Provident Financial Holdings (PROV) Times Interest Earned (2017 - 2026)
Provident Financial Holdings' (PROV) Times Interest Earned came in at 1.64 for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 13.5% from 1.44 a year earlier and up 16.3% from the prior quarter.
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Analysis
Provident Financial Holdings (PROV) Times Interest Earned (2017 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' Times Interest Earned stood at 1.49, up 5.2% from FY2025.
- In prior fiscal years, Provident Financial Holdings' Times Interest Earned was 1.42 in FY2025 (-6.9%), 1.52 in FY2024 (-35.9%), 2.38 in FY2023 (-53.4%) and 5.10 in FY2022 (+57.8%).
- The fiscal Q4 2026 figure stands as the highest quarterly Times Interest Earned since fiscal Q4 2023.
- On a year-over-year basis, Times Interest Earned increased in four of the last eight quarters, with an average decline of 0.5%.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was fiscal Q2 2022, with growth of 107.2%; the weakest was fiscal Q4 2023, with a decline of 71.2%.
- According to Business Quant data, Times Interest Earned for the three prior fiscal quarters was 1.41 (Q3 2026), 1.41 (Q2 2026) and 1.52 (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Provident Financial Holdings | 112.88 Mn | -97.24 Mn | - | 1.64 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.64 |
| Mar 31, 2026 | 1.41 |
| Dec 31, 2025 | 1.41 |
| Sep 30, 2025 | 1.52 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.23 |
| Sep 30, 2024 | 1.49 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.40 |
| Dec 31, 2023 | 1.62 |
| Sep 30, 2023 | 1.59 |
| Jun 30, 2023 | 1.77 |
| Mar 31, 2023 | 2.26 |
| Dec 31, 2022 | 2.88 |
| Sep 30, 2022 | 4.17 |
| Jun 30, 2022 | 6.12 |
| Mar 31, 2022 | 4.33 |
| Dec 31, 2021 | 4.77 |
| Sep 30, 2021 | 5.23 |
API Access
Provident Financial Holdings Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();