Growth Metrics

Exzeo (XZO) Asset Utilization Ratio (2025 - 2026)

Exzeo recorded quarterly Asset Utilization Ratio of 0.59 in Q1 2026, down 23.25% quarter-over-quarter from 0.78 in Q4 2025.

Exzeo's Asset Utilization Ratio history runs 2 years deep, the most recent figure standing at 0.59 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio changed N/A year-over-year to 0.59; the TTM figure through Mar 2026 stood at 0.59 (changed N/A YoY), while the FY2025 annual figure was 0.99, changed N/A from the prior year.
  • Asset Utilization Ratio came in at 0.59 for Q1 2026 at Exzeo, down from 0.78 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.78 in Q4 2025 to a low of 0.59 in Q1 2026.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 American International 39.62 Bn 784.91 Mn 2.60 Bn 0.15
2 Hartford Insurance 34.97 Bn 25.91 Bn 2.15 Bn 0.26
3 Aegon 34.55 Bn 34.55 Bn - -
4 Arch Capital 31.37 Bn 30.45 Bn 4.02 Bn 0.21
5 Fidelis Insurance Holdings 2.04 Bn 2.04 Bn 386.80 Mn -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 70.90 Mn 0.24
7 Waterdrop 762.05 Mn 690.71 Mn 129.34 Mn 0.58
8 Exzeo 1.28 Mn -230.11 Mn 32.74 Mn 0.59
9 Sun Life Financial 43.53 -7.92 Bn - -
10 Sun Life Financial - - - -

Historic Data

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DateValue
Mar 31, 2026 0.59
Dec 31, 2025 0.78