Provident Financial Holdings (PROV) Gross Margin (2018 - 2026)

Provident Financial Holdings has reported Gross Margin for 9 years, with the latest figure at 33.95% in Q1 2026.

• For the quarter ending Q1 2026, Gross Margin fell 47.0% year-over-year to 33.95%; the trailing twelve-month figure through Mar 2026 stood at 37.15% (up 876.0% YoY), and the FY2025 full-year result was 35.79%, down 277.0% from the prior year.
• Gross Margin for Q1 2026 stood at 33.95%, down from 42.12% in the prior quarter.
• The five-year high for Gross Margin was 63.89% in Q2 2022, with the low at 27.81% in Q2 2024.
• Historically, Gross Margin has averaged 38.72% across 5 years, with a median of 41.95% in 2024.
• Annual changes were most pronounced in 2022 — Gross Margin soared 10483 bps — and 2024, when it tumbled 6471 bps.
• Provident Financial Holdings' Gross Margin stood at 52.32% in 2022, then slipped by 25 bps to 39.46% in 2023, then declined by 5 bps to 37.67% in 2024, then advanced by 12 bps to 42.12% in 2025, then dropped by 19 bps to 33.95% in 2026.
• The last three Gross Margin figures came in at 33.95% (Q1 2026), 42.12% (Q4 2025), and 50.99% (Q3 2025), per Business Quant data.