|
Provisions
|
0.17M | -0.01M | -0.51M | -0.19M | 0.24M | 0.22M | -0.00M | 0.03M | 0.18M | 0.02M | -0.87M | -0.45M | -0.22M | -0.04M | 0.20M | 0.77M | 0.34M | 1.07M | 0.65M | 0.41M | 0.07M | 0.19M | 0.17M | -0.06M | 0.55M | -0.72M | 0.12M | -0.03M | -0.74M | 0.63M | -0.39M | -0.16M | -0.64M |
|
Revenue
|
0.56M | 4.50M | 0.55M | 0.51M | 0.52M | 0.52M | 0.48M | 0.41M | 0.45M | 0.45M | 0.42M | 0.29M | 0.36M | 0.37M | 0.37M | 0.51M | 0.41M | 0.40M | 0.38M | 0.46M | 0.38M | 0.37M | 0.36M | 0.42M | 0.35M | 0.33M | 0.32M | 0.38M | 0.32M | 0.30M | 0.29M | 0.35M | 0.30M |
|
Interest income - Loans
|
10.16M | 9.73M | 9.93M | 10.19M | 10.17M | 10.33M | 10.01M | 9.58M | 10.07M | 10.32M | 9.62M | 9.13M | 8.92M | 8.34M | 7.86M | 7.74M | 8.18M | 7.92M | 7.58M | 8.48M | 9.10M | 10.24M | 11.03M | 11.83M | 12.18M | 12.51M | 12.68M | 12.83M | 13.02M | 13.05M | 13.37M | 13.10M | 13.13M |
|
Interest income - Investments
|
0.14M | 0.14M | 0.14M | 0.14M | 0.14M | 0.28M | 0.14M | 0.14M | 0.14M | 0.14M | 0.14M | 0.10M | 0.10M | 0.10M | 0.10M | 0.12M | 0.12M | 0.12M | 0.12M | 0.12M | 0.12M | 0.14M | 0.15M | 0.14M | 0.18M | 0.20M | 0.21M | 0.22M | | | | | |
|
Interest Income - Debt Securities
|
3.88M | 1.91M | 1.13M | 1.05M | 0.91M | 1.06M | 1.12M | 1.05M | 0.61M | 0.81M | 0.80M | 0.76M | 0.70M | 0.71M | 0.84M | 0.88M | 0.61M | 0.74M | 0.91M | 0.74M | 0.76M | 0.74M | 0.81M | 0.84M | 0.71M | 0.73M | 0.79M | 0.76M | 0.81M | 0.88M | 1.02M | 0.86M | 0.78M |
|
Interest Income - Deposits
|
0.19M | 0.17M | 0.23M | 0.19M | 0.34M | 0.39M | 0.39M | 0.43M | 0.25M | 0.19M | 0.19M | 0.04M | 0.02M | 0.02M | 0.02M | 0.02M | 0.03M | 0.04M | 0.04M | 0.07M | 0.14M | 0.24M | 0.29M | 0.41M | 0.46M | 0.43M | 0.40M | 0.38M | 0.36M | 0.29M | 0.39M | 0.34M | 0.37M |
|
Interest Income - Fed Funds
|
0.19M | 0.17M | 0.23M | 0.19M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Interest Income - Total
|
10.74M | 10.37M | 10.69M | 10.91M | 11.00M | 11.44M | 11.13M | 10.80M | 11.08M | 11.22M | 10.43M | 9.73M | 9.52M | 8.91M | 8.43M | 8.34M | 8.75M | 8.51M | 8.26M | 9.21M | 9.90M | 11.17M | 12.01M | 12.91M | 13.34M | 13.66M | 13.81M | 13.92M | 14.07M | 14.02M | 14.43M | 14.10M | 14.15M |
|
Interest Expense - Deposits
|
0.64M | 0.62M | 0.61M | 1.62M | 0.62M | 0.63M | 0.60M | 1.53M | 0.53M | 0.53M | 0.51M | 1.37M | 0.38M | 0.34M | 0.29M | 0.74M | 0.21M | 0.20M | 0.18M | 0.55M | 0.21M | 0.37M | 0.78M | 1.78M | 1.79M | 2.13M | 2.49M | 3.26M | 2.66M | 2.51M | 2.57M | 3.49M | 2.76M |
|
Interest Expense - Debt
|
0.74M | 0.73M | 0.71M | 0.74M | 0.76M | 0.71M | 0.68M | 0.67M | 0.72M | 0.80M | 0.79M | 0.79M | 0.80M | 0.80M | 0.59M | 0.62M | 0.55M | 0.55M | 0.45M | 0.45M | 0.62M | 1.31M | 1.73M | 2.21M | 2.32M | 2.62M | 2.57M | 2.63M | 2.63M | 2.59M | 2.47M | 2.23M | 2.23M |
