Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026)

Provident Financial Holdings (PROV) posted FCF Payout Ratio of 0.51 for Q1 2026, down 41.84% on a QoQ basis from 0.88 in Q4 2025, and up 79.83% year-over-year from 0.28 in Q1 2025.

Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Provident Financial Holdings' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.51 for Q1 2026.

  • Quarterly FCF Payout Ratio rose 79.83% year-over-year to 0.51 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.49 (down 33.49% YoY) and the FY2025 annual result came in at 0.46, down 51.34% from the prior year.
  • FCF Payout Ratio was 0.51 for Q1 2026 at Provident Financial Holdings, down from 0.88 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 3.08 in Q4 2024 and bottomed at 2.21 in Q4 2023.
  • A 5-year average of 0.32 and a median of 0.38 in 2025 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio plunged 668.09% — and 2024, when it soared 239.55%.
  • Provident Financial Holdings' FCF Payout Ratio stood at 0.39 in 2022, then plunged by 668.09% to 2.21 in 2023, then soared by 239.55% to 3.08 in 2024, then sank by 71.51% to 0.88 in 2025, then sank by 41.84% to 0.51 in 2026.
  • Business Quant data shows PROV's FCF Payout Ratio at 0.51 in Q1 2026, 0.88 in Q4 2025, and 0.38 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Provident Financial Holdings 109.58 Mn 52.45 Mn - 0.51

Historic Data

Download Data
DateValue
Mar 31, 2026 0.51
Dec 31, 2025 0.88
Sep 30, 2025 0.38
Jun 30, 2025 0.43
Mar 31, 2025 0.28
Dec 31, 2024 3.08
Sep 30, 2024 0.40
Jun 30, 2024 -1.13
Mar 31, 2024 0.37
Dec 31, 2023 -2.21
Sep 30, 2023 0.35
Jun 30, 2023 0.22
Mar 31, 2023 0.15
Dec 31, 2022 0.39
Sep 30, 2022 0.50
Jun 30, 2022 0.23
Mar 31, 2022 0.65
Dec 31, 2021 0.40
Sep 30, 2021 0.35
Jun 30, 2021 0.41