Exzeo (XZO) EBIT Margin (2024 - 2026)
Exzeo (XZO) posted EBIT Margin of 45.15% for Q1 2026, up 1142.1% sequentially from 3.64% in Q4 2025, and up 4439.0% YoY from 0.99% in Q1 2025.
Exzeo (XZO) EBIT Margin (2024 - 2026) Analysis & Trends
Exzeo has reported EBIT Margin for 3 years, with the latest figure at 45.15% in Q1 2026.
- Quarterly EBIT Margin rose 4439.0% year-over-year to 45.15% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 13.05% (changed N/A YoY) and the FY2025 annual result came in at 1.98%, down 2640.0% from the prior year.
- EBIT Margin climbed to 45.15% in Q1 2026 per XZO's latest filing, from 3.64% in the prior quarter.
- Over five years, EBIT Margin peaked at 45.15% in Q1 2026 and troughed at 0.76% in Q1 2025.
- A 3-year average of 18.27% and a median of 13.38% in 2024 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2025 and 2026: EBIT Margin plunged 3135 bps in 2025, then jumped 4439 bps in 2026.
- Over 3 years, EBIT Margin stood at 34.98% in 2024, then tumbled by 90 bps to 3.64% in 2025, then surged by 1142 bps to 45.15% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 45.15%, 3.64%, and 2.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,068.88 Bn | 741.90 Bn | 55.86 Bn | -29.67% |
| 2 | Sun Life Financial | 43.75 Bn | 32.52 Bn | - | - |
| 3 | American International | 40.40 Bn | 2.58 Bn | 3.50 Bn | 15.91% |
| 4 | Hartford Insurance | 37.18 Bn | 20.87 Bn | 3.18 Bn | 11.01% |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | -21.87% |
| 6 | Aegon | 28.00 Bn | 28.00 Bn | - | -59.78% |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | -36.88% |
| 8 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | 49.26% |
| 9 | International General Insurance Holdings | 1.15 Bn | 917.64 Mn | -5.60 Mn | 82.86% |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | 6.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 49.26% |
| Mar 31, 2026 | 45.15% |
| Dec 31, 2025 | 3.64% |
| Sep 30, 2025 | 2.00% |
| Mar 31, 2025 | 0.76% |
| Dec 31, 2024 | 34.98% |
| Sep 30, 2024 | 23.12% |