|
Interest Expenses
|
1.63M | 1.61M | 1.57M | 1.60M | 1.64M | 1.61M | 1.52M | 1.44M | 1.50M | 1.58M | 1.54M | 1.44M | 1.35M | 1.27M | 0.97M | 0.96M | 0.86M | 0.85M | 0.72M | 0.71M | 0.93M | 1.79M | 2.61M | 3.68M | 4.20M | 4.89M | 5.25M | 5.46M | 5.46M | 5.26M | 5.22M | 5.22M | 5.22M |
|
Interest Income - Net
|
9.12M | 8.75M | 9.12M | 9.31M | 9.36M | 9.83M | 9.61M | 9.37M | 9.58M | 9.64M | 8.89M | 8.29M | 8.17M | 7.64M | 7.46M | 7.38M | 7.89M | 7.66M | 7.54M | 8.51M | 8.96M | 9.38M | 9.40M | 9.23M | 9.14M | 8.77M | 8.56M | 8.45M | 8.62M | 8.76M | 9.21M | 8.88M | 8.93M |
|
Interest Income - Total
|
8.95M | 8.76M | 9.63M | 9.50M | 9.59M | 10.05M | 9.61M | 9.39M | 9.76M | 9.66M | 8.02M | 7.84M | 7.95M | 7.60M | 7.66M | 8.14M | 8.23M | 8.73M | 8.18M | 8.92M | 8.89M | 9.19M | 9.23M | 9.29M | 8.59M | 9.49M | 8.44M | 8.46M | 9.31M | 8.17M | 9.60M | 9.05M | 9.56M |
|
Financial Services Fees
|
0.36M | 0.32M | 0.49M | 0.40M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Service Charges
|
0.56M | 0.54M | 0.53M | 0.50M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Investment Banking Income
|
4.85M | 4.32M | 3.60M | 3.04M | 3.13M | 2.26M | 1.72M | 0.02M | -0.09M | -0.04M | 0.01M | -0.02M | | | | | | | | | | | | | | 0.07M | 0.00M | -0.00M | -0.02M | 0.02M | | -0.02M | -0.03M |
|
Mortgage Banking
|
0.06M | 0.08M | 0.04M | 0.92M | 0.01M | 0.01M | 0.02M | 1.01M | 0.13M | 0.37M | 0.13M | 0.19M | 0.41M | 0.12M | 0.35M | 0.29M | 0.19M | 0.44M | 0.24M | 0.19M | 0.11M | 0.12M | 0.10M | 0.09M | | | | | | | | | |
|
Card Income
|
0.38M | 0.37M | 0.37M | 0.41M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Other Non-Interest Income
|
0.24M | 0.22M | 0.24M | 0.24M | 0.19M | 0.16M | 0.23M | 0.25M | 0.10M | 0.15M | 0.19M | 0.20M | 0.08M | 0.16M | 0.16M | 0.15M | 0.17M | 0.20M | 0.17M | 0.18M | 0.17M | 0.15M | 0.19M | 0.33M | 0.13M | 0.12M | 0.15M | 0.67M | 0.18M | 0.20M | 0.20M | 0.15M | 0.10M |
|
Non-Interest Income
|
6.35M | 5.74M | 5.21M | 4.59M | 4.55M | 3.60M | 3.05M | 1.31M | 1.07M | 1.34M | 1.10M | 1.00M | 1.16M | 0.97M | 1.20M | 1.24M | 1.07M | 1.37M | 1.11M | 1.17M | 1.00M | 0.96M | 0.98M | 1.14M | 0.75M | 0.88M | 0.85M | 1.47M | 0.90M | 0.84M | 0.91M | 0.88M | 0.81M |
|
Depreciation & Amortization - Total
|
0.36M | 0.38M | 0.44M | 0.40M | 0.42M | 0.49M | 0.42M | 1.14M | 0.28M | 0.26M | 0.31M | 0.27M | 0.28M | 0.27M | 0.31M | 0.29M | 0.29M | 0.31M | 0.33M | 0.35M | 0.31M | 0.26M | 0.28M | 0.30M | 0.29M | 0.35M | 0.33M | 0.35M | 0.34M | 0.38M | 0.42M | 0.40M | 0.41M |
|
Wages, Salaries and Other
|
9.27M | 8.63M | 8.81M | 8.11M | 8.25M | 7.21M | 9.29M | 5.40M | 4.99M | 5.00M | 4.97M | 3.96M | 4.44M | 4.30M | 4.24M | 2.17M | 3.12M | 4.46M | 4.20M | 4.05M | 4.14M | 4.38M | 4.36M | 4.86M | 4.11M | 4.57M | 4.54M | 4.42M | 4.63M | 4.83M | 4.78M | 4.77M | 4.77M |
