Exzeo XZO
NYSE XZO
$15.93 -0.07 (-0.44%)
As of: Sep 10, 2026 · 1:16 PM EDT

Exzeo (XZO) Operating Margin (2024 - 2026)

Exzeo's (XZO) quarterly Operating Margin came in at 49.26% in Q2 2026, down 89.0% year-over-year from 447.77% in Q2 2025, and up 9.09% quarter-over-quarter from 45.15% in Q1 2026.

Analysis

Exzeo (XZO) Operating Margin (2024 - 2026) Analysis & Trends

Exzeo has disclosed Operating Margin across 3 years of filings, most recently posting 49.26% for Q2 2026.

  • In Q2 2026, Operating Margin fell 89.0% year-over-year to 49.26%; the TTM figure through Jun 2026 stood at 48.51% (up 776.0% YoY), while the FY2025 annual figure was 48.85%, up 2047.0% from the prior year.
  • Operating Margin came in at 49.26% for Q2 2026 at Exzeo, up from 45.15% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 50.29% in Q4 2025 to a low of 23.12% in Q3 2024.
  • Average Operating Margin over 3 years is 43.47%, with a median of 47.33% recorded in 2025.
  • Year-over-year, Operating Margin surged 2628 bps in 2025 and slumped 89 bps in 2026.
  • Over 3 years, Operating Margin stood at 34.98% in 2024, then soared by 44 bps to 50.29% in 2025, then slipped by 2 bps to 49.26% in 2026.
  • Per Business Quant data, the three most recent Operating Margin figures were 49.26% in Q2 2026, 45.15% in Q1 2026, and 50.29% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Guidewire Software 12.02 Bn 11.28 Bn 236.65 Mn 8.22%
2 Exzeo 1.41 Bn 1.27 Bn 36.84 Mn 49.26%
3 Yuanbao 502.78 Mn -143.37 Mn - -
4 Roadzen 99.68 Mn 93.39 Mn 9.27 Mn -9.53%
5 Health In Tech 57.50 Mn 50.98 Mn 3.92 Mn -42.43%
6 Cheche 30.65 Mn 11.27 Mn - -
7 MindForge 3.49 Mn -6.39 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 49.26%
Mar 31, 2026 45.15%
Dec 31, 2025 50.29%
Sep 30, 2025 49.40%
Jun 30, 2025 50.15%
Mar 31, 2025 45.41%
Dec 31, 2024 34.98%
Sep 30, 2024 23.12%