Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Provident Financial Holdings (PROV) Debt Ratio (2017 - 2025)

Provident Financial Holdings' Debt Ratio history spans 9 years, with the latest figure at 0.3 for Q2 2025.

  • For Q2 2025, Debt Ratio changed 0.01% year-over-year to 0.3; the TTM value through Jun 2025 reached 0.3, changed 0.01%, while the annual FY2025 figure was 0.3, 0.01% changed from the prior year.
  • Debt Ratio reached 0.3 in Q2 2025 per PROV's latest filing, up from 0.17 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.3 in Q2 2025 to a low of 0.07 in Q1 2022.
  • Average Debt Ratio over 5 years is 0.15, with a median of 0.16 recorded in 2023.
  • Peak YoY movement for Debt Ratio: plummeted 34.3% in 2021, then surged 146.22% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.07 in 2021, then skyrocketed by 109.31% to 0.14 in 2022, then soared by 31.61% to 0.19 in 2023, then grew by 4.96% to 0.2 in 2024, then skyrocketed by 54.31% to 0.3 in 2025.
  • Per Business Quant, the three most recent readings for PROV's Debt Ratio are 0.3 (Q2 2025), 0.17 (Q1 2025), and 0.2 (Q4 2024).