Growth Metrics

Exzeo (XZO) Operating Expenses (2024 - 2026)

Exzeo recorded quarterly Operating Expenses of $7.7 million in Q1 2026, down 4.86% quarter-over-quarter from $8.1 million in Q4 2025, and up 52.51% year-over-year from $5.0 million in Q1 2025.

Exzeo's Operating Expenses history runs 3 years deep, the most recent figure standing at $7.7 million for Q1 2026.

  • In Q1 2026, Operating Expenses rose 52.51% year-over-year to $7.7 million; the TTM figure through Mar 2026 stood at $27.3 million (up 117.49% YoY), while the FY2025 annual figure was $25.0 million, up 64.78% from the prior year.
  • Operating Expenses came in at $7.7 million for Q1 2026 at Exzeo, down from $8.1 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $8.1 million in Q4 2025 to a low of $3.1 million in Q4 2024.
  • A 3-year average of $5.8 million and a median of $5.8 million in 2025 frame the typical range for Operating Expenses.
  • On a YoY basis, Operating Expenses climbed as much as 158.09% in 2025 and fell as far as 48.51% in 2025.
  • Exzeo's Operating Expenses stood at $3.1 million in 2024, then jumped by 158.09% to $8.1 million in 2025, then retreated by 4.86% to $7.7 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered $7.7 million, $8.1 million, and $6.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 American International 39.62 Bn 784.91 Mn 2.60 Bn 5.66 Bn
2 Hartford Insurance 34.97 Bn 25.91 Bn 2.15 Bn 6.17 Bn
3 Aegon 34.55 Bn 34.55 Bn - -
4 Arch Capital 31.37 Bn 30.45 Bn 4.02 Bn 3.41 Bn
5 Fidelis Insurance Holdings 2.04 Bn 2.04 Bn 386.80 Mn 507.50 Mn
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 70.90 Mn -103.70 Mn
7 Waterdrop 762.05 Mn 690.71 Mn 129.34 Mn -189.81 Mn
8 Exzeo 1.28 Mn -230.11 Mn 32.74 Mn 7.67 Mn
9 Sun Life Financial 43.53 -7.92 Bn - -
10 Sun Life Financial - - - -

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 7.67 Mn
Dec 31, 2025 8.06 Mn
Sep 30, 2025 6.52 Mn
Mar 31, 2025 5.03 Mn
Dec 31, 2024 3.12 Mn
Sep 30, 2024 4.39 Mn