Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026)
Provident Financial Holdings' (PROV) quarterly FCF Payout Ratio came in at 0.26 in Q2 2026, down 38.06% on a YoY basis from 0.43 in Q2 2025, and down 48.27% quarter-over-quarter from 0.51 in Q1 2026.
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Provident Financial Holdings (PROV) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Provident Financial Holdings (PROV) has reported FCF Payout Ratio for 17 consecutive years, with 0.26 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, FCF Payout Ratio fell 38.06% year-over-year to 0.26; the trailing twelve-month figure through Jun 2026 stood at 0.42 (down 8.9% YoY), and the FY2026 full-year result was 0.42, down 8.9% from the prior year.
- FCF Payout Ratio slipped to 0.26 in Q2 2026 per PROV's latest filing, from 0.51 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 3.08 in Q4 2024 and bottomed at 2.21 in Q4 2023.
- Historically, FCF Payout Ratio has averaged 0.32 across 5 years, with a median of 0.37 in 2024.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio slumped 668.09% in 2023, then jumped 239.55% in 2024.
- Over 5 years, FCF Payout Ratio stood at 0.39 in 2022, then plunged by 668.09% to 2.21 in 2023, then soared by 239.55% to 3.08 in 2024, then sank by 71.51% to 0.88 in 2025, then slumped by 69.91% to 0.26 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.26, 0.51, and 0.88 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 0.51 |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | - |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 0.67 |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 0.26 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 0.27 |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 0.06 |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 0.16 |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 0.26 |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 0.24 |
| 10 | Provident Financial Holdings | 119.97 Mn | 70.76 Mn | - | 0.26 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.51 |
| Dec 31, 2025 | 0.88 |
| Sep 30, 2025 | 0.38 |
| Jun 30, 2025 | 0.43 |
| Mar 31, 2025 | 0.28 |
| Dec 31, 2024 | 3.08 |
| Sep 30, 2024 | 0.40 |
| Jun 30, 2024 | -1.13 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | -2.21 |
| Sep 30, 2023 | 0.35 |
| Jun 30, 2023 | 0.22 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.39 |
| Sep 30, 2022 | 0.50 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.65 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 0.35 |