Embassy Bancorp (EMYB) Interest Expenses (2010 - 2026)
Embassy Bancorp's (EMYB) quarterly Interest Expenses came in at $7.1 million in Q2 2026, down 2.24% year-over-year from $7.3 million in Q2 2025, and up 1.13% quarter-over-quarter from $7.1 million in Q1 2026.
Analysis
Embassy Bancorp (EMYB) Interest Expenses (2010 - 2026) Analysis & Trends
Embassy Bancorp has disclosed Interest Expenses across 17 years of filings, most recently posting $7.1 million for Q2 2026.
- In Q2 2026, Interest Expenses fell 2.24% year-over-year to $7.1 million; the TTM figure through Jun 2026 stood at $28.8 million (down 2.6% YoY), while the FY2025 annual figure was $29.0 million, up 0.87% from the prior year.
- Interest Expenses came in at $7.1 million for Q2 2026 at Embassy Bancorp, up from $7.1 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $7.8 million in Q3 2024 to a low of $888000.0 in Q2 2022.
- Average Interest Expenses over 5 years is $5.2 million, with a median of $6.7 million recorded in 2024.
- Year-over-year, Interest Expenses fell 21.2% in 2022 and surged 461.87% in 2023.
- Over 5 years, Interest Expenses stood at $1.4 million in 2022, then jumped by 324.91% to $6.0 million in 2023, then rose by 24.04% to $7.4 million in 2024, then dropped by 2.81% to $7.2 million in 2025, then declined by 1.03% to $7.1 million in 2026.
- Per Business Quant data, the three most recent Interest Expenses figures were $7.1 million in Q2 2026, $7.1 million in Q1 2026, and $7.2 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | -467.75 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 2.35 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.16 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 828.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.33 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 912.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 471.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 809.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.20 Bn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 7.14 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.14 Mn |
| Mar 31, 2026 | 7.06 Mn |
| Dec 31, 2025 | 7.22 Mn |
| Sep 30, 2025 | 7.40 Mn |
| Jun 30, 2025 | 7.31 Mn |
| Mar 31, 2025 | 7.11 Mn |
| Dec 31, 2024 | 7.43 Mn |
| Sep 30, 2024 | 7.75 Mn |
| Jun 30, 2024 | 7.23 Mn |
| Mar 31, 2024 | 6.38 Mn |
| Dec 31, 2023 | 5.99 Mn |
| Sep 30, 2023 | 5.11 Mn |
| Jun 30, 2023 | 4.15 Mn |
| Mar 31, 2023 | 2.87 Mn |
| Dec 31, 2022 | 1.41 Mn |
| Sep 30, 2022 | 910,000.00 |
| Jun 30, 2022 | 888,000.00 |
| Mar 31, 2022 | 896,000.00 |
| Dec 31, 2021 | 914,000.00 |
| Sep 30, 2021 | 938,000.00 |