Exzeo (XZO) Operating Expenses (2024 - 2026)

Exzeo's (XZO) quarterly Operating Expenses came in at $7.7 million in Q1 2026, up 52.51% year-on-year from $5.0 million in Q1 2025, and down 4.86% quarter-over-quarter from $8.1 million in Q4 2025.

Exzeo (XZO) Operating Expenses (2024 - 2026) Analysis & Trends

Exzeo has disclosed Operating Expenses across 3 years of filings, most recently posting $7.7 million for Q1 2026.

  • Operating Expenses for Q1 2026 came in at $7.7 million, up 52.51% year-over-year; the trailing twelve-month figure through Mar 2026 was $27.3 million (up 117.49% YoY), and the FY2025 annual result was $25.0 million, up 64.78% from the prior year.
  • Operating Expenses came in at $7.7 million for Q1 2026 at Exzeo, down from $8.1 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $8.1 million in Q4 2025 to a low of $3.1 million in Q4 2024.
  • The 3-year median for Operating Expenses is $5.8 million (2025), against an average of $5.8 million.
  • Peak annual rise in Operating Expenses reached 158.09% in 2025, while the deepest fall reached 48.51% in 2025.
  • Exzeo's Operating Expenses stood at $3.1 million in 2024, then soared by 158.09% to $8.1 million in 2025, then fell by 4.86% to $7.7 million in 2026.
  • The last three Operating Expenses figures came in at $7.7 million (Q1 2026), $8.1 million (Q4 2025), and $6.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 American International 39.85 Bn 1.02 Bn 2.60 Bn 5.66 Bn
2 Hartford Insurance 35.40 Bn 26.34 Bn 2.15 Bn 6.17 Bn
3 Arch Capital 32.21 Bn 31.30 Bn 4.02 Bn 3.41 Bn
4 Brookfield Wealth Solutions 9.95 Bn -3.21 Bn 4.62 Bn -384.00 Mn
5 FIHL 2.04 Bn 2.04 Bn - -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 111.10 Mn -25.60 Mn
7 Waterdrop 632.07 Mn 560.72 Mn 129.34 Mn -189.81 Mn
8 Sun Life Financial 48.32 Mn -8.02 Bn - -
9 Exzeo 1.16 Mn -230.22 Mn 32.74 Mn 7.67 Mn
10 Aegon 5,067.42 5,067.42 - -

Historic Data

Download Data
DateValue
Mar 31, 2026 7.67 Mn
Dec 31, 2025 8.06 Mn
Sep 30, 2025 6.52 Mn
Mar 31, 2025 5.03 Mn
Dec 31, 2024 3.12 Mn
Sep 30, 2024 4.39 Mn