Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026)
Provident Financial Holdings (PROV) reported FCF Payout Ratio of 0.51 for Q1 2026, up 79.83% on a YoY basis from 0.28 in Q1 2025, and down 41.84% quarter-over-quarter from 0.88 in Q4 2025.
Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Provident Financial Holdings has reported FCF Payout Ratio for 17 years, with the latest figure at 0.51 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 79.83% year-over-year to 0.51; the trailing twelve-month figure through Mar 2026 stood at 0.49 (down 33.49% YoY), and the FY2025 full-year result was 0.46, down 51.34% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.51, down from 0.88 in the prior quarter.
- The five-year high for FCF Payout Ratio was 3.08 in Q4 2024, with the low at 2.21 in Q4 2023.
- Historically, FCF Payout Ratio has averaged 0.32 across 5 years, with a median of 0.38 in 2025.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio sank 668.09% — and 2024, when it soared 239.55%.
- Provident Financial Holdings' FCF Payout Ratio stood at 0.39 in 2022, then slumped by 668.09% to 2.21 in 2023, then jumped by 239.55% to 3.08 in 2024, then tumbled by 71.51% to 0.88 in 2025, then tumbled by 41.84% to 0.51 in 2026.
- The last three FCF Payout Ratio figures came in at 0.51 (Q1 2026), 0.88 (Q4 2025), and 0.38 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Provident Financial Holdings | 108.97 Mn | 51.85 Mn | 92,000.00 | 0.51 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.51 |
| Dec 31, 2025 | 0.88 |
| Sep 30, 2025 | 0.38 |
| Jun 30, 2025 | 0.43 |
| Mar 31, 2025 | 0.28 |
| Dec 31, 2024 | 3.08 |
| Sep 30, 2024 | 0.40 |
| Jun 30, 2024 | -1.13 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | -2.21 |
| Sep 30, 2023 | 0.35 |
| Jun 30, 2023 | 0.22 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.39 |
| Sep 30, 2022 | 0.50 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.65 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 0.35 |
| Jun 30, 2021 | 0.41 |