Provident Financial Holdings (PROV) Debt Ratio (2011 - 2025)
Provident Financial Holdings' (PROV) quarterly Debt Ratio came in at 0.18 in Q2 2025, down 8.53% YoY from 0.19 in Q2 2024, and up 2.34% on a QoQ basis from 0.17 in Q1 2025.
Provident Financial Holdings (PROV) Debt Ratio (2011 - 2025) Analysis & Trends
Provident Financial Holdings (PROV) has 15 years of Debt Ratio data on file, last reported at 0.18 in Q2 2025.
- Quarterly Debt Ratio fell 8.53% year-over-year to 0.18 in Q2 2025, while the trailing twelve-month figure through Jun 2025 was 0.18 (down 8.53% YoY) and the FY2025 annual result came in at 0.18, down 8.53% from the prior year.
- Debt Ratio advanced to 0.18 in Q2 2025, from 0.17 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.2 in Q3 2024 to a low of 0.07 in Q1 2022.
- A 5-year average of 0.14 and a median of 0.16 in 2023 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2021 — Debt Ratio slumped 34.3% — and 2023, when it jumped 146.22%.
- Tracing PROV's Debt Ratio over 5 years: stood at 0.07 in 2021, then surged by 109.31% to 0.14 in 2022, then jumped by 31.61% to 0.19 in 2023, then advanced by 4.96% to 0.2 in 2024, then declined by 10.5% to 0.18 in 2025.
- The last three Debt Ratio figures came in at 0.18 (Q2 2025), 0.17 (Q1 2025), and 0.2 (Q4 2024), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | Provident Financial Holdings | 114.54 Mn | 57.42 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.20 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.18 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.08 |
| Jun 30, 2021 | 0.09 |
| Mar 31, 2021 | 0.09 |
| Dec 31, 2020 | 0.10 |
| Sep 30, 2020 | 0.11 |