Provident Financial Holdings Inc Income Statement

Income Statement Jun2010 Jun2011 Jun2012 Jun2013 Jun2014 Jun2015 Jun2016 Jun2017 Jun2018 Jun2019 Jun2020 Jun2021 Jun2022 Jun2023 Jun2024 Jun2025
Revenue & Cost
Provisions 21.84M5.46M5.78M-1.50M3.38M-1.39M-1.72M1.04M-0.54M0.47M-1.12M0.71M2.46M0.37M-0.08M-0.67M
Revenue 61.84M74.11M79.88M108.56M62.40M73.66M69.39M66.56M2.17M1.93M1.61M1.60M1.64M1.52M1.38M1.26M
Interest income
Interest income - Loans 67.67M57.44M50.51M42.91M36.42M38.34M37.66M40.25M40.02M40.09M39.15M32.86M32.16M42.19M50.19M52.54M
Interest income - Investments 0.57M0.71M0.53M0.42M0.49M0.56M0.80M0.84M
Interest Income - Debt Securities 4.97M5.66M6.44M5.85M5.29M5.17M5.06M6.36M7.97M4.14M2.95M3.13M3.01M3.14M2.98M3.58M
Interest Income - Deposits 0.78M1.54M0.66M0.08M0.17M1.08M1.67M1.38M
Interest Income - Fed Funds 0.24M0.34M0.30M0.39M0.50M0.28M0.57M0.63M0.78M
Interest Income - Total 70.16M58.69M51.44M44.16M38.06M39.70M39.30M42.42M42.71M44.38M42.46M35.20M34.73M45.99M54.73M56.62M
Interest expenses
Interest Expense - Deposits 15.50M10.26M8.41M6.58M5.50M4.76M4.40M3.81M3.50M3.38M2.94M1.75M1.14M3.15M9.67M11.23M
Interest Expense - Debt 15.09M10.68M6.29M4.22M1.84M1.66M2.58M2.87M2.92M2.83M3.11M2.82M1.99M5.86M10.14M9.93M
Interest Expenses 30.59M20.94M14.71M10.80M7.34M6.42M6.97M6.68M6.41M6.21M6.05M4.56M3.13M9.01M19.81M21.16M
Interest Income - Net 39.58M37.75M36.73M33.36M30.72M33.27M32.33M35.74M36.30M38.17M36.40M30.64M31.59M36.98M34.92M35.47M
Non-interest income
Interest Income - Total 17.73M32.28M30.95M34.86M34.10M34.66M34.04M36.78M36.84M38.65M35.28M31.35M34.06M36.61M34.99M36.13M
Financial Services Fees 0.80M0.89M0.73M1.09M1.08M1.08M1.07M1.25M1.57M
Service Charges 2.82M2.50M2.44M2.45M2.47M2.41M2.32M2.19M2.12M
Investment Banking Income -14.34M31.19M38.02M68.49M25.80M34.21M31.52M25.68M15.80M7.13M-0.13M0.10M0.04M0.12M-0.07M-0.06M
Mortgage Banking 0.01M0.00M0.07M0.22M0.51M0.47M0.99M1.10M1.05M0.82M1.17M1.06M0.41M
Card Income 1.11M1.27M1.28M1.29M1.37M1.41M1.45M1.45M1.54M
Other Non-Interest Income 2.99M-18.51M15.15M5.81M2.74M0.99M1.02M0.80M0.94M0.83M0.64M0.55M0.72M0.84M1.07M0.73M
Non-Interest Income 22.26M36.36M43.15M75.20M31.68M40.39M37.06M30.82M21.89M12.51M4.52M4.57M4.72M4.08M3.94M3.53M
Operating Items
Depreciation & Amortization - Total 1.61M1.53M1.49M1.83M1.83M1.72M1.50M1.45M1.58M2.47M1.13M1.15M1.28M1.15M1.31M1.54M
Wages, Salaries and Other 23.38M29.97M39.28M50.45M38.04M41.62M42.61M41.74M34.82M30.15M18.91M15.16M15.83M17.74M17.64M19.01M
Rent Expense 3.05M3.27M3.76M4.43M4.47M4.67M4.65M5.06M5.13M5.04M3.46M3.50M3.19M3.45M3.59M3.63M
Restructuring Costs 1.20M3.40M
Other Operating Expenses 33.48M40.58M50.11M61.08M47.87M51.58M52.11M51.08M43.09M37.72M24.31M21.08M21.44M23.67M23.64M25.62M
Operating Expenses 38.14M45.37M55.37M67.34M54.17M57.97M58.26M58.78M53.20M45.24M28.90M25.73M25.91M28.27M28.54M30.79M
Operating Income -52.07M1.24M2.29M2.14M2.70M2.61M2.18M1.86M
EBIT 32.44M44.21M33.44M53.52M18.95M23.50M19.82M15.49M-52.07M1.24M2.29M2.14M2.70M2.61M2.18M1.86M
Non-operating items
Non Operating Investment Income -1.35M-0.12M0.92M0.02M0.28M-0.10M-0.56M-0.09M-0.00M
Interest & Investment Income 0.11M0.11M0.10M0.44M0.79M0.80M0.72M0.97M0.57M
Other Non Operating Income 0.01M0.01M0.03M
Net income details
EBT 1.85M23.27M18.74M42.71M11.61M17.08M12.85M8.82M5.53M5.92M10.90M10.19M12.86M12.42M10.39M8.87M
Tax Provisions 0.74M10.05M7.93M16.92M5.00M7.28M5.37M3.61M3.40M1.50M3.21M2.63M3.77M3.82M3.44M2.62M
Profit After Tax 1.11M13.22M10.81M25.80M6.61M9.80M7.47M5.21M2.13M4.42M7.69M7.56M9.09M8.59M6.95M6.25M
Income from Continuing Operations 1.11M13.22M10.81M25.80M6.61M9.80M7.47M5.21M2.13M4.42M7.69M7.56M9.09M8.59M6.95M6.25M
Consolidated Net Income 1.11M13.22M10.81M25.80M6.61M9.80M7.47M5.21M2.13M4.42M7.69M7.56M9.09M8.59M6.95M6.25M
Income towards Parent Company 1.11M13.22M10.81M25.80M6.61M9.80M7.47M5.21M2.13M4.42M7.69M7.56M9.09M8.59M6.95M6.25M
Net Income towards Common Stockholders 1.11M13.22M10.81M25.80M6.61M9.80M7.47M5.21M2.13M4.42M7.69M7.56M9.09M8.59M6.95M6.25M
Additional items
EPS (Basic) 0.131.160.962.430.671.090.900.660.280.591.031.011.231.201.060.93
EPS (Weighted Average and Diluted) 0.131.160.962.380.651.070.880.640.280.581.011.001.221.191.060.93
Shares Outstanding (Weighted Average) 7.46M7.50M7.44M7.52M7.29M7.02M6.88M6.62M
Tax Rate 39.89%43.19%42.31%39.60%43.10%42.61%41.82%40.94%61.44%25.39%29.47%25.78%29.28%30.80%33.11%29.51%