Exzeo XZO
NYSE XZO
$16.87 +0.69 (+4.26%)
At close: Aug 21, 2026 · 4:00 PM EDT

Exzeo (XZO) Cost of Revenue (2024 - 2026)

Exzeo (XZO) posted Cost of Revenue of $1.3 million for Q1 2026, up 102.0% sequentially from -$63.8 million in Q4 2025, and up 106.81% YoY from $617000.0 in Q1 2025.

Exzeo (XZO) Cost of Revenue (2024 - 2026) Analysis & Trends

Exzeo has reported Cost of Revenue for 3 years, with the latest figure at $1.3 million in Q1 2026.

  • Quarterly Cost of Revenue rose 106.81% year-over-year to $1.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$40.6 million (changed N/A YoY) and the FY2025 annual result came in at $3.7 million, down 95.46% from the prior year.
  • Cost of Revenue grew to $1.3 million in Q1 2026 per XZO's latest filing, from -$63.8 million in the prior quarter.
  • Over five years, Cost of Revenue peaked at $25.8 million in Q4 2024 and troughed at -$63.8 million in Q4 2025.
  • A 3-year average of $542833.3 and a median of $9.6 million in 2024 frame the typical range for Cost of Revenue.
  • The sharpest annual moves came in 2025 and 2026: Cost of Revenue sank 347.18% in 2025, then surged 106.81% in 2026.
  • Over 3 years, Cost of Revenue stood at $25.8 million in 2024, then tumbled by 347.18% to -$63.8 million in 2025, then surged by 102.0% to $1.3 million in 2026.
  • According to Business Quant data, Cost of Revenue over the past three periods registered $1.3 million, -$63.8 million, and $21.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Berkshire Hathaway 1,068.88 Bn 741.90 Bn 55.86 Bn 45.95 Bn
2 Sun Life Financial 43.75 Bn 32.52 Bn - -
3 American International 40.40 Bn 2.58 Bn 3.50 Bn 3.58 Bn
4 Hartford Insurance 37.18 Bn 20.87 Bn 3.18 Bn 4.08 Bn
5 Arch Capital 34.10 Bn 32.99 Bn 2.47 Bn 2.20 Bn
6 Aegon 28.00 Bn 28.00 Bn - -
7 Pelagos Insurance Capital 2.03 Bn 1.58 Bn 357.40 Mn 292.60 Mn
8 Exzeo 1.50 Bn 1.36 Bn 36.84 Mn 20.95 Mn
9 International General Insurance Holdings 1.15 Bn 917.64 Mn -5.60 Mn 23.10 Mn
10 Waterdrop 359.74 Mn 230.42 Mn 109.06 Mn 70.57 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 20.95 Mn
Jun 30, 2026 20.95 Mn
Mar 31, 2026 1.28 Mn
Mar 31, 2026 1.28 Mn
Dec 31, 2025 -63.85 Mn
Dec 31, 2025 -63.85 Mn
Sep 30, 2025 21.39 Mn
Sep 30, 2025 21.39 Mn
Mar 31, 2025 617,000.00
Mar 31, 2025 617,000.00
Dec 31, 2024 25.83 Mn
Dec 31, 2024 25.83 Mn
Sep 30, 2024 17.99 Mn
Sep 30, 2024 17.99 Mn