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Provident Financial Holdings (PROV) Interest Coverage Ratio: 2017-2025

Historic Interest Coverage Ratio for Provident Financial Holdings (PROV) over the last 8 years, with Sep 2025 value amounting to -1.43.

  • Provident Financial Holdings' Interest Coverage Ratio fell 6.13% to -1.43 in Q3 2025 from the same period last year, while for Sep 2025 it was -1.45, marking a year-over-year decrease of 6.98%. This contributed to the annual value of 0.09 for FY2025, which is 20.02% down from last year.
  • As of Q3 2025, Provident Financial Holdings' Interest Coverage Ratio stood at -1.43, which was down 0.57% from -1.43 recorded in Q2 2025.
  • Provident Financial Holdings' Interest Coverage Ratio's 5-year high stood at -1.28 during Q2 2024, with a 5-year trough of -9.32 in Q1 2022.
  • Over the past 3 years, Provident Financial Holdings' median Interest Coverage Ratio value was -1.46 (recorded in 2024), while the average stood at -1.58.
  • As far as peak fluctuations go, Provident Financial Holdings' Interest Coverage Ratio crashed by 81.15% in 2022, and later surged by 77.92% in 2023.
  • Provident Financial Holdings' Interest Coverage Ratio (Quarterly) stood at -7.84 in 2021, then skyrocketed by 52.83% to -3.70 in 2022, then surged by 60.24% to -1.47 in 2023, then rose by 0.73% to -1.46 in 2024, then dropped by 6.13% to -1.43 in 2025.
  • Its Interest Coverage Ratio stands at -1.43 for Q3 2025, versus -1.43 for Q2 2025 and -1.48 for Q1 2025.