Embassy Bancorp EMYB
OTC EMYB
$22.14 -0.06 (-0.27%)
At close: Sep 18, 2026 · 4:00 PM EDT

Embassy Bancorp (EMYB) EBITDA Margin (2010 - 2026)

Embassy Bancorp's (EMYB) quarterly EBITDA Margin came in at 92.22% in Q2 2026, down 849.0% year-over-year from 12.31% in Q2 2025, and down 3.69% quarter-over-quarter from 95.76% in Q1 2026.

Analysis

Embassy Bancorp (EMYB) EBITDA Margin (2010 - 2026) Analysis & Trends

Embassy Bancorp has disclosed EBITDA Margin across 17 years of filings, most recently posting 92.22% for Q2 2026.

  • In Q2 2026, EBITDA Margin fell 849.0% year-over-year to 92.22%; the TTM figure through Jun 2026 stood at 96.28% (down 747.0% YoY), while the FY2025 annual figure was 99.89%, down 500.0% from the prior year.
  • EBITDA Margin came in at 92.22% for Q2 2026 at Embassy Bancorp, down from 95.76% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 109.72% in Q3 2024 to a low of 47.55% in Q2 2022.
  • Average EBITDA Margin over 5 years is 85.92%, with a median of 95.57% recorded in 2026.
  • Year-over-year, EBITDA Margin surged 3988 bps in 2023 and sank 849 bps in 2026.
  • Over 5 years, EBITDA Margin stood at 59.23% in 2022, then soared by 67 bps to 99.11% in 2023, then rose by 4 bps to 103.56% in 2024, then decreased by 8 bps to 95.38% in 2025, then decreased by 3 bps to 92.22% in 2026.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 92.22% in Q2 2026, 95.76% in Q1 2026, and 95.38% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 79.03%
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 66.98%
4 M&T Bank 32.82 Bn 32.82 Bn - 74.68%
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 78.46%
6 Citizens Financial 28.34 Bn 28.34 Bn - 73.02%
7 Regions Financial 24.27 Bn 24.34 Bn - 62.35%
8 Keycorp 22.19 Bn -25.51 Bn - 74.44%
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn -1,920.27%
10 Embassy Bancorp 163.96 Mn -121.11 Mn - 92.22%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 92.22%
Mar 31, 2026 95.76%
Dec 31, 2025 95.38%
Sep 30, 2025 102.30%
Jun 30, 2025 100.70%
Mar 31, 2025 101.54%
Dec 31, 2024 103.56%
Sep 30, 2024 109.72%
Jun 30, 2024 106.64%
Mar 31, 2024 99.46%
Dec 31, 2023 99.11%
Sep 30, 2023 88.08%
Jun 30, 2023 73.56%
Mar 31, 2023 65.27%
Dec 31, 2022 59.23%
Sep 30, 2022 53.79%
Jun 30, 2022 47.55%
Mar 31, 2022 52.72%
Dec 31, 2021 52.18%
Sep 30, 2021 54.68%