Embassy Bancorp (EMYB) FCF Margin (2010 - 2026)
Embassy Bancorp (EMYB) reported FCF Margin of 13.51% for Q1 2026, down 751.0% on a YoY basis from 2.08% in Q1 2025, and down 143.73% sequentially from 30.9% in Q4 2025.
Embassy Bancorp (EMYB) FCF Margin (2010 - 2026) Analysis & Trends
Embassy Bancorp (EMYB) has 17 years of FCF Margin data on file, last reported at 13.51% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 751.0% year-over-year to 13.51%; the trailing twelve-month figure through Mar 2026 stood at 14.69% (down 551.0% YoY), and the FY2025 full-year result was 50.19%, down 27611.0% from the prior year.
- FCF Margin slipped to 13.51% in Q1 2026, from 30.9% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 38.72% in Q4 2022 to a low of 24.95% in Q1 2022.
- A 5-year average of 0.88% and a median of 7.21% in 2022 frame the typical range for FCF Margin.
- Peak annual rise in FCF Margin reached 1671 bps in 2022, while the deepest fall reached 6193 bps in 2022.
- Tracing EMYB's FCF Margin over 5 years: stood at 38.72% in 2022, then tumbled by 33 bps to 26.08% in 2023, then fell by 26 bps to 19.42% in 2024, then surged by 59 bps to 30.9% in 2025, then slumped by 144 bps to 13.51% in 2026.
- Business Quant data shows EMYB's FCF Margin at 13.51% in Q1 2026, 30.9% in Q4 2025, and 11.15% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 121.23% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 14.03% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -83.10% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 31.27% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 22.64% |
| 10 | Embassy Bancorp | 169.18 Mn | -126.92 Mn | - | -13.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -13.51% |
| Dec 31, 2025 | 30.90% |
| Sep 30, 2025 | -11.15% |
| Jun 30, 2025 | -4.93% |
| Mar 31, 2025 | -6.01% |
| Dec 31, 2024 | 19.42% |
| Sep 30, 2024 | -16.57% |
| Jun 30, 2024 | -0.55% |
| Mar 31, 2024 | -3.35% |
| Dec 31, 2023 | 26.08% |
| Sep 30, 2023 | -8.83% |
| Jun 30, 2023 | -9.00% |
| Mar 31, 2023 | -13.93% |
| Dec 31, 2022 | 38.72% |
| Sep 30, 2022 | -10.17% |
| Jun 30, 2022 | -7.21% |
| Mar 31, 2022 | -24.95% |
| Dec 31, 2021 | 22.01% |
| Sep 30, 2021 | 30.85% |
| Jun 30, 2021 | 33.21% |