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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Provident Financial Holdings (PROV) Interest Coverage Ratio (2017 - 2025)

Provident Financial Holdings' Interest Coverage Ratio history spans 9 years, with the latest figure at 1.56 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 6.35% year-over-year to 1.56; the TTM value through Dec 2025 reached 1.47, down 7.67%, while the annual FY2025 figure was 0.09, 20.02% down from the prior year.
  • Interest Coverage Ratio reached 1.56 in Q4 2025 per PROV's latest filing, down from 1.44 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 1.32 in Q2 2024 to a low of 9.32 in Q1 2022.
  • Average Interest Coverage Ratio over 5 years is 3.69, with a median of 1.78 recorded in 2023.
  • Peak YoY movement for Interest Coverage Ratio: tumbled 86.85% in 2022, then skyrocketed 77.83% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 7.93 in 2021, then soared by 53.06% to 3.72 in 2022, then soared by 60.3% to 1.48 in 2023, then grew by 0.97% to 1.46 in 2024, then dropped by 6.35% to 1.56 in 2025.
  • Per Business Quant, the three most recent readings for PROV's Interest Coverage Ratio are 1.56 (Q4 2025), 1.44 (Q3 2025), and 1.42 (Q2 2025).