Provident Financial Holdings (PROV) Debt Ratio (2011 - 2025)

Provident Financial Holdings posted quarterly Debt Ratio of 0.3 for Q2 2025, little changed year-on-year from 0.3 in Q2 2024, and up 76.45% on a QoQ basis from 0.17 in Q1 2025.

Provident Financial Holdings (PROV) has 15 years of Debt Ratio data on file, last reported at 0.3 in Q2 2025.

  • For the quarter ending Q2 2025, Debt Ratio changed 0.01% year-over-year to 0.3; the trailing twelve-month figure through Jun 2025 stood at 0.3 (changed 0.01% YoY), and the FY2025 full-year result was 0.3, changed 0.01% from the prior year.
  • Debt Ratio for Q2 2025 stood at 0.3, up from 0.17 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.3 in Q2 2025 and bottomed at 0.07 in Q1 2022.
  • The 5-year median for Debt Ratio is 0.16 (2023), against an average of 0.15.
  • The widest annual swing landed in 2021, when Debt Ratio plunged 34.3%; it then jumped 146.22% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.07 in 2021, then soared by 109.31% to 0.14 in 2022, then surged by 31.61% to 0.19 in 2023, then climbed by 4.96% to 0.2 in 2024, then soared by 54.31% to 0.3 in 2025.
  • The last three Debt Ratio figures came in at 0.3 (Q2 2025), 0.17 (Q1 2025), and 0.2 (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 Provident Financial Holdings 109.70 Mn 52.58 Mn 92,000.00 -

Historic Data

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DateValue
Jun 30, 2025 0.30
Mar 31, 2025 0.17
Dec 31, 2024 0.20
Sep 30, 2024 0.20
Jun 30, 2024 0.30
Mar 31, 2024 0.18
Dec 31, 2023 0.19
Sep 30, 2023 0.18
Jun 30, 2023 0.18
Mar 31, 2023 0.15
Dec 31, 2022 0.14
Sep 30, 2022 0.09
Jun 30, 2022 0.07
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Sep 30, 2021 0.08
Jun 30, 2021 0.09
Mar 31, 2021 0.09
Dec 31, 2020 0.10
Sep 30, 2020 0.11
Jun 30, 2020 0.12
Mar 31, 2020 0.12
Dec 31, 2019 0.12
Sep 30, 2019 0.12
Jun 30, 2019 0.09
Mar 31, 2019 0.09
Dec 31, 2018 0.10
Sep 30, 2018 0.10
Jun 30, 2018 0.11
Mar 31, 2018 0.09
Dec 31, 2017 0.10
Sep 30, 2017 0.10
Jun 30, 2017 0.11
Mar 31, 2017 0.09
Dec 31, 2016 0.09
Sep 30, 2016 0.12
Jun 30, 2016 0.08
Mar 31, 2016 0.08
Dec 31, 2015 0.08
Sep 30, 2015 0.08
Jun 30, 2015 0.08
Mar 31, 2015 0.11
Dec 31, 2014 0.04
Sep 30, 2014 0.04
Jun 30, 2014 0.04
Mar 31, 2014 0.05
Dec 31, 2013 0.05
Sep 30, 2013 0.05
Jun 30, 2013 0.09
Mar 31, 2013 0.09
Dec 31, 2012 0.10
Sep 30, 2012 0.10
Jun 30, 2012 0.10
Mar 31, 2012 0.11
Dec 31, 2011 0.14
Sep 30, 2011 0.14
Jun 30, 2011 0.16