Growth Metrics

Exzeo (XZO) Equity Ratio (2024 - 2026)

Exzeo recorded quarterly Equity Ratio of 0.72 in Q1 2026, down 0.95% quarter-over-quarter from 0.73 in Q4 2025.

Exzeo's Equity Ratio history runs 3 years deep, the most recent figure standing at 0.72 for Q1 2026.

  • In Q1 2026, Equity Ratio changed N/A year-over-year to 0.72; the TTM figure through Mar 2026 stood at 0.72 (changed N/A YoY), while the FY2025 annual figure was 0.73, up 321.56% from the prior year.
  • Equity Ratio came in at 0.72 for Q1 2026 at Exzeo, down from 0.73 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.73 in Q4 2025 to a low of 0.17 in Q4 2024.
  • A 3-year average of 0.51 and a median of 0.58 in 2025 frame the typical range for Equity Ratio.
  • On a YoY basis, Equity Ratio climbed as much as 321.56% in 2025 and fell as far as 321.56% in 2025.
  • Exzeo's Equity Ratio stood at 0.17 in 2024, then surged by 321.56% to 0.73 in 2025, then retreated by 0.95% to 0.72 in 2026.
  • According to Business Quant data, Equity Ratio over the past three periods registered 0.72, 0.73, and 0.43 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 American International 39.62 Bn 784.91 Mn 2.60 Bn 0.25
2 Hartford Insurance 34.97 Bn 25.91 Bn 2.15 Bn 0.22
3 Aegon 34.55 Bn 34.55 Bn - 0.07
4 Arch Capital 31.37 Bn 30.45 Bn 4.02 Bn 0.30
5 Fidelis Insurance Holdings 2.04 Bn 2.04 Bn 386.80 Mn -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 70.90 Mn 0.31
7 Waterdrop 762.05 Mn 690.71 Mn 129.34 Mn 0.73
8 Exzeo 1.28 Mn -230.11 Mn 32.74 Mn 0.72
9 Sun Life Financial 43.53 -7.92 Bn - 0.06
10 Sun Life Financial - - - 0.06

Historic Data

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DateValue
Mar 31, 2026 0.72
Dec 31, 2025 0.73
Sep 30, 2025 0.43
Dec 31, 2024 0.17