Exzeo (XZO) Operating Expenses (2024 - 2026)
Exzeo's (XZO) quarterly Operating Expenses came in at $7.7 million in Q1 2026, up 52.51% year-on-year from $5.0 million in Q1 2025, and down 4.86% quarter-over-quarter from $8.1 million in Q4 2025.
Exzeo (XZO) Operating Expenses (2024 - 2026) Analysis & Trends
Exzeo has disclosed Operating Expenses across 3 years of filings, most recently posting $7.7 million for Q1 2026.
- Operating Expenses for Q1 2026 came in at $7.7 million, up 52.51% year-over-year; the trailing twelve-month figure through Mar 2026 was $27.3 million (up 117.49% YoY), and the FY2025 annual result was $25.0 million, up 64.78% from the prior year.
- Operating Expenses came in at $7.7 million for Q1 2026 at Exzeo, down from $8.1 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $8.1 million in Q4 2025 to a low of $3.1 million in Q4 2024.
- The 3-year median for Operating Expenses is $5.8 million (2025), against an average of $5.8 million.
- Peak annual rise in Operating Expenses reached 158.09% in 2025, while the deepest fall reached 48.51% in 2025.
- Exzeo's Operating Expenses stood at $3.1 million in 2024, then soared by 158.09% to $8.1 million in 2025, then fell by 4.86% to $7.7 million in 2026.
- The last three Operating Expenses figures came in at $7.7 million (Q1 2026), $8.1 million (Q4 2025), and $6.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.85 Bn | 1.02 Bn | 2.60 Bn | 5.66 Bn |
| 2 | Hartford Insurance | 35.40 Bn | 26.34 Bn | 2.15 Bn | 6.17 Bn |
| 3 | Arch Capital | 32.21 Bn | 31.30 Bn | 4.02 Bn | 3.41 Bn |
| 4 | Brookfield Wealth Solutions | 9.95 Bn | -3.21 Bn | 4.62 Bn | -384.00 Mn |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | -25.60 Mn |
| 7 | Waterdrop | 632.07 Mn | 560.72 Mn | 129.34 Mn | -189.81 Mn |
| 8 | Sun Life Financial | 48.32 Mn | -8.02 Bn | - | - |
| 9 | Exzeo | 1.16 Mn | -230.22 Mn | 32.74 Mn | 7.67 Mn |
| 10 | Aegon | 5,067.42 | 5,067.42 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.67 Mn |
| Dec 31, 2025 | 8.06 Mn |
| Sep 30, 2025 | 6.52 Mn |
| Mar 31, 2025 | 5.03 Mn |
| Dec 31, 2024 | 3.12 Mn |
| Sep 30, 2024 | 4.39 Mn |