Provident Financial Holdings (PROV) FCF Margin (2009 - 2026)
Provident Financial Holdings' FCF Margin came in at 31.23% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 9.04 percentage points from 22.20% a year earlier and up 13.57 percentage points from the prior quarter.
Powered by 
Analysis
Provident Financial Holdings (PROV) FCF Margin (2009 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' FCF Margin was 21.32%, up 0.41 percentage points from FY2025.
- FCF Margin carries a five-year change of -10.91 percentage points (FY2021 to FY2026).
- Going back by fiscal year, FCF Margin was 20.91% in FY2025 (+10.37 pp), 10.54% in FY2024 (-27.41 pp), 37.95% in FY2023 (+5.93 pp) and 32.02% in FY2022 (-0.20 pp).
- The fiscal Q4 2026 figure represents the highest quarterly FCF Margin since fiscal Q3 2025.
- Year-over-year, FCF Margin increased in six of the last eight quarters, with an average year-over-year change of +5.24 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in fiscal Q3 2023 (a gain of 44.11 percentage points), and the weakest in fiscal Q4 2024 (a drop of 51.74 percentage points).
- Business Quant data shows PROV's FCF Margin at 17.67% (Q3 2026), 10.49% (Q2 2026) and 25.17% (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 189.34% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 19.57% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 40.54% |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 40.25% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 40.25% |
| Jun 30, 2026 | 31.23% |
| Mar 31, 2026 | 17.67% |
| Dec 31, 2025 | 10.49% |
| Sep 30, 2025 | 25.17% |
| Jun 30, 2025 | 22.20% |
| Mar 31, 2025 | 32.54% |
| Dec 31, 2024 | 3.20% |
| Sep 30, 2024 | 25.10% |
| Jun 30, 2024 | -8.57% |
| Mar 31, 2024 | 27.51% |
| Dec 31, 2023 | -4.58% |
| Sep 30, 2023 | 28.31% |
| Jun 30, 2023 | 43.17% |
| Mar 31, 2023 | 62.37% |
| Dec 31, 2022 | 24.98% |
| Sep 30, 2022 | 20.57% |
| Jun 30, 2022 | 45.35% |
| Mar 31, 2022 | 18.26% |
| Dec 31, 2021 | 29.04% |
API Access
Provident Financial Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();