Exzeo (XZO) EBIT (2024 - 2026)
Exzeo's (XZO) quarterly EBIT came in at $2.5 million in Q1 2026, up 531.16% year-on-year from $398000.0 in Q1 2025, and up 104.48% quarter-over-quarter from -$56.0 million in Q4 2025.
Exzeo (XZO) EBIT (2024 - 2026) Analysis & Trends
Exzeo has disclosed EBIT across 3 years of filings, most recently posting $2.5 million for Q1 2026.
- EBIT for Q1 2026 came in at $2.5 million, up 531.16% year-over-year; the trailing twelve-month figure through Mar 2026 was -$25.9 million (changed N/A YoY), and the FY2025 annual result was $23.2 million, down 39.08% from the prior year.
- EBIT came in at $2.5 million for Q1 2026 at Exzeo, up from -$56.0 million in the prior quarter.
- In the past five years, EBIT ranged from a high of $27.3 million in Q3 2025 to a low of -$56.0 million in Q4 2025.
- The 3-year median for EBIT is $1.5 million (2025), against an average of -$1.7 million.
- Peak annual rise in EBIT reached 13733.5% in 2025, while the deepest fall reached 459.55% in 2025.
- Exzeo's EBIT stood at $15.6 million in 2024, then plunged by 459.55% to -$56.0 million in 2025, then jumped by 104.48% to $2.5 million in 2026.
- The last three EBIT figures came in at $2.5 million (Q1 2026), -$56.0 million (Q4 2025), and $27.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.85 Bn | 1.02 Bn | 2.60 Bn | 712.00 Mn |
| 2 | Hartford Insurance | 35.40 Bn | 26.34 Bn | 2.15 Bn | 739.00 Mn |
| 3 | Arch Capital | 32.21 Bn | 31.30 Bn | 4.02 Bn | 611.00 Mn |
| 4 | Brookfield Wealth Solutions | 9.95 Bn | -3.21 Bn | 4.62 Bn | 5.01 Bn |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | 14.10 Mn |
| 7 | Waterdrop | 632.07 Mn | 560.72 Mn | 129.34 Mn | 11.99 Mn |
| 8 | Sun Life Financial | 48.32 Mn | -8.02 Bn | - | 579.72 Mn |
| 9 | Exzeo | 1.16 Mn | -230.22 Mn | 32.74 Mn | 2.51 Mn |
| 10 | Aegon | 5,067.42 | 5,067.42 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.51 Mn |
| Dec 31, 2025 | -56.02 Mn |
| Sep 30, 2025 | 27.25 Mn |
| Mar 31, 2025 | 398,000.00 |
| Dec 31, 2024 | 15.58 Mn |
| Sep 30, 2024 | 197,000.00 |