Provident Financial Holdings (PROV) Debt Ratio (2011 - 2025)

Provident Financial Holdings has reported Debt Ratio for 15 years, with the latest figure at 0.3 in Q2 2025.

• For the quarter ending Q2 2025, Debt Ratio changed 0.01% year-over-year to 0.3; the trailing twelve-month figure through Jun 2025 stood at 0.3 (changed 0.01% YoY), and the FY2025 full-year result was 0.3, changed 0.01% from the prior year.
• Debt Ratio for Q2 2025 stood at 0.3, up from 0.17 in the prior quarter.
• The five-year high for Debt Ratio was 0.3 in Q2 2025, with the low at 0.07 in Q1 2022.
• Historically, Debt Ratio has averaged 0.15 across 5 years, with a median of 0.16 in 2023.
• Annual changes were most pronounced in 2021 — Debt Ratio slumped 34.3% — and 2023, when it jumped 146.22%.
• Provident Financial Holdings' Debt Ratio stood at 0.07 in 2021, then surged by 109.31% to 0.14 in 2022, then jumped by 31.61% to 0.19 in 2023, then advanced by 4.96% to 0.2 in 2024, then surged by 54.31% to 0.3 in 2025.
• The last three Debt Ratio figures came in at 0.3 (Q2 2025), 0.17 (Q1 2025), and 0.2 (Q4 2024), per Business Quant data.