Growth Metrics

Exzeo (XZO) EBIT (2024 - 2026)

Exzeo recorded quarterly EBIT of $2.5 million in Q1 2026, up 104.48% quarter-over-quarter from -$56.0 million in Q4 2025, and up 531.16% year-over-year from $398000.0 in Q1 2025.

Exzeo's EBIT history runs 3 years deep, the most recent figure standing at $2.5 million for Q1 2026.

  • In Q1 2026, EBIT rose 531.16% year-over-year to $2.5 million; the TTM figure through Mar 2026 stood at -$25.9 million (changed N/A YoY), while the FY2025 annual figure was $23.2 million, down 39.08% from the prior year.
  • EBIT came in at $2.5 million for Q1 2026 at Exzeo, up from -$56.0 million in the prior quarter.
  • In the past five years, EBIT ranged from a high of $27.3 million in Q3 2025 to a low of -$56.0 million in Q4 2025.
  • A 3-year average of -$1.7 million and a median of $1.5 million in 2025 frame the typical range for EBIT.
  • On a YoY basis, EBIT climbed as much as 13733.5% in 2025 and fell as far as 459.55% in 2025.
  • Exzeo's EBIT stood at $15.6 million in 2024, then tumbled by 459.55% to -$56.0 million in 2025, then surged by 104.48% to $2.5 million in 2026.
  • According to Business Quant data, EBIT over the past three periods registered $2.5 million, -$56.0 million, and $27.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 American International 39.62 Bn 784.91 Mn 2.60 Bn 712.00 Mn
2 Hartford Insurance 34.97 Bn 25.91 Bn 2.15 Bn 739.00 Mn
3 Aegon 34.55 Bn 34.55 Bn - 1.98 Bn
4 Arch Capital 31.37 Bn 30.45 Bn 4.02 Bn 611.00 Mn
5 Fidelis Insurance Holdings 2.04 Bn 2.04 Bn 386.80 Mn 43.70 Mn
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 70.90 Mn 174.60 Mn
7 Waterdrop 762.05 Mn 690.71 Mn 129.34 Mn 11.99 Mn
8 Exzeo 1.28 Mn -230.11 Mn 32.74 Mn 2.51 Mn
9 Sun Life Financial 43.53 -7.92 Bn - 460.86 Mn
10 Sun Life Financial - - - 460.86 Mn

Historic Data

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DateValue
Mar 31, 2026 2.51 Mn
Dec 31, 2025 20.90 Mn
Sep 30, 2025 27.25 Mn
Mar 31, 2025 398,000.00
Dec 31, 2024 7.06 Mn
Sep 30, 2024 6.73 Mn