Provident Financial Holdings (PROV) Debt Ratio (2011 - 2025)

Provident Financial Holdings' Debt Ratio history runs 15 years deep, the most recent figure standing at 0.18 for Q2 2025.

• Quarterly Debt Ratio fell 8.53% year-over-year to 0.18 in Q2 2025, while the trailing twelve-month figure through Jun 2025 was 0.18 (down 8.53% YoY) and the FY2025 annual result came in at 0.18, down 8.53% from the prior year.
• Debt Ratio was 0.18 for Q2 2025 at Provident Financial Holdings, up from 0.17 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.2 in Q3 2024 and bottomed at 0.07 in Q1 2022.
• A 5-year average of 0.14 and a median of 0.16 in 2023 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2021 — Debt Ratio sank 34.3% — and 2023, when it jumped 146.22%.
• Provident Financial Holdings' Debt Ratio stood at 0.07 in 2021, then jumped by 109.31% to 0.14 in 2022, then soared by 31.61% to 0.19 in 2023, then grew by 4.96% to 0.2 in 2024, then retreated by 10.5% to 0.18 in 2025.
• Business Quant data shows PROV's Debt Ratio at 0.18 in Q2 2025, 0.17 in Q1 2025, and 0.2 in Q4 2024.