|
Rent Expense
|
1.31M | 1.26M | 1.25M | 1.30M | 1.34M | 1.27M | 1.29M | 1.13M | 0.88M | 0.88M | 0.84M | 0.86M | 0.90M | 0.86M | 0.86M | 0.87M | 0.91M | 0.76M | 0.84M | 0.69M | 0.86M | 0.80M | 0.84M | 0.95M | 0.90M | 0.90M | 0.83M | 0.94M | 0.95M | 0.92M | 0.88M | 0.89M | 0.95M |
|
Restructuring Costs
|
2.80M | 0.70M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Other Operating Expenses
|
11.26M | 10.88M | 10.74M | 10.12M | 9.94M | 9.11M | 11.30M | 7.38M | 6.08M | 6.41M | 6.35M | 5.47M | 5.81M | 5.78M | 5.73M | 3.76M | 4.47M | 5.83M | 5.73M | 5.41M | 5.77M | 5.74M | 5.80M | 6.36M | 5.67M | 6.09M | 6.00M | 5.88M | 6.23M | 6.50M | 6.56M | 6.33M | 6.28M |
|
Operating Expenses
|
15.73M | 13.21M | 12.44M | 11.82M | 11.70M | 10.88M | 13.00M | 9.66M | 7.24M | 7.55M | 7.50M | 6.60M | 6.99M | 6.92M | 6.91M | 4.92M | 5.67M | 6.90M | 6.90M | 6.45M | 6.94M | 6.80M | 6.92M | 7.61M | 6.86M | 7.34M | 7.17M | 7.17M | 7.52M | 7.79M | 7.86M | 7.62M | 7.63M |
|
Operating Income
|
-15.38M | -9.01M | -12.10M | -11.63M | -11.35M | -10.61M | -12.76M | -9.56M | -6.91M | -7.32M | -7.26M | -6.58M | -6.73M | -6.78M | -6.67M | -4.63M | -5.41M | -6.65M | -6.71M | -6.16M | -6.71M | -6.61M | -6.75M | -7.31M | -6.67M | -7.19M | -7.02M | -6.98M | -7.38M | -7.68M | -7.75M | -7.44M | -7.48M |
|
EBIT
|
-15.38M | -9.01M | -12.10M | -11.63M | -11.35M | -10.61M | -12.76M | -9.56M | -6.91M | -7.32M | -7.26M | -6.58M | -6.73M | -6.78M | -6.67M | -4.63M | -5.41M | -6.65M | -6.71M | -6.16M | -6.71M | -6.61M | -6.75M | -7.31M | -6.67M | -7.19M | -7.02M | -6.98M | -7.38M | -7.68M | -7.75M | -7.44M | -7.48M |
|
Non Operating Investment Income
|
-0.04M | -0.02M | -0.02M | -0.01M | 0.00M | -0.01M | 0.00M | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Interest & Investment Income
|
0.14M | 0.14M | 0.14M | 0.14M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
EBT
|
-0.43M | 1.29M | 2.40M | 2.27M | 2.44M | 2.77M | -0.34M | 1.05M | 3.60M | 3.45M | 1.61M | 2.24M | 2.12M | 1.66M | 1.95M | 4.46M | 3.63M | 3.20M | 2.40M | 3.63M | 2.96M | 3.35M | 3.29M | 2.82M | 2.49M | 3.02M | 2.12M | 2.76M | 2.69M | 1.22M | 2.65M | 2.31M | 2.73M |
|
Tax Provisions
|
-0.21M | 2.07M | 0.67M | 0.87M | 0.62M | 0.81M | -0.19M | 0.27M | 1.03M | 1.05M | 0.47M | 0.66M | 0.64M | 0.48M | 0.39M | 1.12M | 0.96M | 0.94M | 0.70M | 1.17M | 0.87M | 0.98M | 0.97M | 1.01M | 0.73M | 0.88M | 0.62M | 1.21M | 0.79M | 0.35M | 0.80M | 0.68M | 1.05M |
|
Profit After Tax
|
-0.23M | -0.78M | 1.73M | 1.40M | 1.82M | 1.96M | -0.15M | 0.79M | 2.56M | 2.40M | 1.15M | 1.58M | 1.49M | 1.18M | 1.56M | 3.34M | 2.67M | 2.26M | 1.70M | 2.46M | 2.09M | 2.37M | 2.32M | 1.81M | 1.76M | 2.14M | 1.50M | 1.55M | 1.90M | 0.87M | 1.86M | 1.63M | 1.68M |
