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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Provident Financial Holdings (PROV) Gross Margin (2017 - 2025)

Historic Gross Margin for Provident Financial Holdings (PROV) over the last 9 years, with Q4 2025 value amounting to 44.76%.

  • Provident Financial Holdings' Gross Margin rose 70900.0% to 44.76% in Q4 2025 from the same period last year, while for Dec 2025 it was 46.47%, marking a year-over-year increase of 11000.0%. This contributed to the annual value of 43.56% for FY2025, which is 52100.0% down from last year.
  • According to the latest figures from Q4 2025, Provident Financial Holdings' Gross Margin is 44.76%, which was up 70900.0% from 50.99% recorded in Q3 2025.
  • Provident Financial Holdings' Gross Margin's 5-year high stood at 71.63% during Q2 2023, with a 5-year trough of 37.67% in Q4 2024.
  • For the 5-year period, Provident Financial Holdings' Gross Margin averaged around 53.16%, with its median value being 51.06% (2025).
  • As far as peak fluctuations go, Provident Financial Holdings' Gross Margin surged by 509700bps in 2021, and later tumbled by -222900bps in 2024.
  • Over the past 5 years, Provident Financial Holdings' Gross Margin (Quarter) stood at 62.66% in 2021, then decreased by -17bps to 52.32% in 2022, then decreased by -13bps to 45.65% in 2023, then dropped by -17bps to 37.67% in 2024, then increased by 19bps to 44.76% in 2025.
  • Its Gross Margin stands at 44.76% for Q4 2025, versus 50.99% for Q3 2025 and 51.13% for Q2 2025.