Exzeo (XZO) EBIT Margin (2024 - 2026)
Exzeo recorded quarterly EBIT Margin of 4.52% in Q1 2026, up 104.31% quarter-over-quarter from 105.06% in Q4 2025, and up 376.0% year-over-year from 0.95% in Q1 2025.
Exzeo's EBIT Margin history runs 3 years deep, the most recent figure standing at 4.52% for Q1 2026.
- In Q1 2026, EBIT Margin rose 376.0% year-over-year to 4.52%; the TTM figure through Mar 2026 stood at 11.95% (changed N/A YoY), while the FY2025 annual figure was 10.67%, down 1771.0% from the prior year.
- EBIT Margin came in at 4.52% for Q1 2026 at Exzeo, up from 105.06% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 49.4% in Q3 2025 to a low of 105.06% in Q4 2025.
- A 3-year average of 2.45% and a median of 2.64% in 2025 frame the typical range for EBIT Margin.
- On a YoY basis, EBIT Margin climbed as much as 4872 bps in 2025 and fell as far as 14005 bps in 2025.
- Exzeo's EBIT Margin stood at 34.98% in 2024, then slumped by 400 bps to 105.06% in 2025, then jumped by 104 bps to 4.52% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 4.52%, 105.06%, and 49.4% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 11.73% |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 12.03% |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | - |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 13.51% |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 7.16% |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | 138.90% |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | 5.94% |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | 4.52% |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | - |
| 10 | Sun Life Financial | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.52% |
| Dec 31, 2025 | 39.20% |
| Sep 30, 2025 | 49.40% |
| Mar 31, 2025 | 0.76% |
| Dec 31, 2024 | 15.86% |
| Sep 30, 2024 | 23.12% |