Growth Metrics

Exzeo (XZO) Tax Rate (2024 - 2026)

Exzeo recorded quarterly Tax Rate of 26.03% in Q1 2026, down 37.23% quarter-over-quarter from 41.47% in Q4 2025, and up 22.0% year-over-year from 21.34% in Q1 2025.

Exzeo's Tax Rate history runs 3 years deep, the most recent figure standing at 26.03% for Q1 2026.

  • In Q1 2026, Tax Rate rose 22.0% year-over-year to 26.03%; the TTM figure through Mar 2026 stood at 29.9% (changed N/A YoY), while the FY2025 annual figure was 29.59%, up 357.0% from the prior year.
  • Tax Rate came in at 26.03% for Q1 2026 at Exzeo, down from 41.47% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 41.47% in Q4 2025 to a low of 23.94% in Q3 2024.
  • A 3-year average of 28.08% and a median of 25.83% in 2024 frame the typical range for Tax Rate.
  • Across the five-year window, Tax Rate jumped 1561 bps in 2025 and gained 22 bps in 2026, its largest moves.
  • Exzeo's Tax Rate stood at 25.86% in 2024, then jumped by 60 bps to 41.47% in 2025, then slumped by 37 bps to 26.03% in 2026.
  • According to Business Quant data, Tax Rate over the past three periods registered 26.03%, 41.47%, and 25.4% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 American International 39.62 Bn 784.91 Mn 2.60 Bn 22.70
2 Hartford Insurance 34.97 Bn 25.91 Bn 2.15 Bn 19.02
3 Aegon 34.55 Bn 34.55 Bn - -29.02
4 Arch Capital 31.37 Bn 30.45 Bn 4.02 Bn 8.84
5 Fidelis Insurance Holdings 2.04 Bn 2.04 Bn 386.80 Mn 4.75
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 70.90 Mn 1.36
7 Waterdrop 762.05 Mn 690.71 Mn 129.34 Mn 34.64
8 Exzeo 1.28 Mn -230.11 Mn 32.74 Mn 26.03
9 Sun Life Financial 43.53 -7.92 Bn - 16.30
10 Sun Life Financial - - - 16.30

Historic Data

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DateValue
Mar 31, 2026 26.03
Mar 31, 2026 26.03
Dec 31, 2025 41.47
Dec 31, 2025 41.47
Sep 30, 2025 25.40
Sep 30, 2025 25.40
Mar 31, 2025 25.81
Mar 31, 2025 25.81
Dec 31, 2024 25.86
Dec 31, 2024 25.86
Sep 30, 2024 23.94
Sep 30, 2024 23.94