Exzeo (XZO) EBT (2024 - 2026)
Exzeo recorded quarterly EBT of $27.6 million in Q1 2026, down 4.39% quarter-over-quarter from $28.9 million in Q4 2025, and up 14.02% year-over-year from $24.2 million in Q1 2025.
Exzeo's EBT history runs 3 years deep, the most recent figure standing at $27.6 million for Q1 2026.
- In Q1 2026, EBT rose 14.02% year-over-year to $27.6 million; the TTM figure through Mar 2026 stood at $109.0 million (changed N/A YoY), while the FY2025 annual figure was $110.3 million, up 213.01% from the prior year.
- EBT came in at $27.6 million for Q1 2026 at Exzeo, down from $28.9 million in the prior quarter.
- In the past five years, EBT ranged from a high of $28.9 million in Q4 2025 to a low of $6.9 million in Q3 2024.
- A 3-year average of $21.9 million and a median of $25.9 million in 2025 frame the typical range for EBT.
- Across the five-year window, EBT surged 310.21% in 2025 and gained 14.02% in 2026, its largest moves.
- Exzeo's EBT stood at $15.8 million in 2024, then surged by 82.85% to $28.9 million in 2025, then declined by 4.39% to $27.6 million in 2026.
- According to Business Quant data, EBT over the past three periods registered $27.6 million, $28.9 million, and $28.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 987.00 Mn |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 1.06 Bn |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | 260.75 Mn |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 1.11 Bn |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 103.10 Mn |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | 22.00 Mn |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | 17.22 Mn |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | 27.59 Mn |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | 460.86 Mn |
| 10 | Sun Life Financial | - | - | - | 460.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.59 Mn |
| Dec 31, 2025 | 28.85 Mn |
| Sep 30, 2025 | 28.35 Mn |
| Mar 31, 2025 | 24.20 Mn |
| Dec 31, 2024 | 15.78 Mn |
| Sep 30, 2024 | 6.91 Mn |