Provident Financial Holdings (PROV) Interest Coverage Ratio (2017 - 2026)
Provident Financial Holdings' Interest Coverage Ratio came in at 1.64 for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 13.5% from 1.44 a year earlier and up 16.3% from the prior quarter.
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Analysis
Provident Financial Holdings (PROV) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' Interest Coverage Ratio was 1.49, up 5.2% from FY2025.
- Going back by fiscal year, Interest Coverage Ratio was 1.42 in FY2025 (-6.9%), 1.52 in FY2024 (-35.9%), 2.38 in FY2023 (-53.4%) and 5.10 in FY2022 (+57.8%).
- The fiscal Q4 2026 figure represents the highest quarterly Interest Coverage Ratio since fiscal Q4 2023.
- Year-over-year, Interest Coverage Ratio increased in four of the last eight quarters, with an average decline of 0.5%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in fiscal Q2 2022 (growth of 107.2%), and the weakest in fiscal Q4 2023 (a decline of 71.2%).
- Business Quant data shows PROV's Interest Coverage Ratio at 1.41 (Q3 2026), 1.41 (Q2 2026) and 1.52 (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | -2.12 |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | 1.73 |
| 10 | Provident Financial Holdings | 114.32 Mn | -95.79 Mn | - | 1.64 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.64 |
| Mar 31, 2026 | 1.41 |
| Dec 31, 2025 | 1.41 |
| Sep 30, 2025 | 1.52 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.23 |
| Sep 30, 2024 | 1.49 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.40 |
| Dec 31, 2023 | 1.62 |
| Sep 30, 2023 | 1.59 |
| Jun 30, 2023 | 1.77 |
| Mar 31, 2023 | 2.26 |
| Dec 31, 2022 | 2.88 |
| Sep 30, 2022 | 4.17 |
| Jun 30, 2022 | 6.12 |
| Mar 31, 2022 | 4.33 |
| Dec 31, 2021 | 4.77 |
| Sep 30, 2021 | 5.23 |
API Access
Provident Financial Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();