Embassy Bancorp EMYB
OTC EMYB
$21.29 +0.29 (+1.38%)
At close: Oct 22, 2026 · 4:00 PM EDT

Embassy Bancorp, Inc. (EMYB) EBITDA Margin (2012 - 2026)

Updated

Embassy Bancorp's EBITDA Margin was 94.38% in Q2 2026, down 8.68 percentage points from 103.06% a year earlier and down 3.58 percentage points from the prior quarter.

Analysis

Embassy Bancorp, Inc. (EMYB) EBITDA Margin (2012 - 2026) Analysis & Trends

On a trailing twelve-month basis, Embassy Bancorp's EBITDA Margin was 98.50% through Jun 30, 2026, down 7.96 percentage points year-over-year; for FY2025, it was 102.22%, down 5.58 percentage points from FY2024.

  • EBITDA Margin shows a five-year change of +45.48 percentage points (FY2020 to FY2025).
  • In earlier years, EBITDA Margin was 107.81% in FY2024 (+25.04 pp), 82.77% in FY2023 (+27.28 pp), 55.48% in FY2022 (-0.58 pp) and 56.06% in FY2021 (-0.69 pp).
  • The Q2 2026 figure marks the lowest quarterly EBITDA Margin since Q3 2023.
  • Compared with a year earlier, EBITDA Margin has declined for five straight quarters, with an average year-over-year change of -1.18 percentage points over the last eight quarters.
  • The best year-over-year quarter for EBITDA Margin over five years was Q4 2023 (a gain of 40.84 percentage points); the worst was Q4 2025 (a drop of 9.29 percentage points).
  • Per Business Quant data, EMYB's EBITDA Margin in the three quarters before Q2 2026 was 97.97% (Q1 2026), 97.54% (Q4 2025) and 104.64% (Q3 2025).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 95.24%
Mar 31, 2026 98.84%
Dec 31, 2025 98.55%
Sep 30, 2025 105.55%
Jun 30, 2025 103.86%
Mar 31, 2025 104.85%
Dec 31, 2024 107.56%
Sep 30, 2024 113.29%
Jun 30, 2024 110.27%
Mar 31, 2024 103.04%
Dec 31, 2023 102.44%
Sep 30, 2023 91.00%
Jun 30, 2023 76.18%
Mar 31, 2023 67.54%
Dec 31, 2022 61.23%
Sep 30, 2022 55.93%
Jun 30, 2022 50.63%
Mar 31, 2022 55.06%
Dec 31, 2021 54.47%
Sep 30, 2021 56.84%
API Access

Embassy Bancorp, Inc. EBITDA Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ebitda-margin&ticker=EMYB&period=max&api_key=YOUR_API_KEY