|
Income from Continuing Operations
|
-0.23M | -0.78M | 1.73M | 1.40M | 1.82M | 1.96M | -0.15M | 0.79M | 2.56M | 2.40M | 1.15M | 1.58M | 1.49M | 1.18M | 1.56M | 3.34M | 2.67M | 2.26M | 1.70M | 2.46M | 2.09M | 2.37M | 2.32M | 1.81M | 1.76M | 2.14M | 1.50M | 1.55M | 1.90M | 0.87M | 1.86M | 1.63M | 1.68M |
|
Consolidated Net Income
|
-0.23M | -0.78M | 1.73M | 1.40M | 1.82M | 1.96M | -0.15M | 0.79M | 2.56M | 2.40M | 1.15M | 1.58M | 1.49M | 1.18M | 1.56M | 3.34M | 2.67M | 2.26M | 1.70M | 2.46M | 2.09M | 2.37M | 2.32M | 1.81M | 1.76M | 2.14M | 1.50M | 1.55M | 1.90M | 0.87M | 1.86M | 1.63M | 1.68M |
|
Income towards Parent Company
|
-0.23M | -0.78M | 1.73M | 1.40M | 1.82M | 1.96M | -0.15M | 0.79M | 2.56M | 2.40M | 1.15M | 1.58M | 1.49M | 1.18M | 1.56M | 3.34M | 2.67M | 2.26M | 1.70M | 2.46M | 2.09M | 2.37M | 2.32M | 1.81M | 1.76M | 2.14M | 1.50M | 1.55M | 1.90M | 0.87M | 1.86M | 1.63M | 1.68M |
|
Net Income towards Common Stockholders
|
-0.23M | -0.78M | 1.73M | 1.40M | 1.82M | 1.96M | -0.15M | 0.79M | 2.56M | 2.40M | 1.15M | 1.58M | 1.49M | 1.18M | 1.56M | 3.34M | 2.67M | 2.26M | 1.70M | 2.46M | 2.09M | 2.37M | 2.32M | 1.81M | 1.76M | 2.14M | 1.50M | 1.55M | 1.90M | 0.87M | 1.86M | 1.63M | 1.68M |
|
EPS (Basic)
|
-0.03 | -0.10 | 0.23 | 0.19 | 0.25 | 0.26 | -0.02 | 0.10 | 0.34 | 0.32 | 0.15 | 0.21 | 0.20 | 0.16 | 0.21 | 0.44 | 0.35 | 0.30 | 0.23 | 0.34 | 0.29 | 0.33 | 0.33 | 0.26 | 0.25 | 0.31 | 0.22 | 0.29 | 0.28 | 0.13 | 0.28 | 0.24 | 0.26 |
|
EPS (Weighted Average and Diluted)
|
-0.03 | -0.10 | 0.23 | 0.18 | 0.24 | 0.26 | -0.02 | 0.10 | 0.33 | 0.31 | 0.15 | 0.21 | 0.20 | 0.16 | 0.21 | 0.44 | 0.35 | 0.30 | 0.23 | 0.33 | 0.29 | 0.33 | 0.33 | 0.25 | 0.25 | 0.31 | 0.22 | 0.29 | 0.28 | 0.13 | 0.28 | 0.25 | 0.25 |
|
Shares Outstanding (Weighted Average)
|
7.70M | 7.61M | 7.48M | 7.46M | 7.43M | 7.51M | 7.51M | 7.50M | 7.48M | 7.50M | 7.48M | 7.44M | 7.44M | 7.44M | 7.44M | 7.52M | 7.52M | 7.45M | 7.37M | 7.29M | 7.27M | 7.20M | 7.10M | 7.02M | 7.01M | 6.99M | 6.93M | 6.88M | 6.86M | 6.76M | 6.69M | 6.62M | 6.58M |
|
EBITDA
|
-15.02M | -8.63M | -11.66M | -11.23M | -10.93M | -10.11M | -12.35M | -8.42M | -6.63M | -7.05M | -6.95M | -6.31M | -6.46M | -6.50M | -6.36M | -4.33M | -5.12M | -6.33M | -6.38M | -5.81M | -6.40M | -6.35M | -6.47M | -7.00M | -6.38M | -6.85M | -6.69M | -6.64M | -7.03M | -7.30M | -7.33M | -7.04M | -7.07M |
|
Tax Rate
|
48.04% | | 27.79% | 38.33% | 25.26% | 29.26% | 55.59% | 25.26% | 28.73% | 30.51% | 28.97% | 29.41% | 29.95% | 29.03% | 19.83% | 25.18% | 26.49% | 29.23% | 29.15% | 32.20% | 29.32% | 29.27% | 29.37% | 35.84% | 29.21% | 29.22% | 29.31% | 43.80% | 29.34% | 28.76% | 30.03% | 29.49% | 38.54% |