Exzeo (XZO) Asset Utilization Ratio (2025 - 2026)
Exzeo (XZO) posted Asset Utilization Ratio of 0.6 for Q1 2026, down 23.3% sequentially from 0.79 in Q4 2025.
Exzeo (XZO) Asset Utilization Ratio (2025 - 2026) Analysis & Trends
Exzeo has reported Asset Utilization Ratio for 2 years, with the latest figure at 0.6 in Q1 2026.
- Quarterly Asset Utilization Ratio changed N/A year-over-year to 0.6 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.6 (changed N/A YoY) and the FY2025 annual result came in at 0.99, changed N/A from the prior year.
- Asset Utilization Ratio retreated to 0.6 in Q1 2026 per XZO's latest filing, from 0.79 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.79 in Q4 2025 and troughed at 0.6 in Q1 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,069.70 Bn | 742.73 Bn | 55.86 Bn | 0.59 |
| 2 | Sun Life Financial | 43.82 Bn | 32.58 Bn | - | - |
| 3 | American International | 40.41 Bn | 2.59 Bn | 3.50 Bn | 0.16 |
| 4 | Hartford Insurance | 37.28 Bn | 20.97 Bn | 3.18 Bn | 0.33 |
| 5 | Arch Capital | 34.18 Bn | 33.07 Bn | 2.47 Bn | 0.23 |
| 6 | Aegon | 28.00 Bn | 28.00 Bn | - | -0.01 |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | 0.18 |
| 8 | Exzeo | 1.49 Bn | 1.35 Bn | 36.84 Mn | 0.58 |
| 9 | International General Insurance Holdings | 1.16 Bn | 920.66 Mn | -5.60 Mn | 0.03 |
| 10 | Waterdrop | 359.77 Mn | 230.46 Mn | 109.06 Mn | 0.60 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.58 |
| Mar 31, 2026 | 0.60 |
| Dec 31, 2025 | 0.79 |