Exzeo (XZO) Tax Rate (2024 - 2026)
Exzeo recorded quarterly Tax Rate of 26.03% in Q1 2026, down 37.23% quarter-over-quarter from 41.47% in Q4 2025, and up 22.0% year-over-year from 21.34% in Q1 2025.
Exzeo's Tax Rate history runs 3 years deep, the most recent figure standing at 26.03% for Q1 2026.
- In Q1 2026, Tax Rate rose 22.0% year-over-year to 26.03%; the TTM figure through Mar 2026 stood at 29.9% (changed N/A YoY), while the FY2025 annual figure was 29.59%, up 357.0% from the prior year.
- Tax Rate came in at 26.03% for Q1 2026 at Exzeo, down from 41.47% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 41.47% in Q4 2025 to a low of 23.94% in Q3 2024.
- A 3-year average of 28.08% and a median of 25.83% in 2024 frame the typical range for Tax Rate.
- Across the five-year window, Tax Rate jumped 1561 bps in 2025 and gained 22 bps in 2026, its largest moves.
- Exzeo's Tax Rate stood at 25.86% in 2024, then jumped by 60 bps to 41.47% in 2025, then slumped by 37 bps to 26.03% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 26.03%, 41.47%, and 25.4% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 22.70 |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 19.02 |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | -29.02 |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 8.84 |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 4.75 |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | 1.36 |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | 34.64 |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | 26.03 |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | 16.30 |
| 10 | Sun Life Financial | - | - | - | 16.30 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.03 |
| Mar 31, 2026 | 26.03 |
| Dec 31, 2025 | 41.47 |
| Dec 31, 2025 | 41.47 |
| Sep 30, 2025 | 25.40 |
| Sep 30, 2025 | 25.40 |
| Mar 31, 2025 | 25.81 |
| Mar 31, 2025 | 25.81 |
| Dec 31, 2024 | 25.86 |
| Dec 31, 2024 | 25.86 |
| Sep 30, 2024 | 23.94 |
| Sep 30, 2024 | 23.94 |