Exzeo (XZO) EBT (2024 - 2026)
Exzeo (XZO) posted EBT of $27.6 million for Q1 2026, down 4.51% sequentially from $28.9 million in Q4 2025, and up 14.02% YoY from $24.2 million in Q1 2025.
Exzeo (XZO) EBT (2024 - 2026) Analysis & Trends
Exzeo has reported EBT for 3 years, with the latest figure at $27.6 million in Q1 2026.
- Quarterly EBT rose 14.02% year-over-year to $27.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $109.0 million (changed N/A YoY) and the FY2025 annual result came in at $110.3 million, up 213.01% from the prior year.
- EBT slipped to $27.6 million in Q1 2026 per XZO's latest filing, from $28.9 million in the prior quarter.
- Over five years, EBT peaked at $28.9 million in Q4 2025 and troughed at $6.9 million in Q3 2024.
- A 3-year average of $22.0 million and a median of $25.9 million in 2025 frame the typical range for EBT.
- The sharpest annual moves came in 2025 and 2026: EBT soared 310.21% in 2025, then advanced 14.02% in 2026.
- Over 3 years, EBT stood at $15.8 million in 2024, then jumped by 83.08% to $28.9 million in 2025, then retreated by 4.51% to $27.6 million in 2026.
- According to Business Quant data, EBT over the past three periods registered $27.6 million, $28.9 million, and $28.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,071.71 Bn | 744.73 Bn | 55.86 Bn | 32.06 Bn |
| 2 | Sun Life Financial | 43.69 Bn | 32.45 Bn | - | 981.73 Mn |
| 3 | American International | 40.53 Bn | 2.71 Bn | 3.50 Bn | 1.26 Bn |
| 4 | Hartford Insurance | 37.49 Bn | 21.18 Bn | 3.18 Bn | 1.23 Bn |
| 5 | Arch Capital | 34.30 Bn | 33.19 Bn | 2.47 Bn | 1.18 Bn |
| 6 | Aegon | 28.09 Bn | 28.09 Bn | - | 2.19 Bn |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | 52.90 Mn |
| 8 | Exzeo | 1.46 Bn | 1.33 Bn | 36.84 Mn | 31.43 Mn |
| 9 | International General Insurance Holdings | 1.15 Bn | 916.77 Mn | -5.60 Mn | 21.00 Mn |
| 10 | Waterdrop | 359.77 Mn | 230.46 Mn | 109.06 Mn | 15.74 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 31.43 Mn |
| Mar 31, 2026 | 27.59 Mn |
| Dec 31, 2025 | 28.89 Mn |
| Sep 30, 2025 | 28.35 Mn |
| Mar 31, 2025 | 24.20 Mn |
| Dec 31, 2024 | 15.78 Mn |
| Sep 30, 2024 | 6.91 Mn |