Provident Financial Holdings (PROV) Net Margin (2009 - 2026)
Provident Financial Holdings (PROV) recorded Net Margin of 20.62% in fiscal Q4 2026 (quarter ended Jun 30, 2026), up 3.96 percentage points from 16.66% a year earlier and up 6.91 percentage points from the prior quarter.
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Analysis
Provident Financial Holdings (PROV) Net Margin (2009 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings reported Net Margin of 16.62%, up 0.58 percentage points from FY2025.
- Annual Net Margin has a five-year change of -4.86 percentage points (FY2021 to FY2026).
- Across earlier fiscal years, Net Margin came in at 16.04% in FY2025 (-2.88 pp), 18.91% in FY2024 (-2.01 pp), 20.93% in FY2023 (-4.12 pp) and 25.04% in FY2022 (+3.57 pp).
- The fiscal Q4 2026 figure is the highest quarterly Net Margin since fiscal Q2 2024.
- On a year-over-year basis, Net Margin rose in four of the last eight quarters, with an average year-over-year change of -1.18 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 13.85 percentage points in fiscal Q1 2022, against a drop of 13.27 percentage points in fiscal Q4 2022 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 13.71% (Q3 2026), 14.59% (Q2 2026) and 17.25% (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 38.08% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 32.48% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 27.42% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 30.67% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 26.08% |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 14.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 14.88% |
| Jun 30, 2026 | 20.62% |
| Mar 31, 2026 | 13.71% |
| Dec 31, 2025 | 14.59% |
| Sep 30, 2025 | 17.25% |
| Jun 30, 2025 | 16.66% |
| Mar 31, 2025 | 18.35% |
| Dec 31, 2024 | 9.08% |
| Sep 30, 2024 | 19.97% |
| Jun 30, 2024 | 19.69% |
| Mar 31, 2024 | 15.89% |
| Dec 31, 2023 | 22.19% |
| Sep 30, 2023 | 17.82% |
| Jun 30, 2023 | 17.44% |
| Mar 31, 2023 | 22.38% |
| Dec 31, 2022 | 22.93% |
| Sep 30, 2022 | 20.97% |
| Jun 30, 2022 | 25.47% |
| Mar 31, 2022 | 19.64% |
| Dec 31, 2021 | 25.07% |
API Access
Provident Financial Holdings Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();