Embassy Bancorp (EMYB) Equity Ratio (2010 - 2026)

Embassy Bancorp (EMYB) has 17 years of Equity Ratio data on file, last reported at 0.07 in Q1 2026.

• Quarterly Equity Ratio rose 5.7% year-over-year to 0.07 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.07 (up 5.7% YoY) and the FY2025 annual result came in at 0.07, up 13.41% from the prior year.
• Equity Ratio fell to 0.07 in Q1 2026 per EMYB's latest filing, from 0.07 in the prior quarter.
• Across five years, Equity Ratio topped out at 0.07 in Q4 2025 and bottomed at 0.05 in Q3 2022.
• The 5-year median for Equity Ratio is 0.06 (2022), against an average of 0.06.
• The widest annual swing landed in 2022, when Equity Ratio sank 38.29%; it then soared 30.67% in 2024.
• Tracing EMYB's Equity Ratio over 5 years: stood at 0.05 in 2022, then gained by 18.51% to 0.06 in 2023, then declined by 2.05% to 0.06 in 2024, then advanced by 13.41% to 0.07 in 2025, then decreased by 4.37% to 0.07 in 2026.
• Per Business Quant, the three latest EMYB Equity Ratio figures stand at 0.07 (Q1 2026), 0.07 (Q4 2025), and 0.07 (Q3 2025).

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