Exzeo (XZO) EBITDA Margin (2024 - 2026)
Exzeo's (XZO) quarterly EBITDA Margin came in at 49.26% in Q2 2026, down 89.0% year-over-year from 447.77% in Q2 2025, and up 9.09% quarter-over-quarter from 45.15% in Q1 2026.
Analysis
Exzeo (XZO) EBITDA Margin (2024 - 2026) Analysis & Trends
Exzeo has disclosed EBITDA Margin across 3 years of filings, most recently posting 49.26% for Q2 2026.
- In Q2 2026, EBITDA Margin fell 89.0% year-over-year to 49.26%; the TTM figure through Jun 2026 stood at 48.51% (up 776.0% YoY), while the FY2025 annual figure was 48.85%, up 2047.0% from the prior year.
- EBITDA Margin came in at 49.26% for Q2 2026 at Exzeo, up from 45.15% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 50.29% in Q4 2025 to a low of 23.12% in Q3 2024.
- Average EBITDA Margin over 3 years is 43.47%, with a median of 47.33% recorded in 2025.
- Year-over-year, EBITDA Margin surged 2628 bps in 2025 and slumped 89 bps in 2026.
- Over 3 years, EBITDA Margin stood at 34.98% in 2024, then soared by 44 bps to 50.29% in 2025, then slipped by 2 bps to 49.26% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 49.26% in Q2 2026, 45.15% in Q1 2026, and 50.29% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Guidewire Software | 13.52 Bn | 12.77 Bn | 236.65 Mn | 8.22% |
| 2 | Exzeo | 1.49 Bn | 1.36 Bn | 36.84 Mn | 49.26% |
| 3 | Yuanbao | 632.22 Mn | -13.93 Mn | - | 34.59% |
| 4 | Cheche | 230.80 Mn | 211.43 Mn | - | - |
| 5 | Roadzen | 109.13 Mn | 106.01 Mn | 9.27 Mn | -8.54% |
| 6 | Health In Tech | 64.25 Mn | 57.80 Mn | 3.92 Mn | -42.43% |
| 7 | MindForge | 1.99 Mn | -7.88 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.26% |
| Mar 31, 2026 | 45.15% |
| Dec 31, 2025 | 50.29% |
| Sep 30, 2025 | 49.40% |
| Jun 30, 2025 | 50.15% |
| Mar 31, 2025 | 45.41% |
| Dec 31, 2024 | 34.98% |
| Sep 30, 2024 | 23.12% |