Embassy Bancorp (EMYB) Retained Earnings (2010 - 2026)
Embassy Bancorp (EMYB) posted Retained Earnings of -$42.0 million for Q1 2026, down 10.26% sequentially from -$38.1 million in Q4 2025, and up 12.27% YoY from -$37.4 million in Q1 2025.
Embassy Bancorp (EMYB) Retained Earnings (2010 - 2026) Analysis & Trends
Embassy Bancorp has reported Retained Earnings for 17 years, with the latest figure at -$42.0 million in Q1 2026.
- Quarterly Retained Earnings rose 12.27% year-over-year to -$42.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$42.0 million (up 12.27% YoY) and the FY2025 annual result came in at -$38.1 million, up 24.76% from the prior year.
- Retained Earnings eased to -$42.0 million in Q1 2026 per EMYB's latest filing, from -$38.1 million in the prior quarter.
- Over five years, Retained Earnings peaked at $29.2 million in Q3 2025 and troughed at -$61.0 million in Q3 2023.
- A 5-year average of -$41.8 million and a median of -$47.8 million in 2023 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings slumped 59997.94% in 2022, then soared 173.11% in 2025.
- Over 5 years, Retained Earnings stood at -$51.1 million in 2022, then climbed by 14.49% to -$43.7 million in 2023, then slipped by 15.87% to -$50.6 million in 2024, then grew by 24.76% to -$38.1 million in 2025, then fell by 10.26% to -$42.0 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$42.0 million, -$38.1 million, and $29.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.76 Bn | 97.76 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 95.81 Bn | 95.81 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.66 Bn | -144.43 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.84 Bn | -81.47 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.83 Bn | 57.14 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.50 Bn | 61.50 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.52 Bn | 25.80 Bn | - | 25.65 Bn |
| 10 | Embassy Bancorp | 165.52 Mn | -119.55 Mn | - | 137.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 137.08 Mn |
| Mar 31, 2026 | -42.01 Mn |
| Dec 31, 2025 | -38.10 Mn |
| Sep 30, 2025 | 29.19 Mn |
| Jun 30, 2025 | -45.82 Mn |
| Mar 31, 2025 | -47.88 Mn |
| Dec 31, 2024 | -50.64 Mn |
| Sep 30, 2024 | -39.92 Mn |
| Jun 30, 2024 | -49.00 Mn |
| Mar 31, 2024 | -48.46 Mn |
| Dec 31, 2023 | -43.70 Mn |
| Sep 30, 2023 | -60.96 Mn |
| Jun 30, 2023 | -48.45 Mn |
| Mar 31, 2023 | -47.75 Mn |
| Dec 31, 2022 | -51.11 Mn |
| Sep 30, 2022 | -58.30 Mn |
| Jun 30, 2022 | -42.57 Mn |
| Mar 31, 2022 | -25.25 Mn |
| Dec 31, 2021 | -1.19 Mn |
| Sep 30, 2021 | -97,000.00 |