Provident Financial Holdings (PROV) Debt Ratio (2009 - 2026)
Provident Financial Holdings' Debt Ratio came in at 0.13 for fiscal Q4 2026 (quarter ended Jun 30, 2026), down 24.0% from 0.17 a year earlier and down 14.0% from the prior quarter.
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Analysis
Provident Financial Holdings (PROV) Debt Ratio (2009 - 2026) Analysis & Trends
Going back to fiscal Q4 2011, Provident Financial Holdings' Debt Ratio data covers 61 quarters.
- Going back by fiscal year, Debt Ratio was 0.17 in FY2025 (-8.8%), 0.19 in FY2024 (+6.3%), 0.18 in FY2023 (+146.2%) and 0.07 in FY2022 (-16.1%).
- The fiscal Q4 2026 figure represents the lowest quarterly Debt Ratio since fiscal Q1 2023.
- Year-over-year, Debt Ratio has declined for six consecutive quarters, with an average decline of 7.3% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in fiscal Q4 2023 (growth of 146.2%), and the weakest in fiscal Q1 2022 (a decline of 34.3%).
- Business Quant data shows PROV's Debt Ratio at 0.15 (Q3 2026), 0.17 (Q2 2026) and 0.17 (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 0.70 |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 0.63 |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 0.11 |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 0.23 |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 0.01 |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 0.50 |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 0.05 |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 0.72 |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 0.14 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.14 |
| Jun 30, 2026 | 0.13 |
| Mar 31, 2026 | 0.15 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.20 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.18 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
API Access
Provident Financial Holdings Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();