Exzeo (XZO) EBT (2024 - 2026)
Exzeo's (XZO) quarterly EBT came in at $27.6 million in Q1 2026, up 14.02% year-on-year from $24.2 million in Q1 2025, and down 4.39% quarter-over-quarter from $28.9 million in Q4 2025.
Exzeo (XZO) EBT (2024 - 2026) Analysis & Trends
Exzeo has disclosed EBT across 3 years of filings, most recently posting $27.6 million for Q1 2026.
- EBT for Q1 2026 came in at $27.6 million, up 14.02% year-over-year; the trailing twelve-month figure through Mar 2026 was $109.0 million (changed N/A YoY), and the FY2025 annual result was $110.3 million, up 213.01% from the prior year.
- EBT came in at $27.6 million for Q1 2026 at Exzeo, down from $28.9 million in the prior quarter.
- In the past five years, EBT ranged from a high of $28.9 million in Q4 2025 to a low of $6.9 million in Q3 2024.
- The 3-year median for EBT is $25.9 million (2025), against an average of $21.9 million.
- Across the five-year window, EBT jumped 310.21% in 2025 and rose 14.02% in 2026, its largest moves.
- Exzeo's EBT stood at $15.8 million in 2024, then jumped by 82.85% to $28.9 million in 2025, then dropped by 4.39% to $27.6 million in 2026.
- The last three EBT figures came in at $27.6 million (Q1 2026), $28.9 million (Q4 2025), and $28.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.85 Bn | 1.02 Bn | 2.60 Bn | 987.00 Mn |
| 2 | Hartford Insurance | 35.40 Bn | 26.34 Bn | 2.15 Bn | 1.06 Bn |
| 3 | Arch Capital | 32.21 Bn | 31.30 Bn | 4.02 Bn | 1.11 Bn |
| 4 | Brookfield Wealth Solutions | 9.95 Bn | -3.21 Bn | 4.62 Bn | -28.00 Mn |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | 22.00 Mn |
| 7 | Waterdrop | 632.07 Mn | 560.72 Mn | 129.34 Mn | 17.22 Mn |
| 8 | Sun Life Financial | 48.32 Mn | -8.02 Bn | - | 460.86 Mn |
| 9 | Exzeo | 1.16 Mn | -230.22 Mn | 32.74 Mn | 27.59 Mn |
| 10 | Aegon | 5,067.42 | 5,067.42 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.59 Mn |
| Dec 31, 2025 | 28.85 Mn |
| Sep 30, 2025 | 28.35 Mn |
| Mar 31, 2025 | 24.20 Mn |
| Dec 31, 2024 | 15.78 Mn |
| Sep 30, 2024 | 6.91 Mn |