Provident Financial Holdings (PROV) EBT Margin (2009 - 2026)
Provident Financial Holdings' EBT Margin came in at 27.75% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 4.13 percentage points from 23.62% a year earlier and up 8.40 percentage points from the prior quarter.
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Analysis
Provident Financial Holdings (PROV) EBT Margin (2009 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' EBT Margin was 24.06%, up 1.31 percentage points from FY2025.
- EBT Margin carries a five-year change of -4.87 percentage points (FY2021 to FY2026).
- Going back by fiscal year, EBT Margin was 22.75% in FY2025 (-3.98 pp), 26.73% in FY2024 (-3.51 pp), 30.24% in FY2023 (-5.17 pp) and 35.41% in FY2022 (+6.48 pp).
- The five-year range for quarterly EBT Margin is 12.74% (fiscal Q2 2025) to 40.50% (fiscal Q1 2022).
- Year-over-year, EBT Margin increased in four of the last eight quarters, with an average year-over-year change of -1.35 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in fiscal Q1 2022 (a gain of 17.77 percentage points), and the weakest in fiscal Q2 2025 (a drop of 18.61 percentage points).
- Business Quant data shows PROV's EBT Margin at 19.35% (Q3 2026), 20.83% (Q2 2026) and 28.07% (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 51.73% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 41.80% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 37.49% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 52.99% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 32.46% |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 20.60% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 20.60% |
| Jun 30, 2026 | 27.75% |
| Mar 31, 2026 | 19.35% |
| Dec 31, 2025 | 20.83% |
| Sep 30, 2025 | 28.07% |
| Jun 30, 2025 | 23.62% |
| Mar 31, 2025 | 26.23% |
| Dec 31, 2024 | 12.74% |
| Sep 30, 2024 | 28.26% |
| Jun 30, 2024 | 27.81% |
| Mar 31, 2024 | 22.48% |
| Dec 31, 2023 | 31.35% |
| Sep 30, 2023 | 25.17% |
| Jun 30, 2023 | 27.18% |
| Mar 31, 2023 | 31.68% |
| Dec 31, 2022 | 32.41% |
| Sep 30, 2022 | 29.66% |
| Jun 30, 2022 | 37.57% |
| Mar 31, 2022 | 27.72% |
| Dec 31, 2021 | 35.42% |
API Access
Provident Financial Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();