Exzeo (XZO) FCF Margin (2024 - 2026)
Exzeo's (XZO) quarterly FCF Margin came in at 26.31% in Q2 2026, down 4013.0% year-over-year from 0.67% in Q2 2025, and down 41.88% quarter-over-quarter from 45.28% in Q1 2026.
Analysis
Exzeo (XZO) FCF Margin (2024 - 2026) Analysis & Trends
Exzeo has disclosed FCF Margin across 3 years of filings, most recently posting 26.31% for Q2 2026.
- In Q2 2026, FCF Margin fell 4013.0% year-over-year to 26.31%; the TTM figure through Jun 2026 stood at 36.76% (changed N/A YoY), while the FY2025 annual figure was 44.91%, up 1062.0% from the prior year.
- FCF Margin came in at 26.31% for Q2 2026 at Exzeo, down from 45.28% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 66.45% in Q2 2025 to a low of 20.4% in Q4 2025.
- Average FCF Margin over 3 years is 41.84%, with a median of 43.27% recorded in 2024.
- The largest YoY upside for FCF Margin was 902 bps in 2026 against a maximum downside of 4013 bps in 2026.
- Over 3 years, FCF Margin stood at 43.27% in 2024, then slumped by 53 bps to 20.4% in 2025, then rose by 29 bps to 26.31% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 26.31% in Q2 2026, 45.28% in Q1 2026, and 20.4% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Guidewire Software | 13.52 Bn | 12.77 Bn | 236.65 Mn | 14.88% |
| 2 | Exzeo | 1.49 Bn | 1.36 Bn | 36.84 Mn | 26.31% |
| 3 | Yuanbao | 632.22 Mn | -13.93 Mn | - | - |
| 4 | Cheche | 230.80 Mn | 211.43 Mn | - | - |
| 5 | Roadzen | 109.13 Mn | 106.01 Mn | 9.27 Mn | -36.67% |
| 6 | Health In Tech | 64.25 Mn | 57.80 Mn | 3.92 Mn | - |
| 7 | MindForge | 1.99 Mn | -7.88 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.31% |
| Mar 31, 2026 | 45.28% |
| Dec 31, 2025 | 20.40% |
| Sep 30, 2025 | 54.93% |
| Jun 30, 2025 | 66.45% |
| Mar 31, 2025 | 36.26% |
| Dec 31, 2024 | 43.27% |