Embassy Bancorp EMYB
OTC EMYB
$22.10 -0.25 (-1.12%)
At close: Aug 20, 2026 · 4:00 PM EDT

Embassy Bancorp (EMYB) Debt Ratio (2010 - 2026)

Embassy Bancorp (EMYB) posted Debt Ratio of 0.01 for Q1 2026, up 25.73% sequentially from 0.01 in Q4 2025, and up 80.11% YoY from 0.0 in Q1 2025.

Embassy Bancorp (EMYB) Debt Ratio (2010 - 2026) Analysis & Trends

Embassy Bancorp has reported Debt Ratio for 17 years, with the latest figure at 0.01 in Q1 2026.

  • Quarterly Debt Ratio rose 80.11% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (up 80.11% YoY) and the FY2025 annual result came in at 0.01, up 91.06% from the prior year.
  • Debt Ratio rose to 0.01 in Q1 2026 per EMYB's latest filing, from 0.01 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.01 in Q2 2024 and troughed at 0.0 in Q4 2024.
  • A 5-year average of 0.01 and a median of 0.01 in 2023 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio sank 68.78% in 2024, then surged 91.06% in 2025.
  • Over 5 years, Debt Ratio stood at 0.01 in 2022, then climbed by 12.73% to 0.01 in 2023, then tumbled by 68.78% to 0.0 in 2024, then soared by 91.06% to 0.01 in 2025, then climbed by 25.73% to 0.01 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.01, and 0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Hdfc Bank 120.94 Bn 84.74 Bn - 0.12
2 Pnc Financial Services 97.79 Bn 97.79 Bn - 0.14
3 Us Bancorp 95.96 Bn 95.96 Bn - 0.05
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.90 Bn -144.19 Bn - 0.10
6 Deutsche Bank Aktiengesellschaft 72.17 Bn -81.15 Bn - 0.07
7 Nu Holdings 71.53 Bn 57.84 Bn 2.35 Bn 0.01
8 Truist Financial 61.56 Bn 61.56 Bn - 0.13
9 Fifth Third Bancorp 49.60 Bn 25.88 Bn - 0.07
10 Embassy Bancorp 165.52 Mn -119.55 Mn - 0.00

Historic Data

Download Data
DateValue
Jun 30, 2026 0.00
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.00
Mar 31, 2025 0.00
Dec 31, 2024 0.00
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01