Provident Financial Holdings Income Statement (2017-2025) | PROV

Income Statement Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions 0.17M-0.01M-0.51M-0.19M0.24M0.22M-0.00M0.03M0.18M0.02M-0.87M-0.45M-0.22M-0.04M0.20M0.77M0.34M1.07M0.65M0.41M-0.07M0.19M0.17M-0.06M0.55M-0.68M0.11M-0.03M-0.74M0.63M-0.38M-0.16M-0.63M-0.15M
Revenue 0.56M4.50M0.55M0.51M0.52M0.52M0.48M0.41M0.45M0.45M0.42M0.29M0.36M0.37M0.37M0.51M0.41M0.40M0.38M0.46M0.38M0.37M0.36M0.42M0.35M0.33M0.32M0.38M0.32M0.30M0.29M0.35M0.30M0.29M
Interest income
Interest income - Loans 10.16M9.73M9.93M10.19M10.17M10.33M10.01M9.58M10.07M10.32M9.62M9.13M8.92M8.34M7.86M7.74M8.18M7.92M7.58M8.48M9.10M10.24M11.03M11.83M12.18M12.51M12.68M12.83M13.02M13.05M13.37M13.10M13.13M13.07M
Interest income - Investments 0.14M0.14M0.14M0.14M0.14M0.28M0.14M0.14M0.14M0.14M0.14M0.10M0.10M0.10M0.10M0.12M0.12M0.12M0.12M0.12M0.12M0.14M0.15M0.14M0.18M0.20M0.21M0.22M
Interest Income - Debt Securities 3.88M1.91M1.13M1.05M0.91M1.06M1.12M1.05M0.61M0.81M0.80M0.76M0.70M0.71M0.84M0.88M0.61M0.74M0.91M0.74M0.76M0.74M0.81M0.84M0.71M0.73M0.79M0.76M0.81M0.88M1.02M0.86M0.78M1.06M
Interest Income - Deposits 0.19M0.17M0.23M0.19M0.34M0.39M0.39M0.43M0.25M0.19M0.19M0.04M0.02M0.02M0.02M0.02M0.03M0.04M0.04M0.07M0.14M0.24M0.29M0.41M0.46M0.43M0.40M0.38M0.36M0.29M0.39M0.34M0.37M0.25M
Interest Income - Fed Funds 0.19M0.17M0.23M0.19M
Interest Income - Total 10.74M10.37M10.69M10.91M11.00M11.44M11.13M10.80M11.08M11.22M10.43M9.73M9.52M8.91M8.43M8.34M8.75M8.51M8.26M9.21M9.90M11.17M12.01M12.91M13.34M13.66M13.81M13.92M14.07M14.02M14.43M14.10M14.15M13.95M
Interest expenses
Interest Expense - Deposits 0.64M0.62M0.61M1.62M0.62M0.63M0.60M1.53M0.53M0.53M0.51M1.37M0.38M0.34M0.29M0.74M0.21M0.20M0.18M0.55M0.21M0.37M0.78M1.78M1.79M2.13M2.49M3.26M2.66M2.51M2.57M3.49M2.76M2.67M
Interest Expense - Debt 0.74M0.73M0.71M0.74M0.76M0.71M0.68M0.67M0.72M0.80M0.79M0.79M0.80M0.80M0.59M0.62M0.55M0.55M0.45M0.45M0.62M1.31M1.73M2.21M2.32M2.62M2.57M2.63M2.63M2.59M2.47M2.23M2.23M2.10M
Interest Expenses 1.63M1.61M1.57M1.60M1.64M1.61M1.52M1.44M1.50M1.58M1.54M1.44M1.35M1.27M0.97M0.96M0.86M0.85M0.72M0.71M0.93M1.79M2.61M3.68M4.20M4.89M5.25M5.46M5.46M5.26M5.22M5.22M5.22M5.03M
Interest Income - Net 9.12M8.75M9.12M9.31M9.36M9.83M9.61M9.37M9.58M9.64M8.89M8.29M8.17M7.64M7.46M7.38M7.89M7.66M7.54M8.51M8.96M9.38M9.40M9.23M9.14M8.77M8.56M8.45M8.62M8.76M9.21M8.88M8.93M8.92M
Non-interest income
Interest Income - Total 8.95M8.76M9.63M9.50M9.59M10.05M9.61M9.39M9.76M9.66M8.02M7.84M7.95M7.60M7.66M8.14M8.23M8.73M8.18M8.92M8.89M9.19M9.23M9.29M8.59M9.49M8.44M8.46M9.31M8.17M9.60M9.05M9.56M9.08M
Financial Services Fees 0.36M0.32M0.49M0.40M
Service Charges 0.56M0.54M0.53M0.50M
Investment Banking Income 4.85M4.32M3.60M3.04M3.13M2.26M1.72M0.02M-0.09M-0.04M0.01M-0.02M0.07M0.00M-0.00M-0.02M-0.02M-0.02M-0.03M
Mortgage Banking 0.06M0.08M0.04M0.92M0.01M0.01M0.02M1.01M0.13M0.37M0.13M0.19M0.41M0.12M0.35M0.29M0.19M0.44M0.24M0.19M0.11M0.12M0.10M0.09M
Card Income 0.38M0.37M0.37M0.41M
Other Non-Interest Income 0.24M0.22M0.24M0.24M-0.03M0.23M0.86M-0.00M0.19M-0.25M0.08M0.16M0.16M0.19M0.17M0.17M0.19M0.15M-0.32M0.13M0.12M0.15M-0.21M0.18M0.20M0.20M-0.40M0.10M0.18M
Non-Interest Income 6.35M5.74M5.21M4.59M4.55M3.60M3.05M1.31M1.07M1.34M1.10M1.00M1.16M0.97M1.20M1.24M1.07M1.37M1.11M1.17M1.00M0.96M0.98M1.14M0.75M0.88M0.85M1.47M0.90M0.84M0.91M0.88M0.81M0.92M
