Exzeo (XZO) Equity Ratio (2024 - 2026)

Exzeo's (XZO) quarterly Equity Ratio came in at 0.72 in Q1 2026, down 0.95% quarter-over-quarter from 0.73 in Q4 2025.

Exzeo (XZO) Equity Ratio (2024 - 2026) Analysis & Trends

Exzeo has disclosed Equity Ratio across 3 years of filings, most recently posting 0.72 for Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.72, changed N/A year-over-year; the trailing twelve-month figure through Mar 2026 was 0.72 (changed N/A YoY), and the FY2025 annual result was 0.73, up 321.56% from the prior year.
  • Equity Ratio came in at 0.72 for Q1 2026 at Exzeo, down from 0.73 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.73 in Q4 2025 to a low of 0.17 in Q4 2024.
  • The 3-year median for Equity Ratio is 0.58 (2025), against an average of 0.51.
  • Peak annual rise in Equity Ratio reached 321.56% in 2025, while the deepest fall reached 321.56% in 2025.
  • Exzeo's Equity Ratio stood at 0.17 in 2024, then jumped by 321.56% to 0.73 in 2025, then fell by 0.95% to 0.72 in 2026.
  • The last three Equity Ratio figures came in at 0.72 (Q1 2026), 0.73 (Q4 2025), and 0.43 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 American International 39.85 Bn 1.02 Bn 2.60 Bn 0.25
2 Hartford Insurance 35.40 Bn 26.34 Bn 2.15 Bn 0.22
3 Arch Capital 32.21 Bn 31.30 Bn 4.02 Bn 0.30
4 Brookfield Wealth Solutions 9.95 Bn -3.21 Bn 4.62 Bn 0.11
5 FIHL 2.04 Bn 2.04 Bn - -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 111.10 Mn -
7 Waterdrop 632.07 Mn 560.72 Mn 129.34 Mn 0.73
8 Sun Life Financial 48.32 Mn -8.02 Bn - 0.06
9 Exzeo 1.16 Mn -230.22 Mn 32.74 Mn 0.72
10 Aegon 5,067.42 5,067.42 - 0.07

Historic Data

Download Data
DateValue
Mar 31, 2026 0.72
Dec 31, 2025 0.73
Sep 30, 2025 0.43
Dec 31, 2024 0.17