Exzeo XZO
NYSE XZO
$16.87 +0.69 (+4.26%)
At close: Aug 21, 2026 · 4:00 PM EDT

Exzeo (XZO) Interest Coverage Ratio (2024 - 2026)

Exzeo (XZO) posted Interest Coverage Ratio of 20.76 for Q1 2026, up 933.76% sequentially from 2.49 in Q4 2025.

Exzeo (XZO) Interest Coverage Ratio (2024 - 2026) Analysis & Trends

Exzeo has reported Interest Coverage Ratio for 3 years, with the latest figure at 20.76 in Q1 2026.

  • Quarterly Interest Coverage Ratio changed N/A year-over-year to 20.76 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 23.69 (changed N/A YoY) and the FY2025 annual result came in at 3.56, down 67.48% from the prior year.
  • Interest Coverage Ratio advanced to 20.76 in Q1 2026 per XZO's latest filing, from 2.49 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 448.67 in Q3 2024 and troughed at 9.25 in Q4 2024.
  • A 3-year average of 91.64 and a median of 0.51 in 2025 frame the typical range for Interest Coverage Ratio.
  • The widest YoY moves for Interest Coverage Ratio: up 73.09% in 2025, down 99.89% in 2025.
  • Over 3 years, Interest Coverage Ratio stood at 9.25 in 2024, then jumped by 73.09% to 2.49 in 2025, then jumped by 933.76% to 20.76 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 20.76, 2.49, and 0.51 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Berkshire Hathaway 1,068.88 Bn 741.90 Bn 55.86 Bn -22.63
2 Sun Life Financial 43.75 Bn 32.52 Bn - 11.37
3 American International 40.40 Bn 2.58 Bn 3.50 Bn 11.27
4 Hartford Insurance 37.18 Bn 20.87 Bn 3.18 Bn 5.00
5 Arch Capital 34.10 Bn 32.99 Bn 2.47 Bn -24.90
6 Aegon 28.00 Bn 28.00 Bn - -9.56
7 Pelagos Insurance Capital 2.03 Bn 1.58 Bn 357.40 Mn -16.53
8 Exzeo 1.50 Bn 1.36 Bn 36.84 Mn -
9 International General Insurance Holdings 1.15 Bn 917.64 Mn -5.60 Mn 0.04
10 Waterdrop 359.74 Mn 230.42 Mn 109.06 Mn -

Historic Data

Download Data
DateValue
Jun 30, 2026 3.60
Mar 31, 2026 20.76
Dec 31, 2025 -2.49
Sep 30, 2025 0.51
Dec 31, 2024 -9.25
Sep 30, 2024 448.67