Exzeo (XZO) Operating Expenses (2024 - 2026)
Exzeo recorded quarterly Operating Expenses of $7.7 million in Q1 2026, down 4.86% quarter-over-quarter from $8.1 million in Q4 2025, and up 52.51% year-over-year from $5.0 million in Q1 2025.
Exzeo's Operating Expenses history runs 3 years deep, the most recent figure standing at $7.7 million for Q1 2026.
- In Q1 2026, Operating Expenses rose 52.51% year-over-year to $7.7 million; the TTM figure through Mar 2026 stood at $27.3 million (up 117.49% YoY), while the FY2025 annual figure was $25.0 million, up 64.78% from the prior year.
- Operating Expenses came in at $7.7 million for Q1 2026 at Exzeo, down from $8.1 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $8.1 million in Q4 2025 to a low of $3.1 million in Q4 2024.
- A 3-year average of $5.8 million and a median of $5.8 million in 2025 frame the typical range for Operating Expenses.
- On a YoY basis, Operating Expenses climbed as much as 158.09% in 2025 and fell as far as 48.51% in 2025.
- Exzeo's Operating Expenses stood at $3.1 million in 2024, then jumped by 158.09% to $8.1 million in 2025, then retreated by 4.86% to $7.7 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $7.7 million, $8.1 million, and $6.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 5.66 Bn |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 6.17 Bn |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | - |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 3.41 Bn |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 507.50 Mn |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | -103.70 Mn |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | -189.81 Mn |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | 7.67 Mn |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | - |
| 10 | Sun Life Financial | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.67 Mn |
| Dec 31, 2025 | 8.06 Mn |
| Sep 30, 2025 | 6.52 Mn |
| Mar 31, 2025 | 5.03 Mn |
| Dec 31, 2024 | 3.12 Mn |
| Sep 30, 2024 | 4.39 Mn |