Provident Financial Holdings (PROV) Interest Coverage Ratio (2010 - 2026)
Provident Financial Holdings' (PROV) quarterly Interest Coverage Ratio came in at 1.41 in Q1 2026, down 6.75% YoY from 1.51 in Q1 2025, and little changed on a QoQ basis from 1.41 in Q4 2025.
Provident Financial Holdings (PROV) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Provident Financial Holdings (PROV) has 17 years of Interest Coverage Ratio data on file, last reported at 1.41 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 6.75% year-over-year to 1.41 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.45 (up 14.44% YoY) and the FY2025 annual result came in at 1.41, down 7.21% from the prior year.
- Interest Coverage Ratio held at 1.41 in Q1 2026, from 1.41 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 17.22 in Q2 2022 to a low of 1.14 in Q2 2024.
- A 5-year average of 2.4 and a median of 1.41 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 204.81% — and 2023, when it plunged 86.59%.
- Tracing PROV's Interest Coverage Ratio over 5 years: stood at 1.38 in 2022, then rose by 17.12% to 1.62 in 2023, then fell by 23.84% to 1.23 in 2024, then increased by 14.22% to 1.41 in 2025, then dropped by 0.07% to 1.41 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.41 (Q1 2026), 1.41 (Q4 2025), and 1.48 (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.17 Bn | 84.97 Bn | - | - |
| 2 | Pnc Financial Services | 97.72 Bn | 97.72 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.02 Bn | 96.02 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.05 Bn | -81.26 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.55 Bn | 57.87 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | 1.90 |
| 10 | Provident Financial Holdings | 113.98 Mn | 56.85 Mn | - | 1.41 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.41 |
| Dec 31, 2025 | 1.41 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.23 |
| Sep 30, 2024 | 1.48 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.40 |
| Dec 31, 2023 | 1.62 |
| Sep 30, 2023 | 1.59 |
| Jun 30, 2023 | 2.31 |
| Mar 31, 2023 | 1.35 |
| Dec 31, 2022 | 1.38 |
| Sep 30, 2022 | 1.36 |
| Jun 30, 2022 | 17.22 |
| Mar 31, 2022 | 1.35 |
| Dec 31, 2021 | 1.49 |
| Sep 30, 2021 | 1.57 |
| Jun 30, 2021 | 5.65 |