Exzeo XZO
NYSE XZO
$16.06 -0.07 (-0.43%)
As of: Sep 9, 2026 · 3:59 PM EDT

Exzeo (XZO) FCF Margin (2024 - 2026)

Exzeo's (XZO) quarterly FCF Margin came in at 26.31% in Q2 2026, down 4013.0% year-over-year from 0.67% in Q2 2025, and down 41.88% quarter-over-quarter from 45.28% in Q1 2026.

Analysis

Exzeo (XZO) FCF Margin (2024 - 2026) Analysis & Trends

Exzeo has disclosed FCF Margin across 3 years of filings, most recently posting 26.31% for Q2 2026.

  • In Q2 2026, FCF Margin fell 4013.0% year-over-year to 26.31%; the TTM figure through Jun 2026 stood at 36.76% (changed N/A YoY), while the FY2025 annual figure was 44.91%, up 1062.0% from the prior year.
  • FCF Margin came in at 26.31% for Q2 2026 at Exzeo, down from 45.28% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 66.45% in Q2 2025 to a low of 20.4% in Q4 2025.
  • Average FCF Margin over 3 years is 41.84%, with a median of 43.27% recorded in 2024.
  • The largest YoY upside for FCF Margin was 902 bps in 2026 against a maximum downside of 4013 bps in 2026.
  • Over 3 years, FCF Margin stood at 43.27% in 2024, then slumped by 53 bps to 20.4% in 2025, then rose by 29 bps to 26.31% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 26.31% in Q2 2026, 45.28% in Q1 2026, and 20.4% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Guidewire Software 13.52 Bn 12.77 Bn 236.65 Mn 14.88%
2 Exzeo 1.49 Bn 1.36 Bn 36.84 Mn 26.31%
3 Yuanbao 632.22 Mn -13.93 Mn - -
4 Cheche 230.80 Mn 211.43 Mn - -
5 Roadzen 109.13 Mn 106.01 Mn 9.27 Mn -36.67%
6 Health In Tech 64.25 Mn 57.80 Mn 3.92 Mn -
7 MindForge 1.99 Mn -7.88 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 26.31%
Mar 31, 2026 45.28%
Dec 31, 2025 20.40%
Sep 30, 2025 54.93%
Jun 30, 2025 66.45%
Mar 31, 2025 36.26%
Dec 31, 2024 43.27%