Provident Financial Holdings (PROV) Gross Margin (2018 - 2026)
Provident Financial Holdings posted quarterly Gross Margin of 33.95% for Q1 2026, down 47.0% year-on-year from 64.05% in Q1 2025, and down 19.41% on a QoQ basis from 42.12% in Q4 2025.
Provident Financial Holdings (PROV) has 9 years of Gross Margin data on file, last reported at 33.95% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin fell 47.0% year-over-year to 33.95%; the trailing twelve-month figure through Mar 2026 stood at 37.15% (up 876.0% YoY), and the FY2025 full-year result was 35.79%, down 277.0% from the prior year.
- Gross Margin for Q1 2026 stood at 33.95%, down from 42.12% in the prior quarter.
- Across five years, Gross Margin topped out at 63.89% in Q2 2022 and bottomed at 27.81% in Q2 2024.
- The 5-year median for Gross Margin is 41.95% (2024), against an average of 38.72%.
- The widest annual swing landed in 2022, when Gross Margin soared 10483 bps; it then sank 6471 bps in 2024.
- A 5-year view of Gross Margin shows it stood at 52.32% in 2022, then dropped by 25 bps to 39.46% in 2023, then fell by 5 bps to 37.67% in 2024, then climbed by 12 bps to 42.12% in 2025, then declined by 19 bps to 33.95% in 2026.
- The last three Gross Margin figures came in at 33.95% (Q1 2026), 42.12% (Q4 2025), and 50.99% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | - |
| 10 | Provident Financial Holdings | 109.70 Mn | 52.58 Mn | 92,000.00 | 33.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 33.95% |
| Dec 31, 2025 | 42.12% |
| Sep 30, 2025 | 50.99% |
| Jun 30, 2025 | 13.93% |
| Mar 31, 2025 | 34.42% |
| Dec 31, 2024 | 37.67% |
| Sep 30, 2024 | 41.95% |
| Jun 30, 2024 | -27.81% |
| Mar 31, 2024 | 47.32% |
| Dec 31, 2023 | 39.46% |
| Sep 30, 2023 | 41.67% |
| Jun 30, 2023 | 36.90% |
| Mar 31, 2023 | 44.51% |
| Dec 31, 2022 | 52.32% |
| Sep 30, 2022 | 61.42% |
| Jun 30, 2022 | 63.89% |
| Mar 31, 2022 | 43.47% |
| Dec 31, 2021 | 62.66% |
| Sep 30, 2021 | 54.49% |
| Jun 30, 2021 | -40.94% |
| Mar 31, 2021 | 64.48% |
| Dec 31, 2020 | 31.00% |
| Sep 30, 2020 | 63.55% |
| Jun 30, 2020 | -100.75% |
| Mar 31, 2020 | -35.11% |
| Dec 31, 2019 | 42.86% |
| Sep 30, 2019 | 12.03% |
| Jun 30, 2019 | 83.03% |
| Mar 31, 2019 | 47.77% |
| Dec 31, 2018 | 51.25% |
| Sep 30, 2018 | -1,026.67% |
| Jun 30, 2018 | 75.99% |
| Mar 31, 2018 | 59.74% |