Exzeo (XZO) Interest Coverage Ratio (2024 - 2026)
Exzeo (XZO) posted Interest Coverage Ratio of 20.76 for Q1 2026, up 933.76% sequentially from 2.49 in Q4 2025.
Exzeo (XZO) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Exzeo has reported Interest Coverage Ratio for 3 years, with the latest figure at 20.76 in Q1 2026.
- Quarterly Interest Coverage Ratio changed N/A year-over-year to 20.76 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 23.69 (changed N/A YoY) and the FY2025 annual result came in at 3.56, down 67.48% from the prior year.
- Interest Coverage Ratio advanced to 20.76 in Q1 2026 per XZO's latest filing, from 2.49 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 448.67 in Q3 2024 and troughed at 9.25 in Q4 2024.
- A 3-year average of 91.64 and a median of 0.51 in 2025 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 73.09% in 2025, down 99.89% in 2025.
- Over 3 years, Interest Coverage Ratio stood at 9.25 in 2024, then jumped by 73.09% to 2.49 in 2025, then jumped by 933.76% to 20.76 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 20.76, 2.49, and 0.51 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,068.88 Bn | 741.90 Bn | 55.86 Bn | -22.63 |
| 2 | Sun Life Financial | 43.75 Bn | 32.52 Bn | - | 11.37 |
| 3 | American International | 40.40 Bn | 2.58 Bn | 3.50 Bn | 11.27 |
| 4 | Hartford Insurance | 37.18 Bn | 20.87 Bn | 3.18 Bn | 5.00 |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | -24.90 |
| 6 | Aegon | 28.00 Bn | 28.00 Bn | - | -9.56 |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | -16.53 |
| 8 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | - |
| 9 | International General Insurance Holdings | 1.15 Bn | 917.64 Mn | -5.60 Mn | 0.04 |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.60 |
| Mar 31, 2026 | 20.76 |
| Dec 31, 2025 | -2.49 |
| Sep 30, 2025 | 0.51 |
| Dec 31, 2024 | -9.25 |
| Sep 30, 2024 | 448.67 |