Exzeo (XZO) Cost of Revenue (2024 - 2026)
Exzeo (XZO) posted Cost of Revenue of $1.3 million for Q1 2026, up 102.0% sequentially from -$63.8 million in Q4 2025, and up 106.81% YoY from $617000.0 in Q1 2025.
Exzeo (XZO) Cost of Revenue (2024 - 2026) Analysis & Trends
Exzeo has reported Cost of Revenue for 3 years, with the latest figure at $1.3 million in Q1 2026.
- Quarterly Cost of Revenue rose 106.81% year-over-year to $1.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$40.6 million (changed N/A YoY) and the FY2025 annual result came in at $3.7 million, down 95.46% from the prior year.
- Cost of Revenue grew to $1.3 million in Q1 2026 per XZO's latest filing, from -$63.8 million in the prior quarter.
- Over five years, Cost of Revenue peaked at $25.8 million in Q4 2024 and troughed at -$63.8 million in Q4 2025.
- A 3-year average of $542833.3 and a median of $9.6 million in 2024 frame the typical range for Cost of Revenue.
- The sharpest annual moves came in 2025 and 2026: Cost of Revenue sank 347.18% in 2025, then surged 106.81% in 2026.
- Over 3 years, Cost of Revenue stood at $25.8 million in 2024, then tumbled by 347.18% to -$63.8 million in 2025, then surged by 102.0% to $1.3 million in 2026.
- According to Business Quant data, Cost of Revenue over the past three periods registered $1.3 million, -$63.8 million, and $21.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,068.88 Bn | 741.90 Bn | 55.86 Bn | 45.95 Bn |
| 2 | Sun Life Financial | 43.75 Bn | 32.52 Bn | - | - |
| 3 | American International | 40.40 Bn | 2.58 Bn | 3.50 Bn | 3.58 Bn |
| 4 | Hartford Insurance | 37.18 Bn | 20.87 Bn | 3.18 Bn | 4.08 Bn |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | 2.20 Bn |
| 6 | Aegon | 28.00 Bn | 28.00 Bn | - | - |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | 292.60 Mn |
| 8 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | 20.95 Mn |
| 9 | International General Insurance Holdings | 1.15 Bn | 917.64 Mn | -5.60 Mn | 23.10 Mn |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | 70.57 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 20.95 Mn |
| Jun 30, 2026 | 20.95 Mn |
| Mar 31, 2026 | 1.28 Mn |
| Mar 31, 2026 | 1.28 Mn |
| Dec 31, 2025 | -63.85 Mn |
| Dec 31, 2025 | -63.85 Mn |
| Sep 30, 2025 | 21.39 Mn |
| Sep 30, 2025 | 21.39 Mn |
| Mar 31, 2025 | 617,000.00 |
| Mar 31, 2025 | 617,000.00 |
| Dec 31, 2024 | 25.83 Mn |
| Dec 31, 2024 | 25.83 Mn |
| Sep 30, 2024 | 17.99 Mn |
| Sep 30, 2024 | 17.99 Mn |