Embassy Bancorp (EMYB) Debt Ratio (2010 - 2026)

Embassy Bancorp has disclosed Debt Ratio across 17 years of filings, most recently posting 0.0 for Q2 2026.

• In Q2 2026, Debt Ratio fell 7.51% year-over-year to 0.0; the TTM figure through Jun 2026 stood at 0.0 (down 7.51% YoY), while the FY2025 annual figure was 0.01, down 54.42% from the prior year.
• Debt Ratio came in at 0.0 for Q2 2026 at Embassy Bancorp, down from 0.01 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.06 in Q3 2023 to a low of 0.0 in Q1 2025.
• Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2022.
• Year-over-year, Debt Ratio jumped 505.61% in 2023 and tumbled 70.85% in 2025.
• Over 5 years, Debt Ratio stood at 0.01 in 2022, then jumped by 271.66% to 0.03 in 2023, then plunged by 60.3% to 0.01 in 2024, then sank by 54.42% to 0.01 in 2025, then retreated by 24.06% to 0.0 in 2026.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.0 in Q2 2026, 0.01 in Q1 2026, and 0.01 in Q4 2025.