Embassy Bancorp (EMYB) Interest Income - Net (2010 - 2026)
Embassy Bancorp's (EMYB) quarterly Interest Income - Net came in at $12.1 million in Q2 2026, up 16.17% year-over-year from $10.4 million in Q2 2025, and up 5.79% quarter-over-quarter from $11.4 million in Q1 2026.
Analysis
Embassy Bancorp (EMYB) Interest Income - Net (2010 - 2026) Analysis & Trends
Embassy Bancorp has disclosed Interest Income - Net across 17 years of filings, most recently posting $12.1 million for Q2 2026.
- In Q2 2026, Interest Income - Net rose 16.17% year-over-year to $12.1 million; the TTM figure through Jun 2026 stood at $45.7 million (up 17.77% YoY), while the FY2025 annual figure was $42.4 million, up 17.25% from the prior year.
- Interest Income - Net came in at $12.1 million for Q2 2026 at Embassy Bancorp, up from $11.4 million in the prior quarter.
- In the past five years, Interest Income - Net ranged from a high of $12.2 million in Q4 2022 to a low of $8.7 million in Q1 2024.
- Average Interest Income - Net over 5 years is $10.4 million, with a median of $10.6 million recorded in 2022.
- Year-over-year, Interest Income - Net declined 27.99% in 2023 and advanced 20.4% in 2025.
- Over 5 years, Interest Income - Net stood at $12.2 million in 2022, then fell by 27.99% to $8.8 million in 2023, then grew by 7.15% to $9.4 million in 2024, then increased by 20.4% to $11.3 million in 2025, then rose by 6.87% to $12.1 million in 2026.
- Per Business Quant data, the three most recent Interest Income - Net figures were $12.1 million in Q2 2026, $11.4 million in Q1 2026, and $11.3 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 3.62 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.22 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.79 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 2.05 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.63 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.28 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.25 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.66 Bn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 12.10 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.10 Mn |
| Mar 31, 2026 | 11.44 Mn |
| Dec 31, 2025 | 11.33 Mn |
| Sep 30, 2025 | 10.85 Mn |
| Jun 30, 2025 | 10.42 Mn |
| Mar 31, 2025 | 9.83 Mn |
| Dec 31, 2024 | 9.41 Mn |
| Sep 30, 2024 | 9.17 Mn |
| Jun 30, 2024 | 8.89 Mn |
| Mar 31, 2024 | 8.72 Mn |
| Dec 31, 2023 | 8.78 Mn |
| Sep 30, 2023 | 9.40 Mn |
| Jun 30, 2023 | 10.01 Mn |
| Mar 31, 2023 | 10.85 Mn |
| Dec 31, 2022 | 12.19 Mn |
| Sep 30, 2022 | 12.09 Mn |
| Jun 30, 2022 | 11.31 Mn |
| Mar 31, 2022 | 10.69 Mn |
| Dec 31, 2021 | 10.98 Mn |
| Sep 30, 2021 | 11.33 Mn |