Embassy Bancorp, Inc. (EMYB) Interest Expenses (2010 - 2026)
Embassy Bancorp (EMYB) posted Interest Expenses of $7.14 million for Q2 2026, down 2.2% from $7.31 million a year earlier but up 1.1% from the prior quarter.
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Embassy Bancorp, Inc. (EMYB) Interest Expenses (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expenses at Embassy Bancorp was $28.83 million, down 2.6% year-over-year; for FY2025, it came in at $29.04 million, up 0.9% from FY2024.
- Annual Interest Expenses has increased for four consecutive years, with a five-year compound annual growth rate of 35.3% (FY2020 to FY2025).
- In prior years, Embassy Bancorp's Interest Expenses was $28.79 million in FY2024 (+58.9%), $18.12 million in FY2023 (+341.6%), $4.1 million in FY2022 (+2.3%) and $4.01 million in FY2021 (-37.4%).
- Quarterly Interest Expenses has run from a low of $888,000 in Q2 2022 to a high of $7.75 million in Q3 2024 over five years.
- On a year-over-year basis, Interest Expenses has declined in each of the last four quarters, with growth averaging 9.7% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expenses in the past five years was Q3 2023, with growth of 461.9%; the weakest was Q3 2021, with a decline of 34.6%.
- According to Business Quant data, Interest Expenses for the three prior quarters was $7.06 million (Q1 2026), $7.22 million (Q4 2025) and $7.4 million (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.14 Mn |
| Mar 31, 2026 | 7.06 Mn |
| Dec 31, 2025 | 7.22 Mn |
| Sep 30, 2025 | 7.40 Mn |
| Jun 30, 2025 | 7.31 Mn |
| Mar 31, 2025 | 7.11 Mn |
| Dec 31, 2024 | 7.43 Mn |
| Sep 30, 2024 | 7.75 Mn |
| Jun 30, 2024 | 7.23 Mn |
| Mar 31, 2024 | 6.38 Mn |
| Dec 31, 2023 | 5.99 Mn |
| Sep 30, 2023 | 5.11 Mn |
| Jun 30, 2023 | 4.15 Mn |
| Mar 31, 2023 | 2.87 Mn |
| Dec 31, 2022 | 1.41 Mn |
| Sep 30, 2022 | 910,000.00 |
| Jun 30, 2022 | 888,000.00 |
| Mar 31, 2022 | 896,000.00 |
| Dec 31, 2021 | 914,000.00 |
| Sep 30, 2021 | 938,000.00 |
API Access
Embassy Bancorp, Inc. Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();