Provident Financial Holdings (PROV) Interest Coverage Ratio (2010 - 2026)
Provident Financial Holdings' (PROV) quarterly Interest Coverage Ratio came in at 1.64 in Q2 2026, up 13.46% on a YoY basis from 1.44 in Q2 2025, and up 16.29% quarter-over-quarter from 1.41 in Q1 2026.
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Analysis
Provident Financial Holdings (PROV) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Provident Financial Holdings (PROV) has reported Interest Coverage Ratio for 17 consecutive years, with 1.64 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 13.46% year-over-year to 1.64; the trailing twelve-month figure through Jun 2026 stood at 1.49 (up 5.16% YoY), and the FY2026 full-year result was 1.49, up 5.16% from the prior year.
- Interest Coverage Ratio climbed to 1.64 in Q2 2026 per PROV's latest filing, from 1.41 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 6.12 in Q2 2022 and bottomed at 1.23 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 2.18 across 5 years, with a median of 1.56 in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 44.3% in 2022, then plunged 71.17% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.88 in 2022, then sank by 43.74% to 1.62 in 2023, then decreased by 23.84% to 1.23 in 2024, then gained by 14.22% to 1.41 in 2025, then rose by 16.21% to 1.64 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.64, 1.41, and 1.41 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.09 Bn | 952.08 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 298.86 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 617.03 Mn | 502.21 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 595.60 Mn | 212.73 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 368.85 Mn | 268.11 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 269.62 Mn | 231.29 Mn | - | 1.42 |
| 10 | Provident Financial Holdings | 119.97 Mn | 70.76 Mn | - | 1.64 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.64 |
| Mar 31, 2026 | 1.41 |
| Dec 31, 2025 | 1.41 |
| Sep 30, 2025 | 1.52 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.23 |
| Sep 30, 2024 | 1.49 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.40 |
| Dec 31, 2023 | 1.62 |
| Sep 30, 2023 | 1.59 |
| Jun 30, 2023 | 1.77 |
| Mar 31, 2023 | 2.26 |
| Dec 31, 2022 | 2.88 |
| Sep 30, 2022 | 4.17 |
| Jun 30, 2022 | 6.12 |
| Mar 31, 2022 | 4.33 |
| Dec 31, 2021 | 4.77 |
| Sep 30, 2021 | 5.23 |