Embassy Bancorp (EMYB) FCF Margin (2014 - 2026)
Embassy Bancorp (EMYB) reported FCF Margin of 38.3% for Q1 2026, up 1338.0% year-over-year from 2.66% in Q1 2025, and up 23.72% on a QoQ basis from 30.96% in Q4 2025.
Embassy Bancorp (EMYB) has 13 years of FCF Margin data on file, last reported at 38.3% in Q1 2026.
- Quarterly FCF Margin rose 1338.0% year-over-year to 38.3% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 30.08% (up 462.0% YoY) and the FY2025 annual result came in at 26.71%, up 333.0% from the prior year.
- FCF Margin climbed to 38.3% in Q1 2026 per EMYB's latest filing, from 30.96% in the prior quarter.
- Across five years, FCF Margin topped out at 56.2% in Q1 2023 and bottomed at 2.58% in Q2 2024.
- The 5-year median for FCF Margin is 32.96% (2025), against an average of 33.6%.
- The widest annual swing landed in 2022, when FCF Margin surged 2242 bps; it then slumped 4000 bps in 2024.
- Tracing EMYB's FCF Margin over 5 years: stood at 39.66% in 2022, then slumped by 32 bps to 26.86% in 2023, then tumbled by 31 bps to 18.58% in 2024, then soared by 67 bps to 30.96% in 2025, then increased by 24 bps to 38.3% in 2026.
- Per Business Quant, the three latest EMYB FCF Margin figures stand at 38.3% (Q1 2026), 30.96% (Q4 2025), and 32.96% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Embassy Bancorp | - | - | - | 38.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.30% |
| Dec 31, 2025 | 30.96% |
| Sep 30, 2025 | 32.96% |
| Jun 30, 2025 | 17.35% |
| Mar 31, 2025 | 24.92% |
| Dec 31, 2024 | 18.58% |
| Sep 30, 2024 | 54.99% |
| Jun 30, 2024 | 2.58% |
| Mar 31, 2024 | 16.21% |
| Dec 31, 2023 | 26.86% |
| Sep 30, 2023 | 54.98% |
| Jun 30, 2023 | 39.20% |
| Mar 31, 2023 | 56.20% |
| Dec 31, 2022 | 39.66% |
| Sep 30, 2022 | 48.34% |
| Jun 30, 2022 | 25.70% |
| Mar 31, 2022 | 43.41% |
| Dec 31, 2021 | 27.46% |
| Sep 30, 2021 | 25.93% |
| Jun 30, 2021 | 31.60% |
| Mar 31, 2021 | 35.09% |
| Dec 31, 2020 | 30.53% |
| Sep 30, 2020 | 35.89% |
| Jun 30, 2020 | 31.57% |
| Mar 31, 2020 | 15.89% |
| Dec 31, 2019 | 33.60% |
| Sep 30, 2019 | 45.38% |
| Jun 30, 2019 | 35.19% |
| Mar 31, 2019 | 37.33% |
| Dec 31, 2018 | 32.91% |
| Sep 30, 2018 | 38.35% |
| Jun 30, 2018 | 31.13% |
| Mar 31, 2018 | 35.45% |
| Dec 31, 2017 | 29.64% |
| Sep 30, 2017 | 36.13% |
| Jun 30, 2017 | 25.81% |
| Mar 31, 2017 | 29.43% |
| Dec 31, 2016 | 25.66% |
| Sep 30, 2016 | 39.00% |
| Jun 30, 2016 | 35.81% |
| Mar 31, 2016 | 15.32% |
| Dec 31, 2015 | 17.44% |
| Sep 30, 2015 | 33.34% |
| Jun 30, 2015 | 27.88% |
| Mar 31, 2015 | 24.12% |
| Dec 31, 2014 | 21.71% |
| Sep 30, 2014 | 33.57% |