Operating Items
Depreciation & Amortization - Total 0.36M0.38M0.44M0.40M0.42M0.49M0.42M1.14M0.28M0.26M0.31M0.27M0.28M0.27M0.31M0.29M0.29M0.31M0.33M0.35M0.31M0.26M0.28M0.30M0.29M0.35M0.33M0.35M0.34M0.38M0.42M0.40M0.41M0.48M
Wages, Salaries and Other 9.27M8.63M8.81M8.11M8.25M7.21M9.29M5.40M4.99M5.00M4.97M3.96M4.44M4.30M4.24M2.17M3.12M4.46M4.20M4.05M4.14M4.38M4.36M4.86M4.11M4.57M4.54M4.42M4.63M4.83M4.78M4.77M4.77M4.78M
Rent Expense 1.31M1.26M1.25M1.30M1.34M1.27M1.29M1.13M0.88M0.88M0.84M0.86M0.90M0.86M0.86M0.87M0.91M0.76M0.84M0.69M0.86M0.80M0.84M0.95M0.90M0.90M0.83M0.94M0.95M0.92M0.88M0.89M0.95M0.85M
Restructuring Costs 2.80M0.70M
Other Operating Expenses 11.26M10.88M10.74M10.12M9.94M9.11M11.30M7.38M6.08M6.41M6.35M5.47M5.81M5.78M5.73M3.76M4.47M5.83M5.73M5.41M5.77M5.74M5.80M6.36M5.67M6.09M6.00M5.88M6.23M6.50M6.56M6.33M6.28M6.62M
Operating Expenses 15.73M13.21M12.44M11.82M11.70M10.88M13.00M9.66M7.24M7.55M7.50M6.60M6.99M6.92M6.91M4.92M5.67M6.90M6.90M6.45M6.94M6.80M6.92M7.61M6.86M7.34M7.17M7.17M7.52M7.79M7.86M7.62M7.63M7.95M
Operating Income -15.38M-9.01M-12.10M-11.63M-11.35M-10.61M-12.76M-9.56M-6.91M-7.32M-7.26M-6.58M-6.73M-6.78M-6.67M-4.63M-5.41M-6.65M-6.71M-6.16M-6.71M-6.61M-6.75M-7.31M-6.67M-7.19M-7.02M-6.98M-7.38M-7.68M-7.75M-7.44M-7.48M-7.82M
EBIT -15.38M-9.01M-12.10M-11.63M-11.35M-10.61M-12.76M-9.56M-6.91M-7.32M-7.26M-6.58M-6.73M-6.78M-6.67M-4.63M-5.41M-6.65M-6.71M-6.16M-6.71M-6.61M-6.75M-7.31M-6.67M-7.19M-7.02M-6.98M-7.38M-7.68M-7.75M-7.44M-7.48M-7.82M
Non-operating items
Non Operating Investment Income -0.04M-0.02M-0.02M-0.01M0.00M-0.01M0.00M
Interest & Investment Income 0.14M0.14M0.14M0.14M
Net income details
EBT -0.43M1.29M2.40M2.27M2.44M2.77M-0.34M1.05M3.60M3.45M1.61M2.24M2.12M1.66M1.95M4.46M3.63M3.20M2.40M3.63M2.96M3.35M3.29M2.82M2.49M3.02M2.12M2.76M2.69M1.22M2.65M2.31M2.73M2.05M
Tax Provisions -0.21M2.07M0.67M0.87M0.62M0.81M-0.19M0.27M1.03M1.05M0.47M0.66M0.64M0.48M0.39M1.12M0.96M0.94M0.70M1.17M0.87M0.98M0.97M1.01M0.73M0.88M0.62M1.21M0.79M0.35M0.80M0.68M1.05M0.61M
Profit After Tax -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M1.44M
Income from Continuing Operations -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M1.44M
Consolidated Net Income -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M1.44M
Income towards Parent Company -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M1.44M
Net Income towards Common Stockholders -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M1.44M
Additional items
EPS (Basic) -0.03-0.100.230.190.250.26-0.020.100.340.320.150.210.200.160.210.440.350.300.230.340.290.330.330.260.250.310.220.290.280.130.280.240.260.22
EPS (Weighted Average and Diluted) -0.03-0.100.230.180.240.26-0.020.100.330.310.150.210.200.160.210.440.350.300.230.330.290.330.330.250.250.310.220.290.280.130.280.250.250.22
EBITDA -15.02M-8.63M-11.66M-11.23M-10.93M-10.11M-12.35M-8.42M-6.63M-7.05M-6.95M-6.31M-6.46M-6.50M-6.36M-4.33M-5.12M-6.33M-6.38M-5.81M-6.40M-6.35M-6.47M-7.00M-6.38M-6.85M-6.69M-6.64M-7.03M-7.30M-7.33M-7.04M-7.07M-7.34M
Tax Rate 48.04%160.23%27.79%38.33%25.26%29.26%55.59%25.26%28.73%30.51%28.97%29.41%29.95%29.03%19.83%25.18%26.49%29.23%29.15%32.20%29.32%29.27%29.37%35.84%29.21%29.22%29.31%43.80%29.34%28.76%30.03%29.49%38.54%29.95%