Provident Financial Holdings (PROV) EBT Margin (2017 - 2026)
Provident Financial Holdings' EBT Margin came in at 495.78% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 117.75 percentage points from 378.03% a year earlier and up 148.96 percentage points from the prior quarter.
Provident Financial Holdings (PROV) EBT Margin (2017 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' EBT Margin was 424.49%, up 51.21 percentage points from FY2025.
- EBT Margin carries a five-year change of +67.31 percentage points (FY2021 to FY2026).
- Going back by fiscal year, EBT Margin was 373.29% in FY2025 (-35.97 pp), 409.26% in FY2024 (-30.87 pp), 440.13% in FY2023 (+2.93 pp) and 437.20% in FY2022 (+80.01 pp).
- The fiscal Q4 2026 figure represents the highest quarterly EBT Margin since fiscal Q1 2022.
- Year-over-year, EBT Margin increased in five of the last seven quarters, with an average year-over-year change of +54.68 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in fiscal Q3 2025 (a gain of 238.93 percentage points), and the weakest in fiscal Q3 2024 (a drop of 248.21 percentage points).
- Business Quant data shows PROV's EBT Margin at 346.82% (Q3 2026), 366.73% (Q2 2026) and 482.36% (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 35.57% |
| 10 | Provident Financial Holdings | 114.69 Mn | -95.42 Mn | - | 495.78% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 495.78% |
| Mar 31, 2026 | 346.82% |
| Dec 31, 2025 | 366.73% |
| Sep 30, 2025 | 482.36% |
| Jun 30, 2025 | 378.03% |
| Mar 31, 2025 | 468.08% |
| Dec 31, 2024 | 210.31% |
| Sep 30, 2024 | 435.11% |
| Mar 31, 2024 | 229.14% |
| Dec 31, 2023 | 313.47% |
| Sep 30, 2023 | 388.30% |
| Jun 30, 2023 | 394.68% |
| Mar 31, 2023 | 477.36% |
| Dec 31, 2022 | 483.00% |
| Sep 30, 2022 | 408.43% |
| Jun 30, 2022 | 458.13% |
| Mar 31, 2022 | 339.18% |
| Dec 31, 2021 | 441.85% |
| Sep 30, 2021 | 506.00% |
| Jun 30, 2021 | 559.97% |
Provident Financial Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();