Embassy Bancorp (EMYB) Operating Expenses (2010 - 2026)
Embassy Bancorp's (EMYB) quarterly Operating Expenses came in at $7.8 million in Q2 2026, up 5.1% year-over-year from $7.4 million in Q2 2025, and up 2.96% quarter-over-quarter from $7.6 million in Q1 2026.
Analysis
Embassy Bancorp (EMYB) Operating Expenses (2010 - 2026) Analysis & Trends
Embassy Bancorp has disclosed Operating Expenses across 17 years of filings, most recently posting $7.8 million for Q2 2026.
- In Q2 2026, Operating Expenses rose 5.1% year-over-year to $7.8 million; the TTM figure through Jun 2026 stood at $30.0 million (up 6.35% YoY), while the FY2025 annual figure was $29.0 million, up 6.17% from the prior year.
- Operating Expenses came in at $7.8 million for Q2 2026 at Embassy Bancorp, up from $7.6 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $7.8 million in Q2 2026 to a low of $6.1 million in Q4 2023.
- Average Operating Expenses over 5 years is $6.9 million, with a median of $6.9 million recorded in 2023.
- The largest YoY upside for Operating Expenses was 17.28% in 2024 against a maximum downside of 5.34% in 2024.
- Over 5 years, Operating Expenses stood at $6.4 million in 2022, then declined by 5.03% to $6.1 million in 2023, then climbed by 17.28% to $7.1 million in 2024, then advanced by 6.43% to $7.6 million in 2025, then grew by 2.9% to $7.8 million in 2026.
- Per Business Quant data, the three most recent Operating Expenses figures were $7.8 million in Q2 2026, $7.6 million in Q1 2026, and $7.6 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | -259.95 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 3.06 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.11 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.35 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.81 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.39 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.12 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.22 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.55 Bn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 7.78 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.78 Mn |
| Mar 31, 2026 | 7.56 Mn |
| Dec 31, 2025 | 7.56 Mn |
| Sep 30, 2025 | 7.11 Mn |
| Jun 30, 2025 | 7.41 Mn |
| Mar 31, 2025 | 6.90 Mn |
| Dec 31, 2024 | 7.11 Mn |
| Sep 30, 2024 | 6.81 Mn |
| Jun 30, 2024 | 6.88 Mn |
| Mar 31, 2024 | 6.50 Mn |
| Dec 31, 2023 | 6.06 Mn |
| Sep 30, 2023 | 6.60 Mn |
| Jun 30, 2023 | 6.86 Mn |
| Mar 31, 2023 | 6.87 Mn |
| Dec 31, 2022 | 6.38 Mn |
| Sep 30, 2022 | 6.49 Mn |
| Jun 30, 2022 | 6.55 Mn |
| Mar 31, 2022 | 6.32 Mn |
| Dec 31, 2021 | 6.34 Mn |
| Sep 30, 2021 | 6.15 Mn |