Exzeo (XZO) Net Cash Flow (2024 - 2026)
Exzeo's (XZO) quarterly Net Cash Flow came in at -$73.9 million in Q1 2026, down 488.92% year-on-year from $19.0 million in Q1 2025, and down 144.92% quarter-over-quarter from $164.5 million in Q4 2025.
Exzeo (XZO) Net Cash Flow (2024 - 2026) Analysis & Trends
Exzeo has disclosed Net Cash Flow across 3 years of filings, most recently posting -$73.9 million for Q1 2026.
- Net Cash Flow for Q1 2026 came in at -$73.9 million, down 488.92% year-over-year; the trailing twelve-month figure through Mar 2026 was $109.6 million (up 210.73% YoY), and the FY2025 annual result was $251.1 million, up 535.15% from the prior year.
- Net Cash Flow came in at -$73.9 million for Q1 2026 at Exzeo, down from $164.5 million in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $164.5 million in Q4 2025 to a low of -$73.9 million in Q1 2026.
- The 3-year median for Net Cash Flow is $17.6 million (2024), against an average of $31.5 million.
- Across the five-year window, Net Cash Flow surged 910.84% in 2025 and plunged 488.92% in 2026, its largest moves.
- Exzeo's Net Cash Flow stood at $16.3 million in 2024, then soared by 910.84% to $164.5 million in 2025, then tumbled by 144.92% to -$73.9 million in 2026.
- The last three Net Cash Flow figures came in at -$73.9 million (Q1 2026), $164.5 million (Q4 2025), and $19.0 million (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.85 Bn | 1.02 Bn | 2.60 Bn | 189.00 Mn |
| 2 | Hartford Insurance | 35.40 Bn | 26.34 Bn | 2.15 Bn | 50.00 Mn |
| 3 | Arch Capital | 32.21 Bn | 31.30 Bn | 4.02 Bn | -278.00 Mn |
| 4 | Brookfield Wealth Solutions | 9.95 Bn | -3.21 Bn | 4.62 Bn | 3.41 Bn |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | - |
| 7 | Waterdrop | 632.07 Mn | 560.72 Mn | 129.34 Mn | - |
| 8 | Sun Life Financial | 48.32 Mn | -8.02 Bn | - | -675.97 Mn |
| 9 | Exzeo | 1.16 Mn | -230.22 Mn | 32.74 Mn | -73.91 Mn |
| 10 | Aegon | 5,067.42 | 5,067.42 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -73.91 Mn |
| Mar 31, 2026 | -73.91 Mn |
| Dec 31, 2025 | 164.52 Mn |
| Dec 31, 2025 | 164.52 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Dec 31, 2024 | 16.28 Mn |
| Dec 31, 2024 | 16.28 Mn |