Exzeo (XZO) Operating Expenses (2024 - 2026)
Exzeo (XZO) posted Operating Expenses of $7.7 million for Q1 2026, down 4.86% sequentially from $8.1 million in Q4 2025, and up 52.51% YoY from $5.0 million in Q1 2025.
Exzeo (XZO) Operating Expenses (2024 - 2026) Analysis & Trends
Exzeo has reported Operating Expenses for 3 years, with the latest figure at $7.7 million in Q1 2026.
- Quarterly Operating Expenses rose 52.51% year-over-year to $7.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $27.3 million (changed N/A YoY) and the FY2025 annual result came in at $25.0 million, up 64.78% from the prior year.
- Operating Expenses slipped to $7.7 million in Q1 2026 per XZO's latest filing, from $8.1 million in the prior quarter.
- Over five years, Operating Expenses peaked at $8.1 million in Q4 2025 and troughed at $3.1 million in Q4 2024.
- A 3-year average of $5.8 million and a median of $5.8 million in 2025 frame the typical range for Operating Expenses.
- The widest YoY moves for Operating Expenses: up 158.09% in 2025, down 48.51% in 2025.
- Over 3 years, Operating Expenses stood at $3.1 million in 2024, then surged by 158.09% to $8.1 million in 2025, then decreased by 4.86% to $7.7 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $7.7 million, $8.1 million, and $6.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,070.84 Bn | 743.86 Bn | 55.86 Bn | 86.07 Bn |
| 2 | Sun Life Financial | 43.38 Bn | 32.15 Bn | - | 1.71 Bn |
| 3 | American International | 40.15 Bn | 2.33 Bn | 3.50 Bn | 5.82 Bn |
| 4 | Hartford Insurance | 37.52 Bn | 21.20 Bn | 3.18 Bn | 6.03 Bn |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | 3.49 Bn |
| 6 | Aegon | 28.26 Bn | 28.26 Bn | - | - |
| 7 | Pelagos Insurance Capital | 2.02 Bn | 1.57 Bn | 357.40 Mn | 597.10 Mn |
| 8 | Exzeo | 1.42 Bn | 1.29 Bn | 36.84 Mn | 8.38 Mn |
| 9 | International General Insurance Holdings | 1.14 Bn | 901.84 Mn | -5.60 Mn | 23.10 Mn |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | -168.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.38 Mn |
| Mar 31, 2026 | 7.67 Mn |
| Dec 31, 2025 | 8.06 Mn |
| Sep 30, 2025 | 6.52 Mn |
| Mar 31, 2025 | 5.03 Mn |
| Dec 31, 2024 | 3.12 Mn |
| Sep 30, 2024 | 4.39 Mn |