Provident Financial Holdings (PROV) Interest Coverage Ratio (2010 - 2026)

Provident Financial Holdings has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.61 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio fell 8.01% year-over-year to 1.61; the trailing twelve-month figure through Mar 2026 stood at 1.51 (down 7.6% YoY), and the FY2025 full-year result was 0.09, down 20.02% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.61, down from 1.56 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 1.32 in Q2 2024, with the low at 9.38 in Q1 2022.
• Historically, Interest Coverage Ratio has averaged 2.92 across 5 years, with a median of 1.56 in 2025.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 68.14% — and 2023, when it soared 77.71%.
• Provident Financial Holdings' Interest Coverage Ratio stood at 3.7 in 2022, then surged by 60.06% to 1.48 in 2023, then rose by 1.2% to 1.46 in 2024, then dropped by 6.78% to 1.56 in 2025, then decreased by 3.08% to 1.61 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.61 (Q1 2026), 1.56 (Q4 2025), and 1.43 (Q3 2025), per Business Quant data.