Provident Financial Holdings Inc (PROV) Net Margin (2010 - 2026)
Provident Financial Holdings (PROV) recorded Net Margin of 368.30% in fiscal Q4 2026 (quarter ended Jun 30, 2026), up 101.74 percentage points from 266.56% a year earlier and up 122.56 percentage points from the prior quarter.
Provident Financial Holdings Inc (PROV) Net Margin (2010 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings reported Net Margin of 293.17%, up 30.02 percentage points from FY2025.
- Annual Net Margin has a five-year change of +28.06 percentage points (FY2021 to FY2026).
- Across earlier fiscal years, Net Margin came in at 263.15% in FY2025 (-26.49 pp), 289.64% in FY2024 (-14.94 pp), 304.57% in FY2023 (-4.61 pp) and 309.18% in FY2022 (+44.07 pp).
- The fiscal Q4 2026 figure is the highest quarterly Net Margin since fiscal Q1 2022.
- On a year-over-year basis, Net Margin rose in four of the last seven quarters, with an average year-over-year change of +34.59 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 165.54 percentage points in fiscal Q3 2025, against a drop of 175.18 percentage points in fiscal Q3 2024 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 245.74% (Q3 2026), 256.89% (Q2 2026) and 296.47% (Q1 2026).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 20.62% |
| Mar 31, 2026 | 13.71% |
| Dec 31, 2025 | 14.59% |
| Sep 30, 2025 | 17.25% |
| Jun 30, 2025 | 16.66% |
| Mar 31, 2025 | 18.35% |
| Dec 31, 2024 | 9.08% |
| Sep 30, 2024 | 19.97% |
| Jun 30, 2024 | 19.69% |
| Mar 31, 2024 | 15.89% |
| Dec 31, 2023 | 22.19% |
| Sep 30, 2023 | 17.82% |
| Jun 30, 2023 | 17.44% |
| Mar 31, 2023 | 22.38% |
| Dec 31, 2022 | 22.93% |
| Sep 30, 2022 | 20.97% |
| Jun 30, 2022 | 25.47% |
| Mar 31, 2022 | 19.64% |
| Dec 31, 2021 | 25.07% |
| Sep 30, 2021 | 29.78% |
Provident Financial Holdings Inc Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();