Exzeo (XZO) Cost of Revenue (2024 - 2026)
Exzeo's (XZO) quarterly Cost of Revenue came in at $1.3 million in Q1 2026, up 106.81% year-on-year from $617000.0 in Q1 2025, and up 102.0% quarter-over-quarter from -$63.8 million in Q4 2025.
Exzeo (XZO) Cost of Revenue (2024 - 2026) Analysis & Trends
Exzeo has disclosed Cost of Revenue across 3 years of filings, most recently posting $1.3 million for Q1 2026.
- Cost of Revenue for Q1 2026 came in at $1.3 million, up 106.81% year-over-year; the trailing twelve-month figure through Mar 2026 was -$60.8 million (changed N/A YoY), and the FY2025 annual result was $3.7 million, up 39.55% from the prior year.
- Cost of Revenue came in at $1.3 million for Q1 2026 at Exzeo, up from -$63.8 million in the prior quarter.
- In the past five years, Cost of Revenue ranged from a high of $18.0 million in Q3 2024 to a low of -$63.8 million in Q4 2025.
- The 3-year median for Cost of Revenue is $872500.0 (2025), against an average of -$7.0 million.
- Across the five-year window, Cost of Revenue plunged 11815.41% in 2025 and soared 106.81% in 2026, its largest moves.
- Exzeo's Cost of Revenue stood at $545000.0 in 2024, then slumped by 11815.41% to -$63.8 million in 2025, then soared by 102.0% to $1.3 million in 2026.
- The last three Cost of Revenue figures came in at $1.3 million (Q1 2026), -$63.8 million (Q4 2025), and $1.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.85 Bn | 1.02 Bn | 2.60 Bn | 3.48 Bn |
| 2 | Hartford Insurance | 35.40 Bn | 26.34 Bn | 2.15 Bn | 4.00 Bn |
| 3 | Arch Capital | 32.21 Bn | 31.30 Bn | 4.02 Bn | 498.00 Mn |
| 4 | Brookfield Wealth Solutions | 9.95 Bn | -3.21 Bn | 4.62 Bn | -1.57 Bn |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | 100,000.00 |
| 7 | Waterdrop | 632.07 Mn | 560.72 Mn | 129.34 Mn | 72.47 Mn |
| 8 | Sun Life Financial | 48.32 Mn | -8.02 Bn | - | - |
| 9 | Exzeo | 1.16 Mn | -230.22 Mn | 32.74 Mn | 1.28 Mn |
| 10 | Aegon | 5,067.42 | 5,067.42 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.28 Mn |
| Mar 31, 2026 | 1.28 Mn |
| Dec 31, 2025 | -63.85 Mn |
| Dec 31, 2025 | -63.85 Mn |
| Sep 30, 2025 | 1.13 Mn |
| Sep 30, 2025 | 1.13 Mn |
| Mar 31, 2025 | 617,000.00 |
| Mar 31, 2025 | 617,000.00 |
| Dec 31, 2024 | 545,000.00 |
| Dec 31, 2024 | 545,000.00 |
| Sep 30, 2024 | 17.99 Mn |
| Sep 30, 2024 | 17.99 Mn |