Exzeo (XZO) Net Cash Flow (2024 - 2026)
Exzeo (XZO) posted Net Cash Flow of -$73.9 million for Q1 2026, down 144.92% sequentially from $164.5 million in Q4 2025, and down 488.92% YoY from $19.0 million in Q1 2025.
Exzeo (XZO) Net Cash Flow (2024 - 2026) Analysis & Trends
Exzeo has reported Net Cash Flow for 3 years, with the latest figure at -$73.9 million in Q1 2026.
- Quarterly Net Cash Flow fell 488.92% year-over-year to -$73.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $109.6 million (changed N/A YoY) and the FY2025 annual result came in at $251.1 million, up 535.15% from the prior year.
- Net Cash Flow slipped to -$73.9 million in Q1 2026 per XZO's latest filing, from $164.5 million in the prior quarter.
- Over five years, Net Cash Flow peaked at $164.5 million in Q4 2025 and troughed at -$73.9 million in Q1 2026.
- A 3-year average of $31.5 million and a median of $17.6 million in 2024 frame the typical range for Net Cash Flow.
- The sharpest annual moves came in 2025 and 2026: Net Cash Flow jumped 910.84% in 2025, then plunged 488.92% in 2026.
- Over 3 years, Net Cash Flow stood at $16.3 million in 2024, then surged by 910.84% to $164.5 million in 2025, then tumbled by 144.92% to -$73.9 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered -$73.9 million, $164.5 million, and $19.0 million for Q1 2026, Q4 2025, and Q1 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,068.88 Bn | 741.90 Bn | 55.86 Bn | -17.40 Bn |
| 2 | Sun Life Financial | 43.75 Bn | 32.52 Bn | - | 46.99 Mn |
| 3 | American International | 40.40 Bn | 2.58 Bn | 3.50 Bn | 44.00 Mn |
| 4 | Hartford Insurance | 37.18 Bn | 20.87 Bn | 3.18 Bn | 4.00 Mn |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | 216.00 Mn |
| 6 | Aegon | 28.00 Bn | 28.00 Bn | - | - |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | -542.60 Mn |
| 8 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | -94.56 Mn |
| 9 | International General Insurance Holdings | 1.15 Bn | 917.64 Mn | -5.60 Mn | - |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -94.56 Mn |
| Jun 30, 2026 | -94.56 Mn |
| Mar 31, 2026 | -73.91 Mn |
| Mar 31, 2026 | -73.91 Mn |
| Dec 31, 2025 | 164.52 Mn |
| Dec 31, 2025 | 164.52 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Mar 31, 2025 | 19.00 Mn |
| Dec 31, 2024 | 16.28 Mn |
| Dec 31, 2024 | 16.28 Mn |