Exzeo (XZO) Net Cash Flow (2024 - 2026)
Exzeo recorded quarterly Net Cash Flow of -$73.9 million in Q1 2026, down 144.92% quarter-over-quarter from $164.5 million in Q4 2025, and down 488.92% year-over-year from $19.0 million in Q1 2025.
Exzeo's Net Cash Flow history runs 3 years deep, the most recent figure standing at -$73.9 million for Q1 2026.
- In Q1 2026, Net Cash Flow fell 488.92% year-over-year to -$73.9 million; the TTM figure through Mar 2026 stood at $109.6 million (up 210.73% YoY), while the FY2025 annual figure was $251.1 million, up 535.15% from the prior year.
- Net Cash Flow came in at -$73.9 million for Q1 2026 at Exzeo, down from $164.5 million in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $164.5 million in Q4 2025 to a low of -$73.9 million in Q1 2026.
- A 3-year average of $31.5 million and a median of $17.6 million in 2024 frame the typical range for Net Cash Flow.
- Across the five-year window, Net Cash Flow soared 910.84% in 2025 and tumbled 488.92% in 2026, its largest moves.
- Exzeo's Net Cash Flow stood at $16.3 million in 2024, then jumped by 910.84% to $164.5 million in 2025, then slumped by 144.92% to -$73.9 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered -$73.9 million, $164.5 million, and $19.0 million for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 189.00 Mn |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 50.00 Mn |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | - |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | -278.00 Mn |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | -184.80 Mn |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | - |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | - |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | -73.91 Mn |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | -675.97 Mn |
| 10 | Sun Life Financial | - | - | - | -675.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -73.91 Mn |
| Mar 31, 2026 | -73.91 Mn |
| Dec 31, 2025 | 164.52 Mn |
| Dec 31, 2025 | 164.52 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Dec 31, 2024 | 16.28 Mn |
| Dec 31, 2024 | 16.28 Mn |