Embassy Bancorp (EMYB) Debt Ratio (2010 - 2026)

Embassy Bancorp (EMYB) reported Debt Ratio of 0.01 for Q1 2026, up 80.11% year-over-year from 0.0 in Q1 2025, and up 25.73% on a QoQ basis from 0.01 in Q4 2025.

Embassy Bancorp (EMYB) has 17 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • Quarterly Debt Ratio rose 80.11% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (up 80.11% YoY) and the FY2025 annual result came in at 0.01, up 91.06% from the prior year.
  • Debt Ratio climbed to 0.01 in Q1 2026 per EMYB's latest filing, from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.01 in Q2 2024 and bottomed at 0.0 in Q4 2024.
  • The 5-year median for Debt Ratio is 0.01 (2023), against an average of 0.01.
  • The widest annual swing landed in 2024, when Debt Ratio tumbled 68.78%; it then soared 91.06% in 2025.
  • Tracing EMYB's Debt Ratio over 5 years: stood at 0.01 in 2022, then rose by 12.73% to 0.01 in 2023, then plunged by 68.78% to 0.0 in 2024, then soared by 91.06% to 0.01 in 2025, then rose by 25.73% to 0.01 in 2026.
  • Per Business Quant, the three latest EMYB Debt Ratio figures stand at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 Embassy Bancorp - - - 0.01

Historic Data

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DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.00
Mar 31, 2025 0.00
Dec 31, 2024 0.00
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01
Mar 31, 2021 0.01
Dec 31, 2020 0.01
Sep 30, 2020 0.01
Mar 31, 2020 0.01
Dec 31, 2019 0.01
Sep 30, 2019 0.01
Jun 30, 2019 0.01
Mar 31, 2019 0.01
Dec 31, 2018 0.07
Sep 30, 2018 0.06
Jun 30, 2018 0.04
Mar 31, 2018 0.02
Dec 31, 2017 0.01
Sep 30, 2017 0.01
Jun 30, 2017 0.01
Mar 31, 2017 0.01
Dec 31, 2016 0.01
Sep 30, 2016 0.01
Jun 30, 2016 0.01
Mar 31, 2016 0.03
Dec 31, 2015 0.08
Sep 30, 2015 0.11
Jun 30, 2015 0.10
Mar 31, 2015 0.08
Dec 31, 2014 0.05
Sep 30, 2014 0.06
Jun 30, 2014 0.04
Mar 31, 2014 0.04
Dec 31, 2013 0.06
Sep 30, 2013 0.07
Jun 30, 2013 0.06
Mar 31, 2013 0.04
Dec 31, 2012 0.04
Sep 30, 2012 0.06
Jun 30, 2012 0.04
Mar 31, 2012 0.05
Dec 31, 2011 0.06
Sep 30, 2011 0.06
Jun 30, 2011 0.07
Dec 31, 2010 0.09