Exzeo (XZO) Net Cash Flow (2024 - 2026)

Exzeo's (XZO) quarterly Net Cash Flow came in at -$73.9 million in Q1 2026, down 488.92% year-on-year from $19.0 million in Q1 2025, and down 144.92% quarter-over-quarter from $164.5 million in Q4 2025.

Exzeo (XZO) Net Cash Flow (2024 - 2026) Analysis & Trends

Exzeo has disclosed Net Cash Flow across 3 years of filings, most recently posting -$73.9 million for Q1 2026.

  • Net Cash Flow for Q1 2026 came in at -$73.9 million, down 488.92% year-over-year; the trailing twelve-month figure through Mar 2026 was $109.6 million (up 210.73% YoY), and the FY2025 annual result was $251.1 million, up 535.15% from the prior year.
  • Net Cash Flow came in at -$73.9 million for Q1 2026 at Exzeo, down from $164.5 million in the prior quarter.
  • In the past five years, Net Cash Flow ranged from a high of $164.5 million in Q4 2025 to a low of -$73.9 million in Q1 2026.
  • The 3-year median for Net Cash Flow is $17.6 million (2024), against an average of $31.5 million.
  • Across the five-year window, Net Cash Flow surged 910.84% in 2025 and plunged 488.92% in 2026, its largest moves.
  • Exzeo's Net Cash Flow stood at $16.3 million in 2024, then soared by 910.84% to $164.5 million in 2025, then tumbled by 144.92% to -$73.9 million in 2026.
  • The last three Net Cash Flow figures came in at -$73.9 million (Q1 2026), $164.5 million (Q4 2025), and $19.0 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 American International 39.85 Bn 1.02 Bn 2.60 Bn 189.00 Mn
2 Hartford Insurance 35.40 Bn 26.34 Bn 2.15 Bn 50.00 Mn
3 Arch Capital 32.21 Bn 31.30 Bn 4.02 Bn -278.00 Mn
4 Brookfield Wealth Solutions 9.95 Bn -3.21 Bn 4.62 Bn 3.41 Bn
5 FIHL 2.04 Bn 2.04 Bn - -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 111.10 Mn -
7 Waterdrop 632.07 Mn 560.72 Mn 129.34 Mn -
8 Sun Life Financial 48.32 Mn -8.02 Bn - -675.97 Mn
9 Exzeo 1.16 Mn -230.22 Mn 32.74 Mn -73.91 Mn
10 Aegon 5,067.42 5,067.42 - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -73.91 Mn
Mar 31, 2026 -73.91 Mn
Dec 31, 2025 164.52 Mn
Dec 31, 2025 164.52 Mn
Mar 31, 2025 19.00 Mn
Mar 31, 2025 19.00 Mn
Dec 31, 2024 16.28 Mn
Dec 31, 2024 16.28 Mn