Exzeo (XZO) Net Margin (2024 - 2026)
Exzeo's (XZO) quarterly Net Margin came in at 40.27% in Q2 2026, up 165.0% year-over-year from 15.2% in Q2 2025, and up 9.58% quarter-over-quarter from 36.75% in Q1 2026.
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Exzeo (XZO) Net Margin (2024 - 2026) Analysis & Trends
Exzeo has disclosed Net Margin across 3 years of filings, most recently posting 40.27% for Q2 2026.
- In Q2 2026, Net Margin rose 165.0% year-over-year to 40.27%; the TTM figure through Jun 2026 stood at 39.14% (up 808.0% YoY), while the FY2025 annual figure was 38.14%, up 1188.0% from the prior year.
- Net Margin came in at 40.27% for Q2 2026 at Exzeo, up from 36.75% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 41.23% in Q4 2025 to a low of 18.06% in Q3 2024.
- Average Net Margin over 3 years is 34.22%, with a median of 37.54% recorded in 2025.
- Year-over-year, Net Margin soared 2028 bps in 2025 and soared 165 bps in 2026.
- Over 3 years, Net Margin stood at 26.27% in 2024, then soared by 57 bps to 41.23% in 2025, then dropped by 2 bps to 40.27% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 40.27% in Q2 2026, 36.75% in Q1 2026, and 41.23% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Guidewire Software | 13.52 Bn | 12.77 Bn | 236.65 Mn | 4.42% |
| 2 | Exzeo | 1.49 Bn | 1.36 Bn | 36.84 Mn | 40.27% |
| 3 | Yuanbao | 632.22 Mn | -13.93 Mn | - | 29.00% |
| 4 | Cheche | 230.80 Mn | 211.43 Mn | - | - |
| 5 | Roadzen | 109.13 Mn | 106.01 Mn | 9.27 Mn | -60.39% |
| 6 | Health In Tech | 64.25 Mn | 57.80 Mn | 3.92 Mn | -30.99% |
| 7 | MindForge | 1.99 Mn | -7.88 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.27% |
| Mar 31, 2026 | 36.75% |
| Dec 31, 2025 | 41.23% |
| Sep 30, 2025 | 38.34% |
| Jun 30, 2025 | 38.62% |
| Mar 31, 2025 | 34.25% |
| Dec 31, 2024 | 26.27% |
| Sep 30, 2024 | 18.06% |