Provident Financial Holdings (PROV) FCF Margin (2010 - 2026)
Provident Financial Holdings' FCF Margin came in at 558.01% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 202.76 percentage points from 355.25% a year earlier and up 241.31 percentage points from the prior quarter.
Provident Financial Holdings (PROV) FCF Margin (2010 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' FCF Margin was 376.12%, up 33.04 percentage points from FY2025.
- FCF Margin carries a five-year change of -21.77 percentage points (FY2021 to FY2026).
- Going back by fiscal year, FCF Margin was 343.08% in FY2025 (+181.69 pp), 161.39% in FY2024 (-391.04 pp), 552.43% in FY2023 (+157.05 pp) and 395.38% in FY2022 (-2.52 pp).
- The fiscal Q4 2026 figure represents the highest quarterly FCF Margin since fiscal Q3 2025.
- Year-over-year, FCF Margin increased in five of the last seven quarters, with an average year-over-year change of +66.45 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in fiscal Q3 2023 (a gain of 716.29 percentage points), and the weakest in fiscal Q3 2024 (a drop of 659.38 percentage points).
- Business Quant data shows PROV's FCF Margin at 316.70% (Q3 2026), 184.62% (Q2 2026) and 432.45% (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 29.95% |
| 10 | Provident Financial Holdings | 114.69 Mn | -95.42 Mn | - | 558.01% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 558.01% |
| Mar 31, 2026 | 316.70% |
| Dec 31, 2025 | 184.62% |
| Sep 30, 2025 | 432.45% |
| Jun 30, 2025 | 355.25% |
| Mar 31, 2025 | 580.78% |
| Dec 31, 2024 | 52.75% |
| Sep 30, 2024 | 386.41% |
| Mar 31, 2024 | 280.39% |
| Dec 31, 2023 | -45.80% |
| Sep 30, 2023 | 436.82% |
| Jun 30, 2023 | 626.89% |
| Mar 31, 2023 | 939.77% |
| Dec 31, 2022 | 372.19% |
| Sep 30, 2022 | 283.15% |
| Jun 30, 2022 | 553.09% |
| Mar 31, 2022 | 223.48% |
| Dec 31, 2021 | 362.29% |
| Sep 30, 2021 | 423.85% |
| Jun 30, 2021 | 319.70% |
Provident Financial Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();