Exzeo (XZO) Net Margin (2024 - 2026)
Exzeo's Net Margin came in at 40.27% for Q2 2026, up 1.65 percentage points from 38.62% a year earlier and up 3.52 percentage points from the prior quarter.
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Analysis
Exzeo (XZO) Net Margin (2024 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Exzeo reported Net Margin of 39.14%, up 8.08 percentage points year-over-year; for FY2025, it came in at 38.14%, up 11.88 percentage points from FY2024.
- Going back by year, Net Margin was 26.26% in FY2024 (+12.57 pp) and 13.69% in FY2023.
- The five-year range for quarterly Net Margin is 18.06% (Q3 2024) to 41.23% (Q4 2025).
- Year-over-year, Net Margin has increased for four consecutive quarters, with an average year-over-year change of +9.84 percentage points over the last four quarters.
- Business Quant data shows XZO's Net Margin at 36.75% (Q1 2026), 41.23% (Q4 2025) and 38.34% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.77 Bn | 8.99 Bn | - | 12.72% |
| 2 | Coinbase Global | 47.27 Bn | 4.08 Bn | - | -29.46% |
| 3 | Block | 47.18 Bn | 18.48 Bn | 3.17 Bn | 1.34% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 18.55% |
| 5 | Fiserv | 25.76 Bn | 22.44 Bn | 2.90 Bn | 11.85% |
| 6 | Global Payments | 22.65 Bn | 436.90 Mn | 2.03 Bn | 0.39% |
| 7 | Guidewire Software | 15.39 Bn | 11.96 Bn | 269.68 Mn | 7.64% |
| 8 | Bitmine Immersion Technologies | 13.46 Bn | 10.84 Bn | 40.81 Mn | -179.60% |
| 9 | Chime Financial | 11.70 Bn | 7.49 Bn | 594.87 Mn | 4.16% |
| 10 | Exzeo | 1.44 Bn | 625.48 Mn | 36.84 Mn | 40.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.27% |
| Mar 31, 2026 | 36.75% |
| Dec 31, 2025 | 41.23% |
| Sep 30, 2025 | 38.34% |
| Jun 30, 2025 | 38.62% |
| Mar 31, 2025 | 34.25% |
| Dec 31, 2024 | 26.27% |
| Sep 30, 2024 | 18.06% |
API Access
Exzeo Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=XZO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "XZO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=XZO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();