Provident Financial Holdings (PROV) Loans - Loss Allowance (2011 - 2026)
Provident Financial Holdings (PROV) recorded Loans - Loss Allowance of $5.9 million in fiscal Q4 2026 (quarter ended Jun 30, 2026), down 8.2% from $6.42 million a year earlier and down 0.6% from the prior quarter.
Provident Financial Holdings (PROV) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
Starting with fiscal Q4 2011, Provident Financial Holdings' Loans - Loss Allowance history includes 53 quarters.
- Annual Loans - Loss Allowance has a five-year compound annual growth rate of -4.9% (FY2021 to FY2026).
- Across earlier fiscal years, Loans - Loss Allowance came in at $6.42 million in FY2025 (-9.1%), $7.07 million in FY2024 (+18.8%), $5.95 million in FY2023 (+6.9%) and $5.56 million in FY2022 (-26.7%).
- Quarterly Loans - Loss Allowance has ranged from $5.56 million in fiscal Q4 2022 to $7.68 million in fiscal Q1 2024 over the past five years.
- On a year-over-year basis, Loans - Loss Allowance has declined for eight consecutive quarters, with an average decline of 10.0% over the last eight quarters.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 31.7% in fiscal Q1 2024, against a decline of 28.5% in fiscal Q3 2022 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $5.93 million (Q3 2026), $5.63 million (Q2 2026) and $5.78 million (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 347,603.00 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | - |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | - |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 13.91 Bn |
| 10 | Provident Financial Holdings | 114.69 Mn | -95.42 Mn | - | 5.90 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.90 Mn |
| Mar 31, 2026 | 5.93 Mn |
| Dec 31, 2025 | 5.63 Mn |
| Sep 30, 2025 | 5.78 Mn |
| Jun 30, 2025 | 6.42 Mn |
| Mar 31, 2025 | 6.58 Mn |
| Dec 31, 2024 | 6.96 Mn |
| Sep 30, 2024 | 6.33 Mn |
| Jun 30, 2024 | 7.07 Mn |
| Mar 31, 2024 | 7.11 Mn |
| Dec 31, 2023 | 7.00 Mn |
| Sep 30, 2023 | 7.68 Mn |
| Jun 30, 2023 | 5.95 Mn |
| Mar 31, 2023 | 6.00 Mn |
| Dec 31, 2022 | 5.83 Mn |
| Sep 30, 2022 | 5.83 Mn |
| Jun 30, 2022 | 5.56 Mn |
| Mar 31, 2022 | 5.97 Mn |
| Dec 31, 2021 | 6.61 Mn |
| Sep 30, 2021 | 7.41 Mn |
Provident Financial Holdings Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=PROV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();