Provident Financial Holdings (PROV) EBIT Margin (2009 - 2026)
Provident Financial Holdings' EBIT Margin came in at 71.38% for fiscal Q4 2026 (quarter ended Jun 30, 2026), down 5.68 percentage points from 77.06% a year earlier but up 4.47 percentage points from the prior quarter.
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Analysis
Provident Financial Holdings (PROV) EBIT Margin (2009 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' EBIT Margin was 72.89%, down 4.10 percentage points from FY2025.
- EBIT Margin carries a five-year change of +31.01 percentage points (FY2021 to FY2026).
- Going back by fiscal year, EBIT Margin was 76.99% in FY2025 (-0.70 pp), 77.69% in FY2024 (+25.52 pp), 52.17% in FY2023 (+8.13 pp) and 44.04% in FY2022 (+2.16 pp).
- The five-year range for quarterly EBIT Margin is 36.04% (fiscal Q3 2022) to 85.63% (fiscal Q1 2025).
- Year-over-year, EBIT Margin increased in two of the last eight quarters, with an average year-over-year change of -2.39 percentage points.
- The fastest year-over-year change in EBIT Margin over five years came in fiscal Q2 2024 (a gain of 32.35 percentage points), and the weakest in fiscal Q4 2022 (a drop of 18.08 percentage points).
- Business Quant data shows PROV's EBIT Margin at 66.91% (Q3 2026), 71.90% (Q2 2026) and 81.61% (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 91.99% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 89.38% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 48.15% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 95.47% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 138.04% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 139.33% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 70.61% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 84.54% |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 67.48% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 67.48% |
| Jun 30, 2026 | 71.38% |
| Mar 31, 2026 | 66.91% |
| Dec 31, 2025 | 71.90% |
| Sep 30, 2025 | 81.61% |
| Jun 30, 2025 | 77.06% |
| Mar 31, 2025 | 77.78% |
| Dec 31, 2024 | 67.53% |
| Sep 30, 2024 | 85.63% |
| Jun 30, 2024 | 82.91% |
| Mar 31, 2024 | 78.27% |
| Dec 31, 2023 | 82.04% |
| Sep 30, 2023 | 67.66% |
| Jun 30, 2023 | 62.68% |
| Mar 31, 2023 | 56.79% |
| Dec 31, 2022 | 49.69% |
| Sep 30, 2022 | 39.02% |
| Jun 30, 2022 | 44.90% |
| Mar 31, 2022 | 36.04% |
| Dec 31, 2021 | 44.81% |
API Access
Provident Financial Holdings EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();