Embassy Bancorp, Inc. (EMYB) Operating Expenses (2010 - 2026)
Embassy Bancorp (EMYB) posted Operating Expenses of $7.78 million for Q2 2026, up 5.1% from $7.41 million a year earlier and up 3.0% from the prior quarter.
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Analysis
Embassy Bancorp, Inc. (EMYB) Operating Expenses (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Operating Expenses at Embassy Bancorp was $30.01 million, up 6.3% year-over-year; for FY2025, it was $28.98 million, up 6.2% from FY2024.
- Annual Operating Expenses has increased for 15 consecutive years, with a five-year compound annual growth rate of 5.6% (FY2020 to FY2025).
- In prior years, Embassy Bancorp's Operating Expenses was $27.29 million in FY2024 (+3.4%), $26.39 million in FY2023 (+2.5%), $25.74 million in FY2022 (+6.7%) and $24.13 million in FY2021 (+9.1%).
- The Q2 2026 figure stands as the highest quarterly Operating Expenses in data going back to Q2 2010.
- On a year-over-year basis, Operating Expenses has increased in each of the last nine quarters, with growth averaging 7.5% over the last eight quarters.
- The strongest year-over-year quarter for Operating Expenses in the past five years was Q4 2024, with growth of 17.3%; the weakest was Q1 2024, with a decline of 5.3%.
- According to Business Quant data, Operating Expenses for the three prior quarters was $7.56 million (Q1 2026), $7.56 million (Q4 2025) and $7.11 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.78 Mn |
| Mar 31, 2026 | 7.56 Mn |
| Dec 31, 2025 | 7.56 Mn |
| Sep 30, 2025 | 7.11 Mn |
| Jun 30, 2025 | 7.41 Mn |
| Mar 31, 2025 | 6.90 Mn |
| Dec 31, 2024 | 7.11 Mn |
| Sep 30, 2024 | 6.81 Mn |
| Jun 30, 2024 | 6.88 Mn |
| Mar 31, 2024 | 6.50 Mn |
| Dec 31, 2023 | 6.06 Mn |
| Sep 30, 2023 | 6.60 Mn |
| Jun 30, 2023 | 6.86 Mn |
| Mar 31, 2023 | 6.87 Mn |
| Dec 31, 2022 | 6.38 Mn |
| Sep 30, 2022 | 6.49 Mn |
| Jun 30, 2022 | 6.55 Mn |
| Mar 31, 2022 | 6.32 Mn |
| Dec 31, 2021 | 6.34 Mn |
| Sep 30, 2021 | 6.15 Mn |
API Access
Embassy Bancorp, Inc. Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();