Embassy Bancorp, Inc. (EMYB) EBITDA Margin (2012 - 2026)
Embassy Bancorp's EBITDA Margin was 94.38% in Q2 2026, down 8.68 percentage points from 103.06% a year earlier and down 3.58 percentage points from the prior quarter.
Embassy Bancorp, Inc. (EMYB) EBITDA Margin (2012 - 2026) Analysis & Trends
On a trailing twelve-month basis, Embassy Bancorp's EBITDA Margin was 98.50% through Jun 30, 2026, down 7.96 percentage points year-over-year; for FY2025, it was 102.22%, down 5.58 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +45.48 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 107.81% in FY2024 (+25.04 pp), 82.77% in FY2023 (+27.28 pp), 55.48% in FY2022 (-0.58 pp) and 56.06% in FY2021 (-0.69 pp).
- The Q2 2026 figure marks the lowest quarterly EBITDA Margin since Q3 2023.
- Compared with a year earlier, EBITDA Margin has declined for five straight quarters, with an average year-over-year change of -1.18 percentage points over the last eight quarters.
- The best year-over-year quarter for EBITDA Margin over five years was Q4 2023 (a gain of 40.84 percentage points); the worst was Q4 2025 (a drop of 9.29 percentage points).
- Per Business Quant data, EMYB's EBITDA Margin in the three quarters before Q2 2026 was 97.97% (Q1 2026), 97.54% (Q4 2025) and 104.64% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 95.24% |
| Mar 31, 2026 | 98.84% |
| Dec 31, 2025 | 98.55% |
| Sep 30, 2025 | 105.55% |
| Jun 30, 2025 | 103.86% |
| Mar 31, 2025 | 104.85% |
| Dec 31, 2024 | 107.56% |
| Sep 30, 2024 | 113.29% |
| Jun 30, 2024 | 110.27% |
| Mar 31, 2024 | 103.04% |
| Dec 31, 2023 | 102.44% |
| Sep 30, 2023 | 91.00% |
| Jun 30, 2023 | 76.18% |
| Mar 31, 2023 | 67.54% |
| Dec 31, 2022 | 61.23% |
| Sep 30, 2022 | 55.93% |
| Jun 30, 2022 | 50.63% |
| Mar 31, 2022 | 55.06% |
| Dec 31, 2021 | 54.47% |
| Sep 30, 2021 | 56.84% |
Embassy Bancorp, Inc. EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=EMYB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();