Provident Financial Holdings (PROV) Interest Coverage Ratio (2010 - 2026)
Provident Financial Holdings (PROV) posted Interest Coverage Ratio of 1.41 for Q1 2026, little changed on a QoQ basis from 1.41 in Q4 2025, and down 6.75% year-over-year from 1.51 in Q1 2025.
Provident Financial Holdings (PROV) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Provident Financial Holdings' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.41 for Q1 2026.
- Quarterly Interest Coverage Ratio fell 6.75% year-over-year to 1.41 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.45 (up 0.99% YoY) and the FY2025 annual result came in at 1.41, down 7.21% from the prior year.
- Interest Coverage Ratio was 1.41 for Q1 2026 at Provident Financial Holdings, roughly flat from 1.41 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 6.49 in Q2 2022 and bottomed at 1.23 in Q4 2024.
- A 5-year average of 1.76 and a median of 1.48 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 1187.15% — and 2023, when it sank 70.38%.
- Provident Financial Holdings' Interest Coverage Ratio stood at 1.38 in 2022, then advanced by 17.12% to 1.62 in 2023, then decreased by 23.84% to 1.23 in 2024, then gained by 14.22% to 1.41 in 2025, then fell by 0.07% to 1.41 in 2026.
- Business Quant data shows PROV's Interest Coverage Ratio at 1.41 in Q1 2026, 1.41 in Q4 2025, and 1.48 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Provident Financial Holdings | 109.58 Mn | 52.45 Mn | - | 1.41 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.41 |
| Dec 31, 2025 | 1.41 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.23 |
| Sep 30, 2024 | 1.48 |
| Jun 30, 2024 | 1.51 |
| Mar 31, 2024 | 1.40 |
| Dec 31, 2023 | 1.62 |
| Sep 30, 2023 | 1.59 |
| Jun 30, 2023 | 1.92 |
| Mar 31, 2023 | 1.35 |
| Dec 31, 2022 | 1.38 |
| Sep 30, 2022 | 1.36 |
| Jun 30, 2022 | 6.49 |
| Mar 31, 2022 | 1.35 |
| Dec 31, 2021 | 1.49 |
| Sep 30, 2021 | 1.57 |
| Jun 30, 2021 | -0.60 |