Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026)

Provident Financial Holdings (PROV) reported FCF Payout Ratio of 0.51 for Q1 2026, up 79.83% on a YoY basis from 0.28 in Q1 2025, and down 41.84% quarter-over-quarter from 0.88 in Q4 2025.

Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Provident Financial Holdings has reported FCF Payout Ratio for 17 years, with the latest figure at 0.51 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 79.83% year-over-year to 0.51; the trailing twelve-month figure through Mar 2026 stood at 0.49 (down 33.49% YoY), and the FY2025 full-year result was 0.46, down 51.34% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.51, down from 0.88 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 3.08 in Q4 2024, with the low at 2.21 in Q4 2023.
  • Historically, FCF Payout Ratio has averaged 0.32 across 5 years, with a median of 0.38 in 2025.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio sank 668.09% — and 2024, when it soared 239.55%.
  • Provident Financial Holdings' FCF Payout Ratio stood at 0.39 in 2022, then slumped by 668.09% to 2.21 in 2023, then jumped by 239.55% to 3.08 in 2024, then tumbled by 71.51% to 0.88 in 2025, then tumbled by 41.84% to 0.51 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.51 (Q1 2026), 0.88 (Q4 2025), and 0.38 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Provident Financial Holdings 108.97 Mn 51.85 Mn 92,000.00 0.51

Historic Data

Download Data
DateValue
Mar 31, 2026 0.51
Dec 31, 2025 0.88
Sep 30, 2025 0.38
Jun 30, 2025 0.43
Mar 31, 2025 0.28
Dec 31, 2024 3.08
Sep 30, 2024 0.40
Jun 30, 2024 -1.13
Mar 31, 2024 0.37
Dec 31, 2023 -2.21
Sep 30, 2023 0.35
Jun 30, 2023 0.22
Mar 31, 2023 0.15
Dec 31, 2022 0.39
Sep 30, 2022 0.50
Jun 30, 2022 0.23
Mar 31, 2022 0.65
Dec 31, 2021 0.40
Sep 30, 2021 0.35
Jun 30, 2021 0.41