Provident Financial Holdings Income Statement (2017-2025) | PROV

Income Statement Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 0.17M-0.01M-0.51M-0.19M0.24M0.22M-0.00M0.03M0.18M0.02M-0.87M-0.45M-0.22M-0.04M0.20M0.77M0.34M1.07M0.65M0.41M0.07M0.19M0.17M-0.06M0.55M-0.72M0.12M-0.03M-0.74M0.63M-0.39M-0.16M-0.64M
Revenue 0.56M4.50M0.55M0.51M0.52M0.52M0.48M0.41M0.45M0.45M0.42M0.29M0.36M0.37M0.37M0.51M0.41M0.40M0.38M0.46M0.38M0.37M0.36M0.42M0.35M0.33M0.32M0.38M0.32M0.30M0.29M0.35M0.30M
Interest income
Interest income - Loans 10.16M9.73M9.93M10.19M10.17M10.33M10.01M9.58M10.07M10.32M9.62M9.13M8.92M8.34M7.86M7.74M8.18M7.92M7.58M8.48M9.10M10.24M11.03M11.83M12.18M12.51M12.68M12.83M13.02M13.05M13.37M13.10M13.13M
Interest income - Investments 0.14M0.14M0.14M0.14M0.14M0.28M0.14M0.14M0.14M0.14M0.14M0.10M0.10M0.10M0.10M0.12M0.12M0.12M0.12M0.12M0.12M0.14M0.15M0.14M0.18M0.20M0.21M0.22M
Interest Income - Debt Securities 3.88M1.91M1.13M1.05M0.91M1.06M1.12M1.05M0.61M0.81M0.80M0.76M0.70M0.71M0.84M0.88M0.61M0.74M0.91M0.74M0.76M0.74M0.81M0.84M0.71M0.73M0.79M0.76M0.81M0.88M1.02M0.86M0.78M
Interest Income - Deposits 0.19M0.17M0.23M0.19M0.34M0.39M0.39M0.43M0.25M0.19M0.19M0.04M0.02M0.02M0.02M0.02M0.03M0.04M0.04M0.07M0.14M0.24M0.29M0.41M0.46M0.43M0.40M0.38M0.36M0.29M0.39M0.34M0.37M
Interest Income - Fed Funds 0.19M0.17M0.23M0.19M
Interest Income - Total 10.74M10.37M10.69M10.91M11.00M11.44M11.13M10.80M11.08M11.22M10.43M9.73M9.52M8.91M8.43M8.34M8.75M8.51M8.26M9.21M9.90M11.17M12.01M12.91M13.34M13.66M13.81M13.92M14.07M14.02M14.43M14.10M14.15M
Interest expenses
Interest Expense - Deposits 0.64M0.62M0.61M1.62M0.62M0.63M0.60M1.53M0.53M0.53M0.51M1.37M0.38M0.34M0.29M0.74M0.21M0.20M0.18M0.55M0.21M0.37M0.78M1.78M1.79M2.13M2.49M3.26M2.66M2.51M2.57M3.49M2.76M
Interest Expense - Debt 0.74M0.73M0.71M0.74M0.76M0.71M0.68M0.67M0.72M0.80M0.79M0.79M0.80M0.80M0.59M0.62M0.55M0.55M0.45M0.45M0.62M1.31M1.73M2.21M2.32M2.62M2.57M2.63M2.63M2.59M2.47M2.23M2.23M
Interest Expenses 1.63M1.61M1.57M1.60M1.64M1.61M1.52M1.44M1.50M1.58M1.54M1.44M1.35M1.27M0.97M0.96M0.86M0.85M0.72M0.71M0.93M1.79M2.61M3.68M4.20M4.89M5.25M5.46M5.46M5.26M5.22M5.22M5.22M
Interest Income - Net 9.12M8.75M9.12M9.31M9.36M9.83M9.61M9.37M9.58M9.64M8.89M8.29M8.17M7.64M7.46M7.38M7.89M7.66M7.54M8.51M8.96M9.38M9.40M9.23M9.14M8.77M8.56M8.45M8.62M8.76M9.21M8.88M8.93M
