Embassy Bancorp (EMYB) EBITDA Margin (2010 - 2026)
Embassy Bancorp's (EMYB) quarterly EBITDA Margin came in at 92.22% in Q2 2026, down 849.0% year-over-year from 12.31% in Q2 2025, and down 3.69% quarter-over-quarter from 95.76% in Q1 2026.
Analysis
Embassy Bancorp (EMYB) EBITDA Margin (2010 - 2026) Analysis & Trends
Embassy Bancorp has disclosed EBITDA Margin across 17 years of filings, most recently posting 92.22% for Q2 2026.
- In Q2 2026, EBITDA Margin fell 849.0% year-over-year to 92.22%; the TTM figure through Jun 2026 stood at 96.28% (down 747.0% YoY), while the FY2025 annual figure was 99.89%, down 500.0% from the prior year.
- EBITDA Margin came in at 92.22% for Q2 2026 at Embassy Bancorp, down from 95.76% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 109.72% in Q3 2024 to a low of 47.55% in Q2 2022.
- Average EBITDA Margin over 5 years is 85.92%, with a median of 95.57% recorded in 2026.
- Year-over-year, EBITDA Margin surged 3988 bps in 2023 and sank 849 bps in 2026.
- Over 5 years, EBITDA Margin stood at 59.23% in 2022, then soared by 67 bps to 99.11% in 2023, then rose by 4 bps to 103.56% in 2024, then decreased by 8 bps to 95.38% in 2025, then decreased by 3 bps to 92.22% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 92.22% in Q2 2026, 95.76% in Q1 2026, and 95.38% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 66.98% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 78.46% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 73.02% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 62.35% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1,920.27% |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 92.22% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.22% |
| Mar 31, 2026 | 95.76% |
| Dec 31, 2025 | 95.38% |
| Sep 30, 2025 | 102.30% |
| Jun 30, 2025 | 100.70% |
| Mar 31, 2025 | 101.54% |
| Dec 31, 2024 | 103.56% |
| Sep 30, 2024 | 109.72% |
| Jun 30, 2024 | 106.64% |
| Mar 31, 2024 | 99.46% |
| Dec 31, 2023 | 99.11% |
| Sep 30, 2023 | 88.08% |
| Jun 30, 2023 | 73.56% |
| Mar 31, 2023 | 65.27% |
| Dec 31, 2022 | 59.23% |
| Sep 30, 2022 | 53.79% |
| Jun 30, 2022 | 47.55% |
| Mar 31, 2022 | 52.72% |
| Dec 31, 2021 | 52.18% |
| Sep 30, 2021 | 54.68% |