Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026)
Provident Financial Holdings (PROV) posted FCF Payout Ratio of 0.51 for Q1 2026, down 41.84% on a QoQ basis from 0.88 in Q4 2025, and up 79.83% year-over-year from 0.28 in Q1 2025.
Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Provident Financial Holdings' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.51 for Q1 2026.
- Quarterly FCF Payout Ratio rose 79.83% year-over-year to 0.51 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.49 (down 33.49% YoY) and the FY2025 annual result came in at 0.46, down 51.34% from the prior year.
- FCF Payout Ratio was 0.51 for Q1 2026 at Provident Financial Holdings, down from 0.88 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 3.08 in Q4 2024 and bottomed at 2.21 in Q4 2023.
- A 5-year average of 0.32 and a median of 0.38 in 2025 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio plunged 668.09% — and 2024, when it soared 239.55%.
- Provident Financial Holdings' FCF Payout Ratio stood at 0.39 in 2022, then plunged by 668.09% to 2.21 in 2023, then soared by 239.55% to 3.08 in 2024, then sank by 71.51% to 0.88 in 2025, then sank by 41.84% to 0.51 in 2026.
- Business Quant data shows PROV's FCF Payout Ratio at 0.51 in Q1 2026, 0.88 in Q4 2025, and 0.38 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Provident Financial Holdings | 109.58 Mn | 52.45 Mn | - | 0.51 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.51 |
| Dec 31, 2025 | 0.88 |
| Sep 30, 2025 | 0.38 |
| Jun 30, 2025 | 0.43 |
| Mar 31, 2025 | 0.28 |
| Dec 31, 2024 | 3.08 |
| Sep 30, 2024 | 0.40 |
| Jun 30, 2024 | -1.13 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | -2.21 |
| Sep 30, 2023 | 0.35 |
| Jun 30, 2023 | 0.22 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.39 |
| Sep 30, 2022 | 0.50 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.65 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 0.35 |
| Jun 30, 2021 | 0.41 |