36.84 Mn 49.26%
9 International General Insurance Holdings 1.15 Bn 917.64 Mn -5.60 Mn 82.86%
10 Waterdrop 359.74 Mn 230.42 Mn 109.06 Mn 6.41%

Historic Data

Download Data
DateValue
Jun 30, 2026 49.26%
Mar 31, 2026 45.15%
Dec 31, 2025 3.64%
Sep 30, 2025 2.00%
Mar 31, 2025 0.76%
Dec 31, 2024 34.98%
Sep 30, 2024 23.12%