Embassy Bancorp (EMYB) Interest Expense - Fed Funds (2009 - 2026)
Embassy Bancorp's Interest Expense - Fed Funds came in at $21,000 for Q2 2026, down 43.2% from $37,000 a year earlier and down 19.2% from the prior quarter.
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Analysis
Embassy Bancorp (EMYB) Interest Expense - Fed Funds (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Embassy Bancorp reported Interest Expense - Fed Funds of $109,000, down 70.0% year-over-year; for FY2025, it was $144,000, down 73.6% from FY2024.
- Interest Expense - Fed Funds carries a five-year compound annual growth rate of 51.6% (FY2020 to FY2025).
- Going back by year, Interest Expense - Fed Funds was $545,000 in FY2024 (+86.6%), $292,000 in FY2023, $24,000 in FY2022 (+200.0%) and $8,000 in FY2021 (-55.6%).
- The Q2 2026 figure represents the lowest quarterly Interest Expense - Fed Funds since Q4 2022.
- Year-over-year, Interest Expense - Fed Funds has declined for six consecutive quarters, with an average decline of 23.3% over the last eight quarters.
- The fastest year-over-year change in Interest Expense - Fed Funds over five years came in Q4 2022 (growth of 650.0%), and the weakest in Q3 2025 (a decline of 78.9%).
- Business Quant data shows EMYB's Interest Expense - Fed Funds at $26,000 (Q1 2026), $28,000 (Q4 2025) and $34,000 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - |
| 10 | Embassy Bancorp | 153.64 Mn | -858.34 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 7,000.00 |
| Jun 30, 2026 | 21,000.00 |
| Mar 31, 2026 | 26,000.00 |
| Dec 31, 2025 | 28,000.00 |
| Sep 30, 2025 | 34,000.00 |
| Jun 30, 2025 | 37,000.00 |
| Mar 31, 2025 | 45,000.00 |
| Dec 31, 2024 | 120,000.00 |
| Sep 30, 2024 | 161,000.00 |
| Jun 30, 2024 | 159,000.00 |
| Mar 31, 2024 | 105,000.00 |
| Dec 31, 2023 | 83,000.00 |
| Sep 30, 2023 | 66,000.00 |
| Jun 30, 2023 | 86,000.00 |
| Mar 31, 2023 | 57,000.00 |
| Dec 31, 2022 | 15,000.00 |
| Sep 30, 2022 | 5,000.00 |
| Jun 30, 2022 | 2,000.00 |
| Mar 31, 2022 | 2,000.00 |
| Dec 31, 2021 | 2,000.00 |
API Access
Embassy Bancorp Interest Expense - Fed Funds API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-fed-funds&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-fed-funds", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-fed-funds&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();