Non-interest income
Interest Income - Total 8.95M8.76M9.63M9.50M9.59M10.05M9.61M9.39M9.76M9.66M8.02M7.84M7.95M7.60M7.66M8.14M8.23M8.73M8.18M8.92M8.89M9.19M9.23M9.29M8.59M9.49M8.44M8.46M9.31M8.17M9.60M9.05M9.56M
Financial Services Fees 0.36M0.32M0.49M0.40M
Service Charges 0.56M0.54M0.53M0.50M
Investment Banking Income 4.85M4.32M3.60M3.04M3.13M2.26M1.72M0.02M-0.09M-0.04M0.01M-0.02M0.07M0.00M-0.00M-0.02M0.02M-0.02M-0.03M
Mortgage Banking 0.06M0.08M0.04M0.92M0.01M0.01M0.02M1.01M0.13M0.37M0.13M0.19M0.41M0.12M0.35M0.29M0.19M0.44M0.24M0.19M0.11M0.12M0.10M0.09M
Card Income 0.38M0.37M0.37M0.41M
Other Non-Interest Income 0.24M0.22M0.24M0.24M0.19M0.16M0.23M0.25M0.10M0.15M0.19M0.20M0.08M0.16M0.16M0.15M0.17M0.20M0.17M0.18M0.17M0.15M0.19M0.33M0.13M0.12M0.15M0.67M0.18M0.20M0.20M0.15M0.10M
Non-Interest Income 6.35M5.74M5.21M4.59M4.55M3.60M3.05M1.31M1.07M1.34M1.10M1.00M1.16M0.97M1.20M1.24M1.07M1.37M1.11M1.17M1.00M0.96M0.98M1.14M0.75M0.88M0.85M1.47M0.90M0.84M0.91M0.88M0.81M
Operating Items
Depreciation & Amortization - Total 0.36M0.38M0.44M0.40M0.42M0.49M0.42M1.14M0.28M0.26M0.31M0.27M0.28M0.27M0.31M0.29M0.29M0.31M0.33M0.35M0.31M0.26M0.28M0.30M0.29M0.35M0.33M0.35M0.34M0.38M0.42M0.40M0.41M
Wages, Salaries and Other 9.27M8.63M8.81M8.11M8.25M7.21M9.29M5.40M4.99M5.00M4.97M3.96M4.44M4.30M4.24M2.17M3.12M4.46M4.20M4.05M4.14M4.38M4.36M4.86M4.11M4.57M4.54M4.42M4.63M4.83M4.78M4.77M4.77M
Rent Expense 1.31M1.26M1.25M1.30M1.34M1.27M1.29M1.13M0.88M0.88M0.84M0.86M0.90M0.86M0.86M0.87M0.91M0.76M0.84M0.69M0.86M0.80M0.84M0.95M0.90M0.90M0.83M0.94M0.95M0.92M0.88M0.89M0.95M
Restructuring Costs 2.80M0.70M
Other Operating Expenses 11.26M10.88M10.74M10.12M9.94M9.11M11.30M7.38M6.08M6.41M6.35M5.47M5.81M5.78M5.73M3.76M4.47M5.83M5.73M5.41M5.77M5.74M5.80M6.36M5.67M6.09M6.00M5.88M6.23M6.50M6.56M6.33M6.28M
Operating Expenses 15.73M13.21M12.44M11.82M11.70M10.88M13.00M9.66M7.24M7.55M7.50M6.60M6.99M6.92M6.91M4.92M5.67M6.90M6.90M6.45M6.94M6.80M6.92M7.61M6.86M7.34M7.17M7.17M7.52M7.79M7.86M7.62M7.63M
Operating Income -15.38M-9.01M-12.10M-11.63M-11.35M-10.61M-12.76M-9.56M-6.91M-7.32M-7.26M-6.58M-6.73M-6.78M-6.67M-4.63M-5.41M-6.65M-6.71M-6.16M-6.71M-6.61M-6.75M-7.31M-6.67M-7.19M-7.02M-6.98M-7.38M-7.68M-7.75M-7.44M-7.48M
EBIT -15.38M-9.01M-12.10M-11.63M-11.35M-10.61M-12.76M-9.56M-6.91M-7.32M-7.26M-6.58M-6.73M-6.78M-6.67M-4.63M-5.41M-6.65M-6.71M-6.16M-6.71M-6.61M-6.75M-7.31M-6.67M-7.19M-7.02M-6.98M-7.38M-7.68M-7.75M-7.44M-7.48M
Non-operating items
Non Operating Investment Income -0.04M-0.02M-0.02M-0.01M0.00M-0.01M0.00M
Interest & Investment Income 0.14M0.14M0.14M0.14M
Net income details
EBT -0.43M1.29M2.40M2.27M2.44M2.77M-0.34M1.05M3.60M3.45M1.61M2.24M2.12M1.66M1.95M4.46M3.63M3.20M2.40M3.63M2.96M3.35M3.29M2.82M2.49M3.02M2.12M2.76M2.69M1.22M2.65M2.31M2.73M
Tax Provisions -0.21M2.07M0.67M0.87M0.62M0.81M-0.19M0.27M1.03M1.05M0.47M0.66M0.64M0.48M0.39M1.12M0.96M0.94M0.70M1.17M0.87M0.98M0.97M1.01M0.73M0.88M0.62M1.21M0.79M0.35M0.80M0.68M1.05M
Profit After Tax -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M
Income from Continuing Operations -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M
Consolidated Net Income -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M
Income towards Parent Company -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M
Net Income towards Common Stockholders -0.23M-0.78M1.73M1.40M1.82M1.96M-0.15M0.79M2.56M2.40M1.15M1.58M1.49M1.18M1.56M3.34M2.67M2.26M1.70M2.46M2.09M2.37M2.32M1.81M1.76M2.14M1.50M1.55M1.90M0.87M1.86M1.63M1.68M
Additional items
EPS (Basic) -0.03-0.100.230.190.250.26-0.020.100.340.320.150.210.200.160.210.440.350.300.230.340.290.330.330.260.250.310.220.290.280.130.280.240.26
EPS (Weighted Average and Diluted) -0.03-0.100.230.180.240.26-0.020.100.330.310.150.210.200.160.210.440.350.300.230.330.290.330.330.250.250.310.220.290.280.130.280.250.25
Shares Outstanding (Weighted Average) 7.70M7.61M7.48M7.46M7.43M7.51M7.51M7.50M7.48M7.50M7.48M7.44M7.44M7.44M7.44M7.52M7.52M7.45M7.37M7.29M7.27M7.20M7.10M7.02M7.01M6.99M6.93M6.88M6.86M6.76M6.69M6.62M6.58M
EBITDA -15.02M-8.63M-11.66M-11.23M-10.93M-10.11M-12.35M-8.42M-6.63M-7.05M-6.95M-6.31M-6.46M-6.50M-6.36M-4.33M-5.12M-6.33M-6.38M-5.81M-6.40M-6.35M-6.47M-7.00M-6.38M-6.85M-6.69M-6.64M-7.03M-7.30M-7.33M-7.04M-7.07M
Tax Rate 48.04%27.79%38.33%25.26%29.26%55.59%25.26%28.73%30.51%28.97%29.41%29.95%29.03%19.83%25.18%26.49%29.23%29.15%32.20%29.32%29.27%29.37%35.84%29.21%29.22%29.31%43.80%29.34%28.76%30.03%29.49%38.54%