Embassy Bancorp (EMYB) Interest Expenses (2010 - 2026)
Embassy Bancorp (EMYB) posted Interest Expenses of $53.5 million for Q1 2026, up 654.92% sequentially from $7.1 million in Q4 2025, and down 12.23% YoY from $61.0 million in Q1 2025.
Embassy Bancorp (EMYB) Interest Expenses (2010 - 2026) Analysis & Trends
Embassy Bancorp has reported Interest Expenses for 17 years, with the latest figure at $53.5 million in Q1 2026.
- Quarterly Interest Expenses fell 12.23% year-over-year to $53.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $53.5 million (down 12.23% YoY) and the FY2025 annual result came in at $49.2 million, down 23.28% from the prior year.
- Interest Expenses rose to $53.5 million in Q1 2026 per EMYB's latest filing, from $7.1 million in the prior quarter.
- Over five years, Interest Expenses peaked at $77.2 million in Q3 2023 and troughed at -$19.2 million in Q4 2024.
- A 5-year average of $43.7 million and a median of $54.0 million in 2022 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2022 and 2024: Interest Expenses surged 3756.57% in 2022, then plunged 393.67% in 2024.
- Over 5 years, Interest Expenses stood at -$1.0 million in 2022, then sank by 277.55% to -$3.9 million in 2023, then sank by 393.67% to -$19.2 million in 2024, then soared by 136.95% to $7.1 million in 2025, then surged by 654.92% to $53.5 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $53.5 million, $7.1 million, and $53.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | Embassy Bancorp | 165.52 Mn | -119.55 Mn | - | 7.14 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 49.15 Mn |
| Jun 30, 2026 | 49.15 Mn |
| Mar 31, 2026 | 53.50 Mn |
| Mar 31, 2026 | 53.50 Mn |
| Dec 31, 2025 | 7.09 Mn |
| Dec 31, 2025 | 7.09 Mn |
| Sep 30, 2025 | 53.34 Mn |
| Sep 30, 2025 | 53.34 Mn |
| Jun 30, 2025 | 58.66 Mn |
| Jun 30, 2025 | 58.66 Mn |
| Mar 31, 2025 | 60.96 Mn |
| Mar 31, 2025 | 60.96 Mn |
| Dec 31, 2024 | -19.18 Mn |
| Dec 31, 2024 | -19.18 Mn |
| Sep 30, 2024 | 50.65 Mn |
| Sep 30, 2024 | 50.65 Mn |
| Jun 30, 2024 | 62.04 Mn |
| Jun 30, 2024 | 62.04 Mn |
| Mar 31, 2024 | 61.39 Mn |
| Mar 31, 2024 | 61.39